First they came for…

THE EMPTY SUITS

First they came for the Injured Workers, and I did not speak out–

Because I was not an Injured Worker.

Then they came for the Trade Unionists, and I did not speak out —

Because I was not a Trade Unionist.

Then they came for the ‘Boomers,’ and I did not speak out–

Because I was not a ‘Boomer.’

Then they came for the Insurance Brokers, and I did not speak out–

Because I was not an Insurance Broker.

Then they came for the Attorneys for the Injured Workers, and I did not speak out–

Because I was not an Attorney.

Then they came for the Judges, and I did not speak out–

Because I was not a Judge.

Then they came for the Politicians, and I did not speak out–

Because I was not a Politician.

Then they came for the Bloggers, and I did not speak out —

Because I was not a Blogger.

Then they came for me–and there was no one left to speak for me.

it didnt start with gas chambers

 

If you have been watching the ‘Abbott and Costello’ version of the

Workers Compensation National Discussion ala Abbott and Costello - Comedic duo

Workers’ Compensation National Discussions, you will better understand.  

Spin Doctors!

WC SHELL GAME TIMES HOW MANY INJURED WORKERS

The “National Discussions” launched in May with diatribes against America’s Injured Workers, selecting a few to disparage viciously and incessantly on and off social media.

Yes, we were warned.   Let’s see what they collectively come up with in … August…. to spin for ‘improved perceptions’ of the industry and it’s killing machines and bots?

Remember Remember:  ASSUME RESPONSIBILITY?

Broker Schmoker Rebuttal

The Ignorant Aging

Are The Calderons Enough?

This Could Be Huge

Polarization to Hypocrisy

Work Comp and Baseball

Remember the industry rants disparaging America’s Injured Workers in favor of a (potential?) business associates from down under? Follow the money.  Follow their blogs.

“This morning finds me firmly ensconced in a top secret “undisclosed location”, preparing to attend the 2016 Workers’ Compensation Summit – the result of an earlier call for a national conversation on workers’ comp. When I first published the article…..”

Who Will Lead The National Conversation on Workers’ Compensation

WorkersCompensation.com Best Blog Designees for 2016!

Some Final Thoughts on the Best Blogs Experience

Best Blogs to Be Announced on Monday

And The Conversation Begins in Dick Cheney’s Basement

 

Injured Workers Mediation for negotiations and structured settlements

Some Injured Worker/WorkComp Survivor Opinings…

 

 

WorkComp BEST BLOGS RESULTS? Without a Blog, an Injured Worker is UNARMED and Unprotected in America’s WAR ON WORKERS

ACTION ALERT:   FOLLOW THESE  “Best Blogs of 2016” #WorkComp Blogs and Leave Your Comments when you have something to add to the discussion. Then, CREATE YOUR OWN BLOG AND LET’S KEEP MOVING.    

If-you-re-not-careful-the-newspapers-will-have-you-hating-the-people-who-are-being-oppressed-and-loving-the-people-who-are-doing-the-oppressing-Malcolm-X-quote

Remember Remember the First Amendment.  PS Is it true that if you don’t know what your rights are, you don’t have any?  

“NOT IN THIS COUNTRY!”

 

NAIDW 54 million plus

 

Get your travel-passes ready for the upcoming Facebook WorkComp/Injured Worker Virtual Field Trip!

 

See the Industry “Top Blogs” links below and “Arm Up” —  #OccupyVirtually!

 

WE ARE THE MEDIA NOW ….  #DodgeTheRads ….

 

MyWorkCompCoach.com says when one thing doesn’t work, we do other stuff, by any and every means necessary and available.

We-all-have-a-story-to-tell

Since the Wilson’s “Best Blogs 2016” results are in, and apparently none of the 3 or 4 Injured Worker blogs made the list, and too few Injured Workers are able to blog for survival, let’s try another strategy.   Share more at the National Association of Injured and Disabled Workers  NAIDW.org  AND….

IF YOU ARE AN INJURED WORKER, attempt to write your story in 500-700 words or less, and submit, as a guest blogger, to each of the “Winners”  in the recent contest.  Links are below.

If you like, provide a courtesy copy of your submission to the author or various authors to WorkCompLinda@gmail.com for follow up.   We’ll see what we can do to pave the way to incite open-ness to your stories.

What’s YOUR WorkComp Story – A Questionnaire by MyWorkCompCoach.com

Maybe resubmit your story to the good people who did the 2015 series  INSULT TO INJURY: THE DEMOLITION OF WORKERS COMPENSATION?   They still say:  GET INVOLVED – HELP US INVESTIGATE    What Happens When Americans Are Hurt on the Job?  Help ProPublica Investigate.  

(Print a copy and take to your doctor and send to your attorney and remind them of their oath and their fiduciary responsibilities.  If they need more support, encourage them to read Congress’s  October 2015 letter offer  to send in law enforcement, if required.  It seems to be required, doesn’t it. Send in the National Guard to protect injured workers and other taxpayers while WorkComp is transformed or demolished. )

The industry seems to be choosing demolitions based on the willful ignorance, arrogance and obfuscation of facts and other media deceptions and distractions.

first they ignore you

We’ll also ask again at the Sedgwick Institute – LinkedIn group for a committee to review your stories, whether or not you are a Sedgwick or other TPA casualty or horror story.  Carpe Diem!

You might also Google search   Legal Intake – National ACLU for local, state and national legal intake resources, if necessary.

WCBinjury.com [an Injured Worker Blog nominated for the Wilson ‘best blogs 2016’ event, didn’t make mention, either] would also welcome hearing from you.

Submit your stories or copies to InjuredWorker@WCBinjury.com     Be sure to read their page, The Constitutional Right to Blog.   KEEP COPIES OF EVERYTHING, or easier yet, BLOG ABOUT IT!

 If-you-re-not-careful-the-newspapers-will-have-you-hating-the-people-who-are-being-oppressed-and-loving-the-people-who-are-doing-the-oppressing-Malcolm-X-quote

Then, get to work on creating your own blog, control your own content.  WordPress.com or Blogger.com can get you started.  Keep it simple; just get started.

Since the “Agenda” of the National WorkComp Discussions leans toward OPIATE TRAFFICKING, insinuating that most Injured Workers are lazy fakers who prefer a life of poverty, pain and homelessness as a “opiate dependent” or “street drug addict,” be sure to include YOUR experience with doctors and drugs and failed surgeries in your stories.

  1.  Have you been prescribed opiates?
  2. For what condition and body part(s)
  3. For how long?
  4. Have there been painful lapses of denied drugs?
  5. Is your pain condition a consequence of a failed surgery or foreign objects left behind in a botched surgery?
  6. How long have you been waiting for a hearing for your right to medical care?
  7. How long have you been waiting for corrective surgery?
  8. Are you represented by counsel?
  9. What was your date of injury…

Once the ‘experts’ have your date of injury, condition and body parts involved, they already know what you’ve been through, so do you best to stick with the facts.

Si sedgwick insitute opportunity to open dialogues

 

"YOUR RADIATION THIS WEEK"
“YOUR RADIATION THIS WEEK”


The 2016 Best Blogs Winners have been announced! View them here!

 

Announcing the WorkersCompensation.com Best Blog Designees for 2016!

 

The blogs below were all nominated by citizens of the workers’ compensation community. They were judged on several criteria. In addition to objective categories such as age of blog, frequency of posting and website traffic**, they were also assessed by an independent judging panel for content quality, value and timeliness. Designated blog category was determined by people nominating the blog. In the event of multiple nominations, the category selected by the majority of nominators was used.

Congratulations to the winners, listed below in the order of their overall score:


 

Work Comp Roundup, Author Michael Stack – Category: Education

From Bob’s Cluttered Desk, Author Robert Wilson – Category: National Issues

Managed Care Matters, Author Joe Paduda – Category: Medical Management

DePaolo’s Work Comp World, Author David Depaolo – Category: National Issues

WorkersComp Insider, Authors Tom Lynch & Julie Ferguson – Category: National Issues

Workers’ Compensation by Gelman, Author Jon Gelman – Category: Legal

The Official Medicare Set Aside Blog, Author Jennifer Jordan – Category: MSA/Settlements

Conference Chronicles, Author Varied – Category: Education

Florida Workers’ Comp Adjudication, Author David Langham – Category: Legal

Work Safe, Texas, Author Varied – Category: Carrier

Franco Signor MSP Blog, Author Varied – Category: MSA/Settlements

Workers’ Comp Zone. Author Julius Young – Category: Legal

MedicareInsights Blog, Author Rafael Gonzalez – Category: MSA/Settlements

Alabama Workers’ Compensation Blawg, Author Varied – Category: Regional/State Specific

Evidence Based, Author Michael Gavin – Category: Medical Management

Mark Pew, Author Mark Pew – Category: Medical Management

Louisiana Comp Blog, Author Varied – Category: Regional/State Specific

Sedgwick Connection, Author Varied – Category: TPA

New Jersey Workers’ Comp Blog, Author John Geaney – Category: Regional/State Specific

The Return to Work Blog, Author Varied – Category: Carrier

Simply Work Comp, Author Varied – Category: Safety/Prevention

MEMIC Safety Net, Author Varied – Category: Safety/Prevention

From Bob’s Cluttered Desk:

Best Blogs to Be Announced on Monday

Well, the tabulations are complete, the results are in, and the first Best Blogs competition is now under our belt with the winners scheduled to read more …
Posted on: April 29, 2016, 5:53 pm

 

cognitive dissonance turbulence

Sedgwick Institute – Linked In Group — Are YOU In? LinkedIn or Facebook — WHAT DIFFERENCE DOES IT MAKE? Let’s see!

 

Will other WorkComp Thought Leaders Follow with More Groups embracing Injured Workers and Taxpayers?

Linda Ayres commented on this  

[on LinkedIn, for those of you unfamiliar with the platform…it’s much like Facebook and Twitter]

Linda Ayres

Hey! Did you read this yet? Did you join the “Sedgwick Institute” on linked in yet? C’mon, let’s go! The May WorkComp National Discussions are about ready to begin. Here’s my take on it: https://lnkd.in/bR8785Y

What’s YOURS? I will check with Jonathan Mast to see if they will be having a Facebook “Sedgwick Institute” group, I think perhaps a “SI – VENTING ROOM” could prep more Injured Workers to join a mixed group. #TTFN

[In the meantime, we can use a FB public – group place holder at Occupy WorkComp to start organizing and blogging support]

  1. Linda Ayres

    There are only 20 people in the group so far. C’mon. You have something to say? There’s your open door! Carpe Diem! #Blog4Freedom, Life, Liberty and Justice for All! It’s time to restore Civil Rights and Human Rights to Injured Workers NOW.  show less

  2. Linda Ayres

    MyWorkCompCoach.com says “…If you’re an Injured Worker without a blog, you are Unarmed in the War Against Workers. You may be suffering from Stockholm Syndrome and have to add that diagnosis to your list….”  show less

  3. Fonzseau Darren

    I put my request in. Will see.

  4. Linda Ayres

    Yaaaaay Fonzseau Darren! The “Sedgwick Institute” LI Group was 13 members when I joined, and it’s up to 33 now. I don’t imagine that Jonathan Mast or their team of administrators watch it like Hawkes, so let’s hope tomorrow it will reach at least 100 and keep growing.

    We’ll see if Jonathan and team are planning on a FB “Sedgwick Institute – FB Group” of similar guidelines and intention. We can help them build it!

    If so, Injured Workers might be able to create a complimentary group called something like “Si – Injured Workers Venting Room” so Injured Workers can do an unbridled brain dump, to facilitate more facts. ONWARD! We Are The Media Now!

  5. Linda Ayres

    We, who are outside of the system now, could then collectively help re-write the issues without the emotions that go with being a WorkComp Victim, and the related PTSD and [OPIATE] druggings – so that more SIMPLE FACTS can be presented in the SEDGWICK INSTITUTE GROUPS, to be elevated to their actual “Institute” of “INDUSTRY THOUGHT LEADERS”

    We might find some social workers, paralegals and nurses and doctors and lawyers to help us review and re frame the stories so that the “Thought Leaders” can grasp the content. I’m looking for some now. Keep your eyes open, too!

  6. Linda Ayres

    I know Bob Wilson ‘s May ‘National WorkComp Discussions’ does not (yet) embrace Injured Workers input, but maybe he will be inspired by the direction of the Sedgwick Institute Open forums and LinkedIn group.

    Maybe David David DePaolo‘s WorkComp Central will also create a FB group for Injured Workers to help, and then maybe Bob will see the value in Injured Worker Input.

    Maybe Joseph Paduda, Barry Thompson,  Richard FinePeter Rousmaniere, Art Wilcox, Roberto CenicerosThomas F. Martin, Alan Gurvey and others will lend some energy to getting more items on the discussion tables.

  7. Linda Ayres

    Hey! Here’s a thought! Maybe a joint invitation letter from the WC Industry Thought Leaders TO Injured Workers & Taxpayers could open those doors to further discussions, sort of like the letter from Congress to the DOL Secretary.

    EINSTEIN IF I WERE TO REMAIN SILENT

    Of course, investigative reporters would be naturals in such a discussion group, if the intent is to get the truth on the table and identify real problems and create real transformations and resolutions. I still think teams of Mediators and Structured Settlement peeps is a good next step, for any case over 4 years old, particularly if it’s a back or brain injury… w/limits on how long cases can drag on and on.  show less

  8. Linda Ayres

    PS For any LinkedIn peeps also on alternative social media, Facebook, I’m regularly censored from posting in groups, even my own, but I do have access to my pages and events.

    fb censored blocked again from groups 4 27 2016 1143 am   CENSORED FB 4 27 2016 1129 AM

    Let’s connect over there…..We will do what we can to get some serious thinkers to join the Sedgwick Institute linked in group, and any new groups thought leaders open up to embrace injured workers. After all, the though leaders have businesses to ‘lead’ ALL BECAUSE SOMEBODY GOT HURT AT WORK. Let’s all get along and work on solutions now. Thanks

  9. Linda Ayres

    How to find me on FB, and yes, it’s another long story… for another time. The page is “shared” with Lucy Occupy, because she has no papers to show to the FB thought police. https://www.facebook.com/LucyOccupy.311 so after lock outs, the compromise was to share profile space with LucyOccupy — she has her own page though…. and is known and loved in the real anti-nuclear communities — since 2011. show less

  10. Linda Ayres

    PS…. Back on point to the original blog: From an Injured Worker’s Perspective – Deploy Mediation and Structured Settlement Teams to reach resolutions https://myworkcompcoach.com/2016/04/26/from-an-injured-workers-perspective-deploy-mediation-and-structured-settlement-teams-to-reach-resolutions/ xoxxoox

  11. READ ON:

    Insult to Injury

  12. ‘All of This Because Somebody Got Hurt at Work’

    “…Hummer limos, go-go dancers, a live alligator and glowing aliens in spandex at the national workers’ comp and disability expo. Journey into the little-known workers’ comp industrial complex….”

rise up OCCUPY VIRTUALLY rads in the air

Si sedgwick insitute opportunity to open dialogues
https://myworkcompcoach.com/2016/04/26/from-an-injured-workers-perspective-deploy-mediation-and-structured-settlement-teams-to-reach-resolutions/

Who else is blogging about work comp

WATCH FOR eCourse - COMING SOON
WATCH FOR eCourse – COMING SOON     “WorkComp Survival and Virtual Combat Skills” MyWorkCompCoach.com         

 

"YOUR RADIATION THIS WEEK"
KNOW ABOUT:   “YOUR RADIATION THIS WEEK”

More Talking Points for a GLOBAL SUMMIT on WorkComp Resolutions! WHAT ELSE?

  1. Congratulations on Your Job!  But Wait — about The Benefits! [‘All of This Because Somebody Got Hurt at Work’]
  2. Hurt on the Job? Uh Oh!  HOPE FOR THE BEST — PREPARE TO FIGHT FOR YOUR LIFE
  3. Lawyer Up or Self-Represent?
  4. How does it work?
  5. Who are the Key Players?
  6. How do you get medical care?  Hint: Cross your fingers and hope you don’t die first!
  7. What to Track:  Money In/Money Out/Money Stopped; Doctor appointments — arrival, names, notes, tests, directions, prescriptions, off work notices; Get and read copies of all medical reports and appeals, get business cards of all parties.
  8. What to do if treatment is denied (and it will be denied, FACT!  APPEAL, SQUEAL AND SQUEEK — JUST WHISTLE)
  9. Why Blog?  What to blog — What not to blog?1399166808228
  10. Suspect Fraud?  Uh oh!  FIGHT BACK!
  11. Suspect Collusion?  Uh oh! FIGHT BACK!
  12. Did HR send a Get Well Card and Speedy Recovery Wishes?
  13. Are you disabled?  File for Social Security Disability immediately if you expect to be off work 1 year or more (Hint: If it’s work comp, count on it! File churning, obfuscation of facts, fraud and chicanery often caused delay, denial, deceptions and death.  FILE TODAY;  If you’re lucky enough to get legit medical care and return to work, welcome to that “1%” crowd!
  14. Follow THESE Blogs – Comment on Industry Blogs
  15. Join the #CommitteeOfBloggers – WE WORK LIKE ANTZ  – Use these memes and hashtags too!
  16. Lost your sanity, job, home and health?  Uh-oh!  Find an advocate to help you fight back – LEARN TO WHISTLE!  #JustWhistle, #Tweet, #Blog, #Post, #Pin etc.
  17. Tell YOUR story here and there [What Happens When Americans Are Hurt on the Job? Help ProPublica Investigate] and Tell your Friends and Neighbors and Elected Officials…. do your best to BE SUCCINCT….. “What it used to be like, what happened, and what it’s like now”  Figure you have 30 seconds to grab attention, and two minutes to hold it in a call to action.  #Blog4TheCure
  18. Go Fund Me?  If you don’t ask, you won’t get.  TRANSCEND LEARNED HELPLESSNESS; BE CREATIVE!   (Read also #TheFirstLeaflet)
  19. Join a Class Action in Your State or Nation
  20. Settlement Time?  Yeah, right.
  21. Then What…. HOW DO YOU MOVE ON POST-WORK COMP?   How to RISE LIKE THE PHOENIX FROM THE ASHES? occupy virtually 99 percent
  22. Ask:  About Your Radiation This Week – Bob Nichols, Writer

Remember Remember that  All Nuclear Reactor Leak All of the Time and that radiation poisoning compromises the immune system.

Radiation and Health PU239 etc

‘Pray for the Dead and Dying, Fight Like Hell for The Living, #DodgeTheRads and #OccupyVirtually

outraged red letters

#InjuredWorkersUniting  #SilentNoMore

“I BLOG, THEREFORE I AM A WORKCOMP SURVIVOR”  BE ONE TOO!

WE ARE THE MEDIA NOW RED DOT

WHAT ACTIONS CAN YOU TAKE TODAY?

Bloggers:

Injured Workers:

Attorneys:

Providers:

Adjusters:

Legislators:

Law Enforcement:

Civil Rights & Human Rights Advocates:

PEOPLE OF GOODWILL:

FOLLOW THE BLOG AT MY WORKCOMP COACH and ADD TO IT!

WATCH FOR INJURED WORKER STORIES FROM THE WORKCOMP COUCH!

WorkComp STINKS

  1. MAKE IT A GREAT WEEK! Count your blessings that you can work, and that you have a job you can go to! Not everybody is so lucky, particularly anybody injured at work. It’s a brutal system….’the shower on the left or the shower on the right’ are the choices seriously injured, disabled and older workers face!
    .
    REMEMBER REMEMBER TO PUT PEOPLE BEFORE PROFITS….. It’s how the world is meant to be…..because….WE ARE THE MEDIA NOW PS #DodgeTheRads —> It’s dangerous out there!
  2. #WorkComp! #WorkCompsters? Hmph. ASK ABOUT SURVIVING WORK COMP IN YOUR STATE AND NATION, TOO. IMAGINE #CommitteesOfBloggers — Injured Workers Telling What’s Really Going on…. Here are some thoughts and resources… https://lnkd.in/bJNuZzt– and a list of posts since Summer 2013 https://lnkd.in/btH3gtS because WE ARE THE MEDIA NOW
  3. #WorkCompStinks and is verrrry slow. What if there was a statute of limitations for #WorkComp claims? If the insurance carrier does not provide enough medical care within, for example, 104 weeks, settlement becomes mandatory & return to work possible? Gov Brown…are you & Christine Baker & Ronnie Caplane and pals listening? I’ve been off work HOW LONG on the rest & wait & wait & wait programs?!!! How much money does the State lose to the insurance peeps on this one? Nevermind what it costs me, huh? Hmph. ADJ8181903. FYI. Thanks. ‘No need to thank me; it’s what I do’ Linda & Friends

    WORK COMP IS SLOWWWWWWWWWWWWWWWWWWWWWWWWWW

    1. THAT’S 3 YEARS, 9 MONTHS, 9 DAYS…… approximately 40 face to face evaluations, a swath of denials from CorVel, Maximus and in 2012, via the adjuster and defense….AND WE STILL HAVE A PENDING HEARING REGARDING AN ORDER TO COMPEL AN ENT EVALUATION ….FOR A BRAIN INJURY?!! THE ORTHOPEDIC SURGEON REPORTS ARE INSUFFICIENT, HUH?

    2. HOW ABOUT THE THE REPORTS FROM THE INTERDISCIPLINARY TEAM AT SCRIPPS, OR THE NEUROPSYCHOLOGISTS AND CLINICAL PSYCHOLOGISTS AND FUNCTIONAL NEUROLOGISTS… My goodness. If WorkComp was a legitimate business with these stats, people would lose their jobs!!!!! AMERICA AMERICA!!! HEADS UP! YOU COULD BE NEXT! NOBODY INCLUDES ‘WORKCOMP” IN A RETIREMENT PLAN!!!! The only apparent choices for an injured worker in America are ‘the shower on the left or the shower on the right’…. #WorkCompStinks! Clean it up! Thanks!

      make htings happen

    3. This video could be included in all “New Employee” Orientation packages… Defense Against the Psychopath Defense Against the Psychopath (Full length) https://www.youtube.com/watch?v=Gd6P1Ue2aGg It’s an important documentary

      SMALL ACTIONS BIG CHANGE

    4. Here’s another video for the WorkingClass… “Can you say why America is the greatest country in the world?” “The Most Honest Three Minutes In Television History” https://www.youtube.com/watch?v=ML3qYHWRIZk

      Lucy and Doctors

      doctor strike

      WC DOCTORS

      flag distress signal

      constitution  too long didnt read

      YOU STINK

    5. WHITE ROSES AND LINKED IN  5 16 2015
    6. WE ARE THE MEDIA NOW THANK YOU

Surviving WorkComp — JUST DO IT!

Do YOU want outcomes like this for your WorkPlace Injuries? Guaranteed by CNA? Works for Wyndham--You Too?

Linda Ayres

Wyndham Worldwide – Disabled by WorkCompsters

Do YOU want outcomes like this for your WorkPlace Injuries? Guaranteed by CNA? Works for Wyndham–You Too?

How?  Have untrained staff, incapable of handling a work place injury, unable to offer medical support, transportation to an emergency room, or call 911.  Ensure that staff do not know how to complete a DWC-1 form, know nothing about alleged MPN-Provider Networks, never send a get well card and never inquire over the years of denied medical care how the employee is doing; above all, never extend a get well wish, and threaten abled working staff to NEVER SPEAK TO AN INJURED WORKER, under any circumstances.  Refer always to HR.

Then, hope for a newbie Adjuster who can “just follow orders” and rely upon EAP referred doctors for referrals to other specialists.  Hope that adjuster seriously follows PLAY BOOK that apparently deems it necessary to terminate all benefits upon diagnosis of serious injury, including Brain Injury and commence acts of emotional, mental and financial terrorism.

Hope for a designated defense counsel that will go to any means necessary to “win the case” with plenty of Court time and other billable hours on matters related to legal chicanery and obfuscation of facts.  When both are replaced after a few years, hope for seasoned, jaded professionals without hearts or souls. Higher on the food chain, the more intense the outcomes.

Count on AME/QME/IMR doctor reports written by non-medical staff, signed by industry leased/owned professionals for the big bucks, and know that legitimate doctors will also be cheated out of agreed upon fees and more.

Hope for a Risk Management team to successfully shift all risk and cost burdens to State and Federal agencies, without fear or caution.  If necessary, hope for a fraud unit that will call injured workers and ask, “So tell me, ______, when ARE you going to die?”

Count on total violation of Civil Rights—-because WorkCompsters appear to be above the law, with no regard or respect for the Constitution of these United States of America and callous disregard for life and liberty.

CNA Insurance | LinkedIn

cnainsurance

LinkedInFor more than 117 years, CNA has built relationships with agents and brokers to meet the insurance needs of businesses of any size. Headquartered in Chicago 

Wyndham Worldwide

Hospitality   10,001+ employees

 

THE ABOVE ACTIONS WILL TAKE A TEAM PLAYING PRODUCTIVE HIGH-IQ EMPLOYEE  FROM THIS:

TO THIS:

DEFENSE AGAINST THE PSYCHOPATH https://www.youtube.com/watch?v=Gd6P1Ue2aGg

FOLLOW THE MONEY: WorkComp California in Cahoots with CNA, Grancell and Wyndham?!!

go save yourself from the zombies[Last edited on July 31, 2014 at 8:47 am]

FOLLOW THE MONEY! America? Just doesn’t seem right to send a sweet little ol’ Baby Boomer to the Welfare Lines and Homeless Kamps….and early death, does it?  #Zombie Alerts!

America? Do you know, really know, how the #WorkComp Multi-Billion Dollar Insurance Scams work, to maim and kill us, while “they” laugh all the way to the bank? Here, check this out. If you have a similar story, let us know. We’re more than a little annoyed at the moment…. Follow the blogs too… more on that horizon coming right up…

#MicCheck. CAN YOU HELP ME WITH THESE GOALS?? Does it Make Sense to you Financial and Math Wizards?? Any other #InjuredWorkers experience this sort of madness, while waiting, waiting waiting for medically necessary treatments for over 2.5 years?

What’s YOUR story regarding #WorkComp and money and medical benefits? Anybody else experiencing full scale BREACH OF FIDUCIARY DUTIES by the Insurance Carriers? One goal is to shed light on these issues, in each of these UNITED STATES OF AMERICA, and helping the insurance companies mend their ways…their ways that are maiming and killing injured workers everywhere.

Here’s a MATH word question, for anybody with a brain, a job, or a work injury related to #WorkComp.

*******************
In California, Work Comp works like this (allegedly):
TTD – 104 weeks (paid by carrier, while providing medical care)
EDD – 52 weeks (paid from employee’s fund, for long term disabilty)
Social Security – Long term disability – can take more than 2 years for approvals after pattern and practice of delays, denials, hearings, denials, delays…. similar to Work Comp practices of the State, just on a Federal Level.
********************

Optional: LTD – usually an employee purchased option, available after 6 months of injury, as a supplement, not ‘crazy money’….payable until age 65 or recovery, whichever is sooner, and apparently part of a pay-back/offset scheme in the event Social Security benefits are approved. Policies vary.

In my case, the long term disability policy contributed $100.00 a month while TTD benefits were being honored. When benefits by insurance carrier were illegally terminated, the LTD policy provided, briefly, $1,800 a month. When TTD resume, LTD wanted their money back. :/ (Need an accountant just to deal with the cash flow, huh? D’oh!)

Social Security indicated that yes, they know I have a traumatic brain injury, but their finder of facts indicate that it is not bad enough to prevent me from selling timeshares. 😮 Does that mean they think …. nevermind…..it’s on appeal. One of their doctors suggested that I might be ‘crossing guard’ even though neuro-optometrists recommend vision therapy so it is safe for ME to cross the streets! Why on Earth they would want someone with vision impairments to help kids cross streets is BEYOND BELIEF, ISN’T IT?

So, here’s the puzzle. IF THE INSURANCE CARRIER DEFIES THE LAW, AND REFUSES TO PAY TTD TO INJURED WORKER, THE STATE SWITCHES PLACES AND PAYS THE INJURED WORKER, USUALLY AT A HIGHER RATE, FOR THE FIRST 52 WEEKS, AND PLACES A LIEN ON THE CASE FILE.

Then, as in my case, the insurance carrier picks up the TTD at a mis-calculated and substantially lower rate of pay, for another 52 weeks, then says, “OH MY. THERE YOU HAVE IT. 104 WEEKS. YOU’RE DONE!” When objected to by injured worker, the carrier response to the omitted 52 additional weeks was, “Oh, I do this all the time. You’ve been paid 104 weeks, and that’s all your entitled to.”

Then, resources recommend that the injured work file for General Relief as a burden to the State’s coffers. Some of you may have seen my February 2014 rants about the generosity of the Salvation Army to keep my lights and heat on in the cold winter, and they directed me to Food Banks and CRISIS CENTER COUNSELING. That was helpful.

Upon injured worker requests, EDD filed a demand for reimbursement from the Insurance Carrier for the $47,922.00 paid by the State in 2012/2013. On 4/24/14, the insurance carrier reimbursed the State of California $31,400.00 for the free loan provided due to the carrier’s willful and malicious refusal to pay TTD, an action supported by WCAB Information and Assistance Officer, and was not heard by a Judge since requested to be heard repeatedly, since December 2012.

The State, in further investigations, found that the carrier had underpaid the injured worker for approximately 416 days, and The State forwarded approximately $23,000 in May 2014 to cover that mess up, and resumed twice monthly payments of $1928 until last week. Upon further investigation by Injured Worker, even the State indicates that it is a common practice that they have to protect citizens and injured workers when insurance carriers fail to pay, and breach those fiduciary responsiblities.

The severe discount in the payback of the $47,922 loaned to the insurance carrier to only $31,400.00 back to the State…. is a huge profit to the insurance carrier…. and a huge loss of nearly 6 months of benefits the injured worker has paid into and is entitled to.

SO, DOES ANY OF THIS MAKE SENSE TO YOU EITHER?
That Mr. Thomas Motamed of CNA, their CEO, makes $10.7 million a year off the multi-billion dollar insurance rackets in America. Just doesn’t seem right to send a little ol’ Baby Boomer to the Welfare Lines and Homeless Kamps….

Any way you do the math, 104 weeks + 52 weeks = 156 weeks, which is 3 years.
I have been waiting and waiting and waiting for medical treatments for 2 years, 6 months, 22 days….. DO THE MATH, AND WONDER WITH ME, WHERE’S THE MONEY?

I have contacted staff people at #CNA, #GRANCEL, #WYNDHAM and #RELIANCE and I hope for good news and money shortly. KEEP THE FAITH.

WE ARE THE MEDIA NOW. WE DO NOT…FORGET.

IF YOU HAVE EXPERIENCED THE SAME OR SIMILAR PROBLEMS, SEND ME AN EMAIL AT WYNLINDA@GMAIL.COM OR COMMENT ON THE CURRENT BLOGS AT:

ASK ABOUT WORKERS COMP GRAVY TRAINS
https://askaboutworkerscompgravytrains.com/list-of-posts-ask-about-workers-comp-gravy-trains/…..

This one talks about ways to save Corporations Money and the Lives of Injured workers…. after reading this info on the ‘shell games’ played:

CORPORATE AMERICA AND UNIONS INTERESTED IN REDUCING YOUR WORKERS COMP COSTS BY 20-50% AND SAVING LIVES?
https://askaboutworkerscompgravytrains.com/2014/07/23/corporate-america-and-unions-interested-in-reducing-your-workers-comp-costs-by-20-to-50-and-saving-lives/

….there may be other thought provoking ways to reduce #WorkComp costs….like eliminating Defense Attorney’s and having clear investigations by the Departments of Insurance on violations of fiduciary responsibilities that involve State and Federal Funds.

TOGETHER, WE’LL GET TO THE BOTTOM OF THIS. MAYBE THEY ARE SIMPLE MISTAKES, HUH?

EASILY CORRECTED BY OVERNIGHT DELIVERY! WE’LL SEE. I WILL KEEP YOU POSTED. KEEP ME COVERED WITH LIGHT AND GOOD POSITIVE POWERFUL THOUGHTS…..THESE BOYZ DO NOT LIKELY SING IN THE CHOIR.

#INJURED WORKERS UNITED: SILENT NO MORE

WE ARE THE MEDIA NOW. SO BE IT, AS IF LIVES DEPEND ON IT.

 

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stupid no stupid people beyond this point

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