Stop the Workers’ Compensation SOBs and WOE

 

Can you also be a little hard to “get” if their politics lean either side of center, if they are a basic “Difficult Person,” a mysoginyst, a basic WorkCompster, or even just a common psychopath?

Professional friends said, early on, “Get out of WorkComp by any means necessary, it will kill you.”

They had no clues about how.  Professional friends now still say, “Keep screaming, Linda, somebody’s got to do it!”

The latest blog at Ask About Workers Comp Gravy Trains might be of interest:

Workers’ Compensation SOBs and Global WOE from Australia Canada and USA

‘Cognitive dissonance’ often requires people to make victims of crimes wrong or a villain or a villain-ette, or to quote the late David DePaolo, of WorkComp Central from  Assume Responsibility, a “Vociferous Militant.”

American Injured Workers were unable to organize to fight the series of national attacks, diatribes and propaganda launch attempting to make Injured Workers the wrong-doers.  The industry alerted all in February to expect the propaganda launch in May.  Some joined it.  How sad.

In 2014, in Work Comp and Baseball DePaolo said:

There are, however, claims that are difficult from the very outset. Sometimes we hear about them but most of the time we don’t.

The ones that we do hear about get dismissed from our conscience too easily because the melodrama in their vocalization of what’s wrong gets drowned by our own jaded pessimism.

These cases, though, are real. There are real people behind these cases. People get hurt. People get toyed with. People don’t get what is needed, what is promised in the Grand Bargain, and set aside as disturbed and having unrealistic expectations.

Some contact me because of this blog, seeking answers, help and remedies.

I have met some – like Linda Ayers. I won’t get into Linda’s case here – that’s not the point.

Linda is vocal, like a few other injured workers. She has a blog, she is active in social media, she posts comments to this blog.

And she probably drives the defense crazy as she is prolifically passionate about making sure the system works for her and for other injured workers.

It’s easy to dismiss Linda’s activities as the rantings of an unstable person, but she is not an unstable person. She is a person who’s case spiraled out of control from the beginning, and we know that the early stages of a claim are the most critical.

It hard for most Americans to realize the atrocities that happen under the banner of Workers’ Compensation.  David mentioned me in a few more of his blogs, and we exchanged more than a few emails over the course of my case.

When I told him I was “attending mediation with an open mind, open heart, and empty briefcase” he was aghast, and insisted I needed a lawyer but that I was so angry, nobody would help me.  We had a few philosophical exchanges on those topics.   I am grateful to David for those exchanges and media coverage.

I was also, in 2014, one of the four finalists for CompLaude Awards, and in 2014, 2015 and up until May 2016, I was a strong advocate for the CompLaude Awards, and you can see the blogs to prove it!  Plenty of private emails were sent on behalf of the effort, also, and my nominations were significant, with at least one award winner — in the doctor category.

Since the “open mind, open heart, empty briefcase” strategy was successful, for all intents and purposes, I have been attempting to ‘rebrand’ from being a ‘screamer and thought provoker,’ despite the “Difficult Persons” deeply entrenched in the PROFITS BEFORE LIVES business models that most Americans don’t know about, and don’t want to know about.

Social Security Administration ‘mis-behavior’ and other improprieties apparently require renewed efforts to address further government malfunctions.  My carefully organized evidence arrived in Washington DC mail rooms last week, including letters to The Ten Congressional Representatives who have gone on record as being concerned about American Workers and Taxpayers and Workers Compensation.

Wait till they see the SSA package of loose marbles and loose screws, fabrications, falsehoods, and general malfeasance, with indicators of many unclean hands involved in the financial terrorism against me, and others like me. Might be interesting.  It’s another one of those ‘oh so sad, common stories’ that happen all the time, but you don’t hear much about those DIRTY OPEN SECRETS EITHER.

I retained a writer/editor to help dig through my wins to help with rebranding.  It was a costly event, with a typical cognitive dissonant reaction.  I shared my business resume and said it’s not really valid anymore, since cognitive impairments are what they are.  I thought I made it clear that I am injured, NOT STUPID.  I think that point may have been overlooked.

Early on, after a lengthy conversation, the editor said that my ‘story’ must be told but that it must be told in a way that people will want to hear more, and not simply want to kill me for telling the truth.  I said, “Yeah, exactly what I want your help with.”  That was months ago.

I make it clear that while I believe WorkComp arrests could fill a few cell blocks or privatized penitentiaries, my intention is not to bust the crooks, but to FREE THE HOSTAGES.  BIG DIFFERENCE.  ONE IS BASED IN HARSH REALITY, AND THE OTHER IS DELUSIONAL.   (Hint: Rico rules)

From the volume of notes I shared, draft 1 painted me as a total loser, victim, physically and mentally incapable of doing sh*t, and would have subjected me to litigation on top of that. That first draft was more along lines of ‘publish that, and they’ll surely kill you.’  😕

There was absolute inability by the party to see the dots being connected between the exterminations by Workers Compensation and by the Nuclear Industry.

Arguing about my volunteer efforts that have had a significant global reach since 2011 Triple Nuclear Meltdowns at Fukushima – WAS NOT AND IS NOT A DISCUSSION ITEM ON THE TABLE.

It was suggested that I choose one, and check with my pals on which to choose. The results were in….  Injured Worker Advocates suggested dropping the Radiation Warnings to #DodgeTheRads and why, as totally irrelevant; Anti-Nuclear Advocates suggested dropping Injured Worker Advocacy as they are good as dead anyway, if they have serious injuries.    “EXTERMINATIONS” would be all inclusive!

WorkComp has been known to work ok in first-aid situations for minor injuries. Horrific with serious injuries, and exacerbates injuries that, with immediate medical care, could result in return to work scenarios and partial recoveries.

One pal said, ‘Each camp, of course, wants that loudest mouth, and you’re a BIG LOUD MOUTH.’   😀

I would love to know that WorkComp is moving in a clean, life-saving direction for the millions involved, so I could just drop that topic…. but it seems that the propagandists are digging in to protect their profits by any means necessary — including your life or mine.

If there are more than 54 million injured and disabled workers in America, and approximately 8.9 million are on Social Security Disability, are the rest homeless and destitute?  SSA pays ‘nazi war criminals’ with greater ease than it pays Americans with Disabilities….yikes!   CLEAN UP TIME!  LET’S GO!

I guess that was lost money….I sent a note to that editor last week suggesting if it’s too hard, I understand, but darn, I paid A BUNCH OF MONEY FOR THAT.  I hope a refund follows, since draft 2 never arrived.   😕

A couple of my pals are compiling books about stories of people with brain injuries, and my story doesn’t fit their audiences.  Injured Workers have a particular extra set of survival battles, as anybody ever touched by that industry knows.

Even other TBI survivors cannot fathom the extent of malice and corruption too many Injured Workers are subjected to, that actually prevent recovery and often cause death because it is more profitable for the industry to ‘risk a $100,000 wrongful death suit’ than to pay for medical care in hundreds of thousands of dollars because care was neither immediate, prompt, or appropriate in so many cases.

How many of you have seen the Hillary videos [Google search hillary seizures – today the count is 547,000 results] showing what appears to be seizures after the DNC conventions, from either her Concussion of 2012, or her extreme radiation poisoning in Spring 2011 at the beginning of the Fukushima Daiichi Nuclear Meltdowns.

The Secretary had been sent to Tokyo to mitigate damage to commerce and establish censorship guidelines, apparently.   “Your Radiation This Week” describes the ongoing radiation poisoning across America.

So, if Hillary can run for president with a brain injury and convulsions/seizures, maybe SSA initial conclusions in 2012-2015 that brains are not needed to work as a sales executive were closer to accurate than believed.  The videos haven’t been scrubbed from the Internet, and there’s plenty of Good Kop/Bad Kop going on with the corporate media, as you have no doubt noticed.

American selection process, quite the circus this time, isn’t it.

“What difference does it make?”  — Check your local radiation readings and how many cities have been over 1,000 CPM, for how long. “Normal background is 5-20 CPM.”   See Your Radiation This Week – the series began April 2015.  Catch up. #DodgeTheRads

Home-efforts at rehabilitation have included studying online courses like a mad-woman, so maybe I do get to return to the WorkForce, one day soon.   Watch for the eCourse….it will be free … sort of a self-procured apprentice-ship.

I think it’s time for Congress to establish a Civil Rights and Human Rights Commission to further investigate what happens to Injured American Workers.

The Courts apparently ‘routinely rule in favor of the insurance carriers’ and some business owners call it ‘legislated fraud.’  You may be hearing more about it as the industry attacks on Injured Law Enforcement and Firefighters seems to be escalating.  Hopefully, their Unions will step up and speak out.

Heck, Fukushima-Gate investigations might be appropriate about now, too, huh?!  America, America!  What happened!

 

Here’s my best shot at REBRANDING, so far, shared over on Facebook in an online biz group, and in a few Injured Worker groups.

Linda Ayres‎ Occupy WorkComp  ·  LEARNING NEVER ENDS…

There are 67 of us here in Occupy WorkComp. Do YOU want to introduce yourself, and maybe say a little about your situation and how we might support you? Remember, it’s a PUBLIC GROUP — ain’t no secrets here! ;D

Here’s what I’m learning:

From another group, where I am learning more about how to get an eCourse together to perhaps help more of you save your own lives…

The instructor runs a great group, and invites everybody to introduce themselves, and there are group calls…it’s a course I paid to join, but they have a public group, too… I’ve told you about it before, and I’ll share more as things come together.

Here’s how I introduced myself to them, for what it’s worth…

~~~~~~~~~~~

Hi Everybody! Participation seems to be a key here at PPE! 😀

My abilities to be short and concise are a little impaired, so here’s my best shot…..The images below are the shortest version. 😀

“Please take a moment and introduce yourself! We officially kick off on August 1 but the party can start before then!” – Instructor

I would have joined in a bit sooner, but I was having a little FB thought-police detention issues… it happens to some politically-socially active members of our little communities. FB ‘ads’ seem to deter the harassment, to a degree.

I am in the process of getting to know ‘the new me’ and rebranding that new me and I look forward to getting to know more of you, and the services you are providing to help uplift humanity in these challenging times.

Like so many of you, I have also signed up for a gazillion courses, free and paid and have completed quite few of them, and I love Colleen’s style of teaching… she breaks everything down to do-able steps, in her royal style! The 7-day challenge was one I actually finished! Hoooray! I even blogged about the process over at LinkedIn.

I’ve been ‘working on’ creating an eCourse for over a year, and there have been too many ‘moving pieces’ for me. I am also working on a few different eBooks.

I am very hopeful of discovering strategies and methods and structures and support here so that the eCourse will be completed and this piece of social media will become like child’s play.

I am a Workers’ Compensation Survivor in the USA and a #TBI (#BrainInjury #Concussion) survivor as a result. Friends in Canada, UK and Australia face similar life-threatening challenges from workplace injuries The internet brings us all together to explore solutions.

If you have friends or loved ones fighting the good fight, don’t let them fight alone. Lend a hand, and some blog space!
My intentions are to help Injured Workers escape the system(s) with their lives — Workers’ Compensation is NOT an employee benefit.

My professional friends told me, ‘Get out of work comp by any means necessary – it will kill you.’ They didn’t have a clue about the how. It took me several years to find that ‘magic formula’ that may also work for others who have a grasp of the power of social media.

My blogs about workers’ compensation and nuclear matters include reminders to #DodgeTheRads#OccupyVirtually and to remember remember…

Learning never ends. See you over at Kajabi-Land and Teachable!

MyWorkCompCoach.com


WorkCompLinda@gmail.com

WE ARE THE MEDIA NOW – #DodgeTheRads

WorkComp – Updates on America’s Dirty OPEN SECRETs

Injured Workers’ Stories Are The Same

–the minor differences are names, body parts and case numbers – Ask a Doctor or Lawyer for confirmation

Ask Your Injured Friends and Neighbors, too!

identify definition

“The reason you draw the reactions from these folks is not because you are being vilified, or because they have a disdain for the injured worker with a voice or any other malicious reason.”

“It is very simple – you offer nothing positive relative to change.”

“Anyone can complain. Few do anything to effectuate change.”

“Drawing attention to the negative, which you have done for the past several years, does nothing to further the conversation, offers no solutions, provides no road map.”

REALLY????

…It simply is not enough to complain. Everyone has a complaint. A complaint without a solution is bulls**t. You may as well just dig a hole and hide because no one is going to pay attention.

Everyone knows that bad sh*t happens in work comp and that there are profiteers off of the injured. That’s no secret.

So what are YOU going to do about it? …. Anonymous Industry Mouthpiece

The contempt and disdain that masks the dangers to Injured Workers by the industry profiteers is undeniable and sounds pretty darn dangerous, doesn’t it?

They ‘might be right.’

I wonder what if the 30,000 + viewers of AskAboutWorkersCompGravyTrains.com have any opinions on the foregoing statements?  If so, please tell me more at WorkCompLinda@gmail.com

Watch for future issues of MyWorkCompCoach.com for strategies on how to deal with such interactions.  Remember remember Ghandi…

‘First they ignore you, then they laugh at you, then they fight you, then…YOUR BLOG POSTS GO VIRAL!’  – or something like that, huh?   xooxoxo

I want to find a way to propose solutions to help Injured Workers escape the WC System with their lives.  The laws are unenforced and meaningless.

I have a collection of Injured Worker stories, most of whom prefer to be Anonymous.  Watch for them.  They include, but are not limited to, in progress tragedies apparently caused by Sedgwick and others.  Most have poor-to-no legal representation, advocacy, medical care or benefits.  Yes, in America! An AMERICAN DIRTY OPEN SECRET.

Too many lawyers just make stuff up to protect profits by any means necessary. The US Constitution is mocked by the WorkCompsters, and far worse, they get away with it.  You don’t look.  You don’t care. Till you’re stuck in the box car, heading for the death camps of WorkComp.  Enough is enough.

It will require teams of mediators and structured settlement people. Would you find that of any interest? Start with a plan to release all POW’s who have been in the WorkComp System 4 or more years…..within 12 months, with the help and supervision of the National Guard.

It requires “arming ” Injured Workers with the ability to blog and share their stories, heinous as most of them are.

I am also in the process creating a course for Injured Workers to empower them with Work Comp Survival and Virtual Combat Skills!  Watch for it!

I am wondering about the possibilities of a collaborative effort and ezine and possible Tele summit to unite voice of any good people in Workers Compensation with victims of WorkComp to lead legitimate national discussions “Of the People, By the People and For the People.”

I am one voice speaking on behalf of Injured Workers. There are a few of us.

Canadians and Australians seem more vocal about the same class atrocities. Perhaps they don’t fear their governments like so many American’s do?  Has our Constitution become so meaningless that an entire industry can profit by destroying a segment of the Working Class?   ‘When they come for you, there will be no one left to speak for you…’

Most injured workers are too terrified of the WorkCompsters and their legislated fraud and surveillance and threats, compounding denied medical care and benefits.  Doesn’t that truth make you shake your head and want to shout, “NOT IN THIS COUNTRY!!!”

The Injured Worker stories are the same — minor differences are names, body parts, and case numbers.  The outcomes are much the same too…with degrees of further maligned health,  income and job losses, botched surgeries, risk/cost shifts to taxpayers via Social Security and prison systems, ETC.

Some experts insist that the best injured workers can hope for in America is social security disability and an early death.   Really, some industry investigative reporting from the dark side, huh?

Others suggest that the best American’s can hope for is a program to provide ‘food for the poor injured workers’ rather than LAW ENFORCEMENT FOR MEDICAL CARE AND BENEFITS, indictments from criminal conduct of the WorkCompsters, and the protection by the National Guard for extreme CIVIL AND HUMAN RIGHTS VIOLATIONS IN EVERY STATE IN THE UNION.

NAZI HUNTER STES  5 4 2016

Congress didn’t offer assistance with food banks for poor tortured and abused Injured Workers.   Here’s the October 2015 letter where the ten signers clearly offer assistance, that could indeed come in the deployment of the National Guard, since State agencies also fail injured workers, nationally.

“….and whether added authorities are needed to better ensure that the interests of injured workers and taxpayers are protected.”

We say, keep your bags of surplus food out of the legal functioning of WorkComp…ENFORCE THE LAWS THAT ARE IN PLACE TO PROTECT INJURED WORKERS, AND INDICT THE OFFENDERS THAT READILY COMMIT FRAUD WITH INTENT TO DENY MEDICAL CARE, AND WORSE.

If the laws are unenforceable, then there is no choice but to immediately demolish the workers compensation systems and commence trials for the crimes being committed against every Injured Worker in America, and taxpayers, and employers and legitimate service providers.  You could be their next victim.

are we going to see YOUR shoes here

I am a work comp survivor, who was extremely unsuccessful in finding competent legal counsel.  Nevertheless, in pro per, ‘the parties reached resolution, subject to confidentiality agreement.”  #BloggersSurviveWorkComp

Doctor and Lawyer pals advised to “get out of the workers comp system by any means necessary; it will kill you.”   Some later said that in their entire careers, they never saw anybody fight so hard to survive WorkComp.

One such ‘fan’ suggested that I create a ‘coaching program.’  From that simple encouragement, I began working on a new blog, MyWorkCompCoach.com and an eCourse, Surviving Work Comp and Virtual Combat Skills on Teachable.

Personal ‘rebranding’  post-WorkComp is difficult when hearing fresh horror stories, while being continuously assaulted by industry trolls and their ilk.  It can, however, be accomplished, with a little help from our friends.

I have been a strong advocate for the CompLaude Awards 2014-2015 and I used my resources to also share in the social media communities about the recent 2016 best blogs contest.

A search of the website, AskAboutWorkersCompGravyTrains.com results in pages of and pages of posts about the Comp Laude event.  Ditto for the ‘Best Blogs’ event.  Call it ‘drivel’ if they will.  Sticks and Stones…..

We also shared news of the Sedgwick Institute Linked in group, for what it’s worth, after reading weeks before of the mega-funded SEDGWICK INSTITUTE, allegedly established to investigate the ‘issues’ of WorkComp.  Search my blogs for further info.  Google it.

I blog extensively, to the best of my abilities, as I recover from Worker’s Compensation and brain injury.  My anti-nuclear efforts have suffered tremendously due to WorkComp battles, but it has helped to see the parallels between the ‘PROFITS BEFORE LIVES’ nuclear and insurance industries, and the ‘swaths’ of 21st Century Sonderkommando.

I live near Joshua Tree National Park in California, USA. I am much nicer than I may appear in my blogs, and while my ability to speak is still impaired and challenging, I can speak but written communications are much easier for me, post-injury. If you have a story to share, send it to me.  We Are The Media Now.

Please let me know if you think there might be mutual benefit in a discussion. I have several projects on the table and it seems that the industry has amped up their propaganda blitz in a feeble effort to neutralize or mitigate the truths exposed in the 2015 Insult to Injury / Demolition of Worker’s Compensation series.

“Injured Workers without a blog are Unarmed and Unprotected In The WarOnWorkers!  #WoW”

Here are the industry’s picks of the Best Blogs of 2016.  Note the absence of Injured Worker Representation.

They all seem tasked with a propaganda launch to attempt to mitigate the truths exposed in 2015 by ProPublica and NPR efforts that just exposed the tip of the iceberg.  They are apparently having a ‘secret’ national discussion in May…. we’ll see what comes of that, won’t we.  So far, not so good in the open-ness and transparency arenas.  Attacks on Injured Workers seem to be escalating, and tales of WC Nurses posing as employees at doctors offices have been reported to be threatening, intimidating and terrorizing injured workers at doctor’s appointments.  SMH…. thinking, ‘NOT IN THIS COUNTRY!!’

InjuredWorkersUniting!  SilentNoMore!

Share the link.  We’ll create another directory with Injured Worker reviews of the accuracy of their content, in due course.

Follow them all, and search their sites to see which ones actually bother to report on WorkComp Fraud legitimately…. the carriers seem to have the most indictments, and employees weigh in at less than 1%.  Follow that money trail.

JOIN IN THE DISCUSSIONS ON LINKEDIN.…  and tell your friends and neighbors; your governments already know.

You might also peruse these blogs for some potentially inspiring thoughts for actions….  “It takes a village.”

MyWorkCompCoach.com

AskAboutWorkersCompGravyTrains.com

“I BLOG, THEREFORE I AM A WORKCOMP SURVIVOR.  BE ONE , TOO.”

What’s YOUR WorkComp Story?

–It’s a simple questionnaire; remember, once we know you’re in WorkComp, WE KNOW ALL THE DETAILS OF YOUR STORY.  IT’S AN OPEN SECRET.

#DodgeTheRads

Surviving WorkComp — JUST DO IT!

Do YOU want outcomes like this for your WorkPlace Injuries? Guaranteed by CNA? Works for Wyndham--You Too?

Linda Ayres

Wyndham Worldwide – Disabled by WorkCompsters

Do YOU want outcomes like this for your WorkPlace Injuries? Guaranteed by CNA? Works for Wyndham–You Too?

How?  Have untrained staff, incapable of handling a work place injury, unable to offer medical support, transportation to an emergency room, or call 911.  Ensure that staff do not know how to complete a DWC-1 form, know nothing about alleged MPN-Provider Networks, never send a get well card and never inquire over the years of denied medical care how the employee is doing; above all, never extend a get well wish, and threaten abled working staff to NEVER SPEAK TO AN INJURED WORKER, under any circumstances.  Refer always to HR.

Then, hope for a newbie Adjuster who can “just follow orders” and rely upon EAP referred doctors for referrals to other specialists.  Hope that adjuster seriously follows PLAY BOOK that apparently deems it necessary to terminate all benefits upon diagnosis of serious injury, including Brain Injury and commence acts of emotional, mental and financial terrorism.

Hope for a designated defense counsel that will go to any means necessary to “win the case” with plenty of Court time and other billable hours on matters related to legal chicanery and obfuscation of facts.  When both are replaced after a few years, hope for seasoned, jaded professionals without hearts or souls. Higher on the food chain, the more intense the outcomes.

Count on AME/QME/IMR doctor reports written by non-medical staff, signed by industry leased/owned professionals for the big bucks, and know that legitimate doctors will also be cheated out of agreed upon fees and more.

Hope for a Risk Management team to successfully shift all risk and cost burdens to State and Federal agencies, without fear or caution.  If necessary, hope for a fraud unit that will call injured workers and ask, “So tell me, ______, when ARE you going to die?”

Count on total violation of Civil Rights—-because WorkCompsters appear to be above the law, with no regard or respect for the Constitution of these United States of America and callous disregard for life and liberty.

CNA Insurance | LinkedIn

cnainsurance

LinkedInFor more than 117 years, CNA has built relationships with agents and brokers to meet the insurance needs of businesses of any size. Headquartered in Chicago 

Wyndham Worldwide

Hospitality   10,001+ employees

 

THE ABOVE ACTIONS WILL TAKE A TEAM PLAYING PRODUCTIVE HIGH-IQ EMPLOYEE  FROM THIS:

TO THIS:

DEFENSE AGAINST THE PSYCHOPATH https://www.youtube.com/watch?v=Gd6P1Ue2aGg

2 of 3 WorkComp MAGIC Money Math or FOLLOW THE MONEY on the WorkComp Gravy Train

xmas naughty or nice

WorkCompCentral 4th Annual CompLaude Awards Gala is coming up…. Mark your calendar for Saturday, December 5, 2015.

BTW, August 31, 2015 is the deadline for submissions of YOUR nominees for the WorkCompCentraCompLaude Awards. After the recent news about Director Christine Baker, it seems that the need for your to dig deeply into your database to find good people doing good stuff in America’s work comp system has never been greater.  Here’s the link again.

On the who’s been naughty and who’s been nice, WorkCompCentral has the ‘nice” list being covered, and looks like ProPublica and #InjuredWorkersUniting will simply have to continue cover the ‘naughty’ lists and enlist support, #TEO!

CompLaude 2015 Nominees

For Injured Workers, the need has never been greater for us to tell our stories. We need a #CommitteeOfBloggers.  Tell your story to the good peeps at ProPublica…..they may not be able to get the whole truth out there, but they’re doing a damn good job creating some cognitive dissonance.   Look ’em up under The Demolition of Workers Compensation and find the link to SHARE YOUR STORY aobut “What Happens When Americans are Hurt on the Job? Help ProPublica Investigate” because, afterall, WE ARE THE MEDIA NOW.   #InjuredWorkersUniting  #SilentNoMore.

xmas naughty or nice

HAVE YOU BEEN ALSO BEEN CHEATED OUT OF DISABILITY BENEFITS AS WELL AS DENIED MEDICAL CARE FOR YEARS, CAUSING PERMANENT DISABILITIES TO YOU, TOO?   WE’RE NOT ALONE.

NAIDW 54 million plus

BUT WAIT! THERE’S MORE!   AM I MISSING SOME CALCULATIONS HERE??!!!  NOBODY AT EDD/SSA/CNA/MATRIX/ADVOCATOR/WYNDHAM SEEMS TO BE ABLE TO HELP OUT EITHER.  IT’S IN THE ‘TOO HARD’ PILE EVERYWHERE….

The skewed and repeatedly mis-stated numbers have Social Security Administration in a super quandry over retroactive Social Security Disability benefits.  First, they sent $_____________ to a dead bank account, and the Treasury Department kindly intervened.  Then they sent a letter saying, whoooops, miscalculated, send us back $______ (more than the original amount) within 30 days, or else we’ll terminate all your benefits, but you can appeal it.

.

Then it was discovered they generously overpaid the law firm by $1,500 which was reimbursed immediately in June back to SSA, but SSA had apparently just processed that repayment, so they sent a follow up letter acknowledging the reimbursement and reduction in the demand for funds from Injured Worker by same amount.

.

Weeks have passed and SSA has been unable to return calls to the Advocator handling the case.  The time to appeal is fast approaching, hence, this outreach via the internet.  ARE THERE ANY FORENSIC ACCOUNTANTS OUT THERE?  OR CAN THE STATE CONTROLLER’S OFFICE HELP?    (3 OF 3 WILL FILL IN THE BLANKS ON AMOUNTS FOR SSA/EDD/CNA FIASCO…IT’S A TOUGH SHELL GAME TO FIGURE OUT—–> PARTICULARLY WITH A BRAIN INJURY.

.

I JUST KNOW IT AIN’T RIGHT….  and it’s in the “too hard” pile on too many desks, another example of ‘obfuscation of facts’ with intent to deny benefits and further harm injured worker?  Sure looks like it, huh?  Not even experts can sort it out.

SOCIAL SECURITY FOLLOW THE MONEY TRAIL

CNA aka American Casualty refused to pay TTD from 4/15/12 – 2/14/13 — and there are extenuating circumstances involving not only WCAB Courts, but Information and Assistance Officers and EDD parties.  Adult Protective Services, State Senator and Assemblyman’s office helped to break the stranglehold that resulted in Injured Worker having to apply for Social Welfare, Public and Private Assistance, including help from the Salvation Army for utilities in early 2014 because of this practice which is apparently “done all the time” according to CNA Adjuster, Daniel Elliott.

.

Reimbursement discount was ‘negotiated’ by defense firm with EDD, apparently without any State oversight, and a Judge on appeal said it was ok.  Apparently, some Judges think it’s ok for the State to give away taxpayer dollars to big insurance companies.

[Yikes, CNA has racked up some penalties, haven’t they?  Is there anybody enforcing these rules?]

 Amout Period Issue Date
1/9/2012 1/21/2012      1,304.30 2 1/20/2012
1/23/2012 2/5/2012      1,304.30 2 2/3/2012
2/6/2012 2/19/2012      1,304.30 2 2/16/2012
2/20/2012 3/4/2012      1,304.30 2 3/2/2012
3/5/2012 3/18/2012      1,304.30 2 3/15/2012
3/19/2012 4/1/2012      1,304.30 2 3/29/2012
4/2/2012 4/15/2012      1,304.30 2 4/12/2012
!!!!!!!!!! !!!!!!!!  !!!!!!!!!! !!!!!! ____ Weeks Late; 25% penalties +++
2/15/2013 2/28/2013      1,298.82 2 2/27/2013
3/1/2013 3/14/2013      1,298.82 2 3/13/2013
3/15/2013 3/28/2013      1,298.82 2 3/27/2013
3/29/2013 4/11/2013      1,298.82 2 4/10/2013
4/12/2013 4/23/2013      1,298.82 2 4/24/2013
4/26/2013 5/9/2013      1,298.82 2 5/8/2013
5/1/2013 5/23/2013      1,298.82 2 5/22/2013
5/24/2013 6/6/2013      1,298.82 2 6/5/2013
6/7/2013 6/20/2013      1,298.82 2 6/19/2013
6/21/2013 7/4/2013      1,298.82 2 7/3/2013
7/5/2013 7/18/2013      1,298.82 2 7/17/2013
7/19/2013 8/1/2013      1,298.82 2 7/31/2013
8/2/2013 8/15/2013      1,298.82 2 8/14/2013
8/16/2013 8/29/2013      1,298.82 2 8/28/2013
8/30/2013 9/12/2013      1,298.82 2 9/11/2013
9/13/2013 9/26/2013      1,298.82 2 9/25/2013
9/27/2013 10/10/2013      1,298.82 2 10/9/2013
10/11/2013 10/24/2013      1,298.82 2 10/23/2013
10/25/2013 11/7/2013      1,298.82 2 11/6/2013
11/8/2013 11/21/2013      1,298.82 2 11/12/2013
11/22/2013 12/5/2013      1,298.82 2 12/4/2013
12/6/2013 12/19/2013      1,298.82 2 12/18/2013
12/20/2013 1/2/2014      1,298.82 2 12/30/2013
1/17/2014 1/30/2014      1,298.82 2 1/29/2014
1/31/2014 2/13/2014      1,298.82 2 2/12/2014
!!!!!!!! !!!!!!!  !!!!!! !!!!!!! ___ Weeks late; 25% penalties +++
2/14/2014 4/24/2014      6,494.10 9 4/18/2014
4/25/2014 5/8/2014      1,298.82 2 5/7/2014
   49,393.52 75
 C NA PAID TO IW WEEKS PAID
104 weeks per Labor Code, weekly rate questioned, but at $1,298.82 x 52 checks = $67,538.64
C N A  Reimbursed $31,400 to EDD on 4/29/14  for paying IW $49,49,422 from 2012-2013 because C N A refused to despite Court demand:
 $       31,400.00 = 24.17579 weeks 99/weeks  effective payment?
Lump Sum Permanent Disability Advance
$5,000 1/30/2015 (subrogated by private LTD carrier?!!)

52 additional weeks of disability benefits to have been provided by the State, when the WorkComp system fails after the first 104 weeks, would have meant an additional benefit of 52 weeks x $961/week or $49,972.

So, if CNA had paid 104 weeks at  $649.41 (eow check $1298.82) that would have been:  $67,538.64

And if EDD has paid 52 weeks at $961/week that would have been:   $49,972

Not counting the extreme hardships caused by months of non-payments by anybody, the total TTD benefits that were due between 1/9/12 and 1/9/15 seem to be around about $117,510.64    Injured Worker was actually paid 49,393.52 from CNA and $49,422, for a total of $98,815.52 for the 3 years (approximately $33K, that came in sporadic payments, causing extreme stress and hardship).  

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This appears to be a shortage of $18,695.12 (yikes, how close is that to the reward CNA received from EDD for refusing to pay TTD and for refusing to provide medical care?  Is that a mere coincidence?   These numbers alll jumble all over my brain.   Social Security Disability was awarded in May 2015, with retroactive pay back to date of injury, 1/9/12, with the 6 month waiting period to 7/2012.  

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This is where it gets real real fuzzy…. that will be documented, with PDFs of all of ths in 3 of 3 – WorkComp MAGIC Money Math…  

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This seems to happen all the time, to many injured workers…..nobody seems to know how the sad tales end.  

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You’ll know how this one ends, count on it!  Maybe you will even read about it in a ProPublica Report!  ;D

Back pay caper of May 2014 RE WC from SSA print out
2/14/2012 $1,676.96
2/28/2012 $1,304.30
3/13/2012 $1,304.30
3/27/2012 $1,304.30
3/31/2012 $372.66
4/15/2012 $1,397.47
4/16/2012 $712.80
5/17/2013 $6,865.19
7/30/2013 $3,803.68
10/12/2013 $742.18
10/4/2013 $6,123.01
12/25/2013 $6,865.19
3/4/2014 $4,082.01
1/19/2014 $2,319.32
5/8/2014 $6,030.24
C N A paid me $44,903.61
EDD paid approximately $47,922.00 difference EDD gave to C N A, not IW
EDD discounted back to C N A, collecting: $31,654.00 $16,268.00
  of the $31,654 EDD sent me approximately ($21,000.00)
C N A  5/8/2014 Notice states they paid a total of $82,092.04 – they did not.  See above and figure in discounted payback to EDD
See also 9/23/14 statement from C N A Weeks * $
1-9-2012 to 4-15-2012 TTD at $652.15 per week 13 weeks 8477.95
2-5-13 to 5-8-14 TTD at $649.41 per week 38 weeks 24677.58
Reimbursed EDD for period of 1/28/2012 – 3/4/2013 for a total of $31,400. 48 weeks 31171.68
Fred Sachs, C N A 64327.21
99 weeks
C N A alleged total paid $82,092.04 for 1/9/12 – 5/8/14 $82,092.04
C NA  alleges “We have paid the 104 weeks of benefits”
(law says 104 weeks + additional 52 by EDD afterwards as required)
THE MATH DOESN’T ADD UP

The question arises, how many unclean hands did that “negotiated discount” pass through before making it’s way back to EDD?  If this is done all the time, how many times must that discounted $18,000 be multiplied to determine how much money leaves the State in favor of Insurance Profits??

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If every State provides such “negotiated discounts” (aka “kickbacks”??!!)…. how much money is lost by such cost shifting by the State?

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Further cost shifting involves shifting to Social Security Administration, also implicated in this convoluted mess, and they are spending weeks and weeks and weeks of labor hours trying to sort out the calculations.  See below for more on that.  Treasury Department has even had to become involved in May, and will likely need to jump in again before all is said and done?

WC SHELL GAME TIMES HOW MANY INJURED WORKERS

According to the State of California Department of Industrial Relations, here’s the ideal regarding Temporary Disability benefits:

http://www.dir.ca.gov/dwc/TemporaryDisability.htm

But wait!  Is CNA aka American Casualty, THE ONLY INSURANCE CARRIER WITH SPECIAL PRIVILEGES AND DISCOUNTS afforded by DIR no matter what harm is caused to California Injured Workers?  Have any politicians approved these little … what do we call it…. incentives???

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Here’s what they say about attorneys:  http://www.dir.ca.gov/InjuredWorkerGuidebook/FAQsAttorney.pdf   (The warnings are quite inadequate–InjuredWorkers will create some new information for those new to the system. If you make a mistake retaining an attorney who freely violated the ABA Code of Ethics, you’re in for an awful ordeal, and they hang on like leaches to a file, preventing legitimate/competent attorneys from taking over their messes.

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The In-Pro-Per community is a market overlooked by most WorkCompsters…. #InjuredWorkersUniting — perhaps with teams of Paralegals, the WarOnWorkers can be won, SunTzu style, with a Rag-Tag Army of Injured and Disabled Patriots and Others.  Just sayin…THINK OUTSIDE OF THE WORKCOMP GHETTOS.

.

See the gaps in which CNA failed to pay a Wyndham Worldwide Injured Worker? Does that mean 25% of each late payment, up to $10,000 is now due and payable, with sanctions?  Who absorbs that extra cost?

.

That looks like 45 weeks and 4 days?  So would that would be 25% of…. ($1298.82 divided by…. times 45… no, times 22.5 which equals $29,200) so 25% of $29,200, or $7,300.  Is that correct?  So, if you multiply a practice of cheating injured workers like that times how many million injured workers are there, the plot thickens, huh?

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There’s a rule about penalties for failures to reimburse medical miles which CNA also scoffs at.  Complaints have been filed repeatedly with the Audit Unit; hopeful that Wyndham/CNA’s turn is coming up soon on auditors.   Out of pocket medical expenses for this injured worker have exceeded $43,000.  It seems to be a standard that injured workers who are able to, will often spend more than $50,000 in personal funds to survive the WorkComp system.  Some grand bargain, huh?  Wish for WorkComp only on your most despised enemies, huh?

.

“TD payments begin when your doctor says you can’t do your usual work for more than three days or you get hospitalized overnight. Payments must be made every two weeks. Generally, TD stops when you return to work, or when the doctor releases you for work, or says your injury has improved as much as it’s going to.”

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APPARENTLY NOT IN CALIFORNIA!  Does the State Controller know how EDD assumes risks for insurance companies then deeply discounts payback, which also deprives Injured Worker of the additional 52 weeks of State Disability, assuming that the first 104 weeks without medical care failed to result in employee death?

.

If you were receiving temporary disability (TD) benefits, the first PD payment is due within 14 days after the final TD payment”   Ooooops, last TD payment was when?  Shown as 5/8/14?   Does that mean that some sort of estimated PD vs. receiving nothing for months and months and months was due?  

.

Is the claims administrator required to pay a penalty for delays in PD payments? Yes. If the claims administrator sends a payment late, he or she must pay you an additional 10 percent of the payment.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Here’s the revised Chapter 5, How it Works     TEMPORARY DISABILITY BENEFITS

What happens if I don’t get my payments on time?

Is the claims administrator required to pay a penalty for delays in TD payments?

“Is the claims administrator required to pay a penalty for delays in TD payments? It depends. The claims administrator must pay you an additional 10 percent of the payment, if: • The claims administrator sends a payment late; and • You filed a claim form for your injury more than 14 days before the payment was due. This is true even if there was a reasonable excuse for the delay. However, there’s no penalty if the claims administrator can’t determine, in the first 14 days after your employer learned about your injury, whether TD benefits must be paid and sends you a delay letter as explained above. You could be awarded a total of 25 percent of each late payment, up to $10,000, if there was no reasonable excuse for the delay…”

When do TD payments end? TD payments end when:

• Your treating doctor says you can return to your usual job (whether or not you actually return to work); or

• You return to your usual job or to modified or alternate work at your regular wages (or at wages associated with a maximum limit on TTD payments); or • You have reached a point where your condition is not improving and not getting worse. (When this happens, your condition is called “permanent and stationary.”); or

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• You were injured on or after January 1, 2008, and received up to 104 weeks of TD benefits within five years from the date of injury, or you were injured sometime on or after April 19, 2004, through December 31, 2007, and received up to 104 weeks of TD benefits within two years from the start of payments. (Workers whose injuries involve acute and chronic hepatitis B, acute and chronic hepatitis C, amputations, severe burns, human immunodeficiency virus, high-velocity eye injuries, chemical burns to the eyes, pulmonary fibrosis, or chronic lung disease may receive up to 240 weeks of TD benefits within five years from the date of injury.)

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When TD payments end, the claims administrator must send you a letter explaining why the payments are ending. The letter must list all TD payments sent to you. This letter must be sent within 14 days after your final TD payment. If your treating doctor says that you will never recover completely, you may be eligible to receive permanent disability benefits or a supplemental job displacement benefit. See Chapter 7. Permanent Disability Benefits, and Chapter 8. Supplemental Job Displacement Benefit  [Ooooops, CNA didn’t do that either…. ]

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[Yikes, CNA has racked up some penalties, haven’t they?  Is there anybody enforcing these rules?]

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http://www.dir.ca.gov/InjuredWorkerGuidebook/Chapter7.pdf

.

“What are permanent disability benefits?”

“Most workers recover from their job injuries. But some continue to have problems. If your treating doctor says you will never recover completely or will always be limited in the work you can do, you may have a permanent disability. This means that you may be eligible for permanent disability (PD) benefits. You don’t have to lose your job to be eligible for PD benefits. On the other hand, if you lose income because of a permanent disability, PD benefits may not cover all the income lost.”

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“Other Benefits Besides PD If you have a permanent disability, you may also be eligible to receive: • Medical care for your injury, described later in this chapter. • A supplemental job displacement benefit. To learn about this benefit, see Chapter 8. • Other financial help, such as Social Security disability benefits and benefits offered by some employers and unions. To find out about these benefits, use the resources in Chapter 9”

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When do I receive PD payments? If you have a permanent partial disability, you are eligible to receive the total amount of your PD benefits spread over a fixed number of weeks. If you have a permanent total disability, you are eligible to receive PD payments for the rest of your life. PD payments are due as listed below, except as follows: If your employer offers you work that pays at least 85 percent of the wages and benefits that you were paid at the time of injury or you are working in a job that pays at least 100 percent of the wages and benefits that you were paid at the time of injury, you will not receive PD payments until after a workers’ compensation judge approves a settlement of your case or decides on the PD benefits you will receive. If neither of the above is true:

If you were receiving temporary disability (TD) benefits, the first PD payment is due within 14 days after the final TD payment.

• If you weren’t receiving TD benefits, you should receive the first PD payment within 14 days after the claims administrator learns that you have a permanent disability caused by your injury. After the first payment, PD benefits must be paid every 14 days. PD payments end when you reach the maximum amount allowed by law or when you settle your case and receive a lump sum. Note: This lump sum is reduced by the PD benefits that you already received, including any lump sum advances.

Is the claims administrator required to pay a penalty for delays in PD payments? Yes. If the claims administrator sends a payment late, he or she must pay you an additional 10 percent of the payment. This is true even if there was a reasonable excuse for the delay and even if the claims administrator sends a letter explaining the delay. (Note, however, that this penalty is not required if you did not file a claim form for your injury.) You could be awarded a total of 25 percent of each late payment, up to $10,000, if there was no reasonable excuse for the delay.

#################################

GRAVY TRAIN WRECK

EDD PICKED UP THE COSTS FOR TEMPORARY DISABILITY BENEFITS FOR THIS INJURE WORKER BECAUSE CNA REFUSED TO PAY TTD, ALTHOUGH AGREED UPON IN A COURT HEARING.  THE ADJUSTER INDICATED THAT THEY DO IT ALL THE TIME.  REALLLY??  THE INFORMATION AND ASSISTANCE OFFICER COULD ONLY SAY, ‘Look, the order says they would resume paying “if necessary” so apparently your Dr. Ponton didn’t think it was necessary.”  Really, he continued to call me temporarily totally disabled in every reported, omitted and not, to the Carrier and to WCAB and to EDD, so what part of that could be misunderstood as being “not necessary”????!!!

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For the records, EDD paid over an intermittent period, ending in mid 2014 for final reconciliation, after numerous appeals, a total of approximately $49,400 ….negotiated a discount of Injured Workers Benefits or Your Tax Dollars, providing the WorkComp carrier what appears to be an award for approximately $18,000 for REFUSING TO PAY TEMPORARY TOTAL DISABILITY PAYMENTS IN ACCORDANCE WITH LABOR CODE, AND FOR CAUSING PERMANENT TOTAL DISABILITIES BY FAILING TO PROVIDE MEDICALLY NECESSARY TREATMENTS WHILE RACKING UP WHAT APPEARS TO BE A DRAMATIC MONEY LAUNDERING EFFORT WITH MORE THAN APPROXIMATELY 40 FACE TO FACE MEDICAL EVALUATIONS.

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NUMEROUS CorVel medical evaluations with supportive chicanery continuing the pattern of egregious harm with callous disregard for life and  WITH TOTAL DISREGARD FOR RECOMMENDATIONS FOR TREATMENT.

 

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psychopath advisory
DEFENSE AGAINST THE PSYCHOPATH – STUDY AND SHARE – https://www.youtube.com/watch?v=Gd6P1Ue2aGg

This is the American Workers Compensation System?  Everybody knows.  What’s wrong you people putting up with these most vile practices that are mere profiteering by the maiming and experiments and exterminations of your fellow Americans? Is it really worth your soul to sell out humanity?

 

psychopaths in power know  do you

Well, we know that psychopaths have no remorse, compassion or soul—-is that what we have here, WorkComp is operated by a SWATH OF PSYCHOPATHS?   SOS, MY FELLOW AMERICANS!  SOS!

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“If not you, then who? If not now, then when?”  YOU COULD BE NEXT!

#InjuredWorkersUniting  #SilentNoMore

flag distress signal

WE ARE THE MEDIA NOW –> BE GEEKY!

to be continued

Is Christine Baker “Just Following Orders” and if so…WHY? THIS IS AMERICA, LADY!

“IS MANDATORY MALPRACTICE ORDERED TO BEGIN ON TUESDAY, 1 SEPTEMBER 2015?”

#MicCheck! Who Owns Director Christine Baker? Final Straws at CA #WorkComp

“Teach your children well, Workers Comp is truly hell!”

https://www.linkedin.com/pulse/miccheck-who-owns-director-christine-baker-linda-ayres

THINK locally ACT globally #OccupyVirtually – you know why! We are the Media Now, for what it’s worth.

WHITE ROSES AND LINKED IN 5 16 2015

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Well, the Robert Weinmann, M.D. report caught my attention a bit ago, and as I read, I became even more horrified for Workers in California – injured and able bodied. Here, do your own research; draw your own conclusions. Keep it simple. FOLLOW THE MONEY! Read on: https://lnkd.in/bJQAXkk

  • Linda Ayres
  • Robert Weinmann, M.D.…wondering if you, Dr. Weinmann, would be willing to reach out to Attorney Chris Asvar for an opinion to include your blog? Chris is probably the most knowledgeable California attorney regarding brain injury, Worker’s Compensation, and the criminal corruption involved in harming injured workers that is par for the course in California, and across the nation. I stayed up last night well past my bedtime sharing your blog across social media. Now is the time for all people of goodwill to come to the aid of broken humanity. The people of America must realize that everything Hitler did was “legal” –until Nürnberg. It is time for trials again, this time, to include all complicit parties. If not now, then when? Worker’s Compensation is a mega billion-dollar industry. It is not broken. Ms. Baker may simply be just following orders. David DePaolo, Michael Grabell, Howard Berkes and others willl surely shine more light on this devastating and move taking place now. I will also blog and post further, but the industry likes to discount and minimize truths told by victims/survivors of work comp atrocities.I also commented on a post by Jerry Brown about @JeanFuller, so they know about this now too.THANK YOU!!!!!!🌸

     .

  • Ask about Worker’s Compensation corruption and gravy trains now

    https://askaboutworkerscompgravytrains.com/list-of-posts/

    Because WE ARE THE MEDIA NOW 🌸

    BRAIN INJURY ADVOCACY GROUP

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