More Talking Points for a GLOBAL SUMMIT on WorkComp Resolutions! WHAT ELSE?

  1. Congratulations on Your Job!  But Wait — about The Benefits! [‘All of This Because Somebody Got Hurt at Work’]
  2. Hurt on the Job? Uh Oh!  HOPE FOR THE BEST — PREPARE TO FIGHT FOR YOUR LIFE
  3. Lawyer Up or Self-Represent?
  4. How does it work?
  5. Who are the Key Players?
  6. How do you get medical care?  Hint: Cross your fingers and hope you don’t die first!
  7. What to Track:  Money In/Money Out/Money Stopped; Doctor appointments — arrival, names, notes, tests, directions, prescriptions, off work notices; Get and read copies of all medical reports and appeals, get business cards of all parties.
  8. What to do if treatment is denied (and it will be denied, FACT!  APPEAL, SQUEAL AND SQUEEK — JUST WHISTLE)
  9. Why Blog?  What to blog — What not to blog?1399166808228
  10. Suspect Fraud?  Uh oh!  FIGHT BACK!
  11. Suspect Collusion?  Uh oh! FIGHT BACK!
  12. Did HR send a Get Well Card and Speedy Recovery Wishes?
  13. Are you disabled?  File for Social Security Disability immediately if you expect to be off work 1 year or more (Hint: If it’s work comp, count on it! File churning, obfuscation of facts, fraud and chicanery often caused delay, denial, deceptions and death.  FILE TODAY;  If you’re lucky enough to get legit medical care and return to work, welcome to that “1%” crowd!
  14. Follow THESE Blogs – Comment on Industry Blogs
  15. Join the #CommitteeOfBloggers – WE WORK LIKE ANTZ  – Use these memes and hashtags too!
  16. Lost your sanity, job, home and health?  Uh-oh!  Find an advocate to help you fight back – LEARN TO WHISTLE!  #JustWhistle, #Tweet, #Blog, #Post, #Pin etc.
  17. Tell YOUR story here and there [What Happens When Americans Are Hurt on the Job? Help ProPublica Investigate] and Tell your Friends and Neighbors and Elected Officials…. do your best to BE SUCCINCT….. “What it used to be like, what happened, and what it’s like now”  Figure you have 30 seconds to grab attention, and two minutes to hold it in a call to action.  #Blog4TheCure
  18. Go Fund Me?  If you don’t ask, you won’t get.  TRANSCEND LEARNED HELPLESSNESS; BE CREATIVE!   (Read also #TheFirstLeaflet)
  19. Join a Class Action in Your State or Nation
  20. Settlement Time?  Yeah, right.
  21. Then What…. HOW DO YOU MOVE ON POST-WORK COMP?   How to RISE LIKE THE PHOENIX FROM THE ASHES? occupy virtually 99 percent
  22. Ask:  About Your Radiation This Week – Bob Nichols, Writer

Remember Remember that  All Nuclear Reactor Leak All of the Time and that radiation poisoning compromises the immune system.

Radiation and Health PU239 etc

‘Pray for the Dead and Dying, Fight Like Hell for The Living, #DodgeTheRads and #OccupyVirtually

outraged red letters

#InjuredWorkersUniting  #SilentNoMore

“I BLOG, THEREFORE I AM A WORKCOMP SURVIVOR”  BE ONE TOO!

WE ARE THE MEDIA NOW RED DOT

WHAT ACTIONS CAN YOU TAKE TODAY?

Bloggers:

Injured Workers:

Attorneys:

Providers:

Adjusters:

Legislators:

Law Enforcement:

Civil Rights & Human Rights Advocates:

PEOPLE OF GOODWILL:

FOLLOW THE BLOG AT MY WORKCOMP COACH and ADD TO IT!

WATCH FOR INJURED WORKER STORIES FROM THE WORKCOMP COUCH!

WorkComp Gravy Trains? What’s a Gravy Train??


AskAboutWorkersCompGravyTrains.com

What’s a “gravy train?” Ask Siri!

WC SHELL GAME TIMES HOW MANY INJURED WORKERS

A young banker today asked ‘what’s a gravy train?’ giving way to discussion and points to ponder with his colleagues.

It was suggested that he immediately check with his Human Resources Department for details on the WorkComp policies and practices of his major bank.  He knew well about the needs to begin retirement planning early, but admittedly never thought about a work place injury.   He was encouraged to do more research, and discuss it with his friends and neighbors.  A work place injury can be very career path and life-disrupting to an injured worker, and quite the gravy train for what some call “21st Century Sonderkommando”  — Yes, Ask Siri!

How many people in the industry know cases that are more than 20 years old?  What torture and abuses occur during such a time span??   How many dollars are laundered over the course, over how many unclean hands? Recently an industry article about California talked about Sedgwick again, caught offending again, shrugged, paid a few million and said they would monitor better (paraphrased.) Here’s the link:

Sedgwick pays $1.13 million to settle California comp violations

http://www.businessinsurance.com/article/20160107/NEWS08/160109877/sedgwick-pays-1-13-million-to-settle-california-comp-violations

FOLLOW THAT MONEY TRAIL! 

Another recent article talked about how Sedgwick takes the best financial care of it’s employees….. WHAT DOES THAT TELL YOU?  Put on your cognitive thinking skills cap! YIKES!

If there was ever a time for class action, Sedgwick even looks like it might be in a position to clean up old cases and make them right.  I will reach out to them directly and see if they will set up a hotline to take calls from long lost and botched cases, and I will contact media as well.  You in or out?

WHAT I WANT TO KNOW IS WHERE IS THE CAAA HOTLINE FOR OTHER SEDGWICK SIMILARLY ABUSED INJURED WORKERS TO RALLY IN CLASS ACTION?  IF I GET ONE MORE CALL FROM ONE MORE INJURED WORKER OF THE SEDGWICK VARIETY CRYING ABOUT 20 OR SO YEARS OF ABUSE, BOTCHED SURGERIES, DENIED MEDICAL CARE, AND DEMANDS FOR WEANING OFF OPIATES WHILE THE CAUSES OF THE NEED FOR PAIN TREATMENT SUCH AS FOREIGN OBJECTS LEFT BEHIND IN BOTCHED SURGERIES,

WE MAY HAVE TO DEVOTE A SPECIAL SERIES TO SEDGWICK although they seem to represent the new normals, don’t they?

WE ALREADY KNOW THE NEED TO #Blog4TheCure – Romano Syndrome incited by the practices of this insurance carrier, which seems to have set the industry standard, huh?

Perhaps Darrell Brown and Kimberly George, both influencers at Sedgwick, will establish a direct HOT LINE for Injured Parties to reach out, whether or not they are represented.  Perhaps they will establish a second HOT LINE for attorneys of old Sedgwick cases to reach out.  Perhaps they will line up a HOT LINE for national, third-party MEDIATORS to get these cases to resolution, allowing the remaining days of injured workers to be without the terrors and pain and abuses that only workcomp can freely incite, without fear or caution, on the working classes.

Most applicant attorneys shamefully would apparently rather see an injured worker die than share case proceeds with someone who can get the job done —medical care and resolution — and imho, such parties should not profit for inability to protect their clients, and certainly should not stand in the way of resolution.  My opinions on that crowd have never been …. sugar-coated.   20 years, c’mon!

Then, if PRO-ACTIVE HOTLINES happen, maybe investigative reporters can write something nice about work comp one of these days, instead of digging to find a story of someone who did something right once in workcomp.  Corrective actions can then begin to embrace Social Security Disabilities and improprieties, that little cost shifting maneuver with many sticky little fingers all over it?  All these things may, in the end, require hands-on Congressional interventions.  What about Return to Work?  What a concept, post-medical treatment?

There is lots of room for improvement and it doesn’t include ‘rising medical costs’ and from an accounting perspective, MEDICAL EVALUATIONS UPON EVALUATIONS UPON EVALUATIONS do not constitute medical care.  Separate actual care from collusion to deny medical care, and the industry may find medical care costs are insanely low, to practically non-existent.  Ask any injured worker, represented or not.

LET THE NATIONAL CONVERSATIONS BEGIN.  ProPublica started the conversations with the series, Insult to Injury – The Demolition of Workers Compensation.  Let’s keep the conversations going and ignite some new ones!  YOUR LIFE COULD BE AT STAKE, TOO.   

Obviously, applicant attorneys in every state are befuddled, puzzled, baffled and perplexed on how to protect injured parties.  Perhaps Congress can be encouraged to encourage immediate establishment of a HOT LINE FOR AMERICA’S INJURED WORKERS SEEKING RESOLUTIONS, MEDICAL CARE, AND BASIC CIVIL AND HUMAN RIGHTS.   WE CAN HOPE.   LET’S OPEN UP SOME HOT LINES, AND CONTINUE TO #Blog4TheWorkCompCure!

 

WHAT’S A GRAVY TRAIN?

 

image

Young, middle aged and old people are also urged by MyWorkCompCoach.com to check with their Human Resources Dept today to get the names of their WorkComp and Disability insurance carriers. Anytime you consider a new j-o-b, be sure to ask about the Workers Compensation carrier, practices and how many injured workers, statistically, ever return to work with their original employer, and at all?  You might also inquire about the average duration of the company’s ‘typical’ work comp case, and if HR and management has any particular training in handling 911-emergency calls and workplace injuries.  Particularly ask if they are forbidden from calling 911 or extending get well wishes! That may be telling!

too big

Research them. Don’t wait till you’re hurt at work. At that point you have lost most all civil and human rights.

Without this info your career path can be derailed into oblivion and your life severely shortened!

Start Career, Retirement and Accidental #Work Injuries planning now! Failures can cost you your health, life savings, home, career path, and your life!

Ask any 40-somethings who have been fighting #WorkComp since theirs 20s and 30s….and can’t find competent legal representation or resolution to botched surgeries and more. Ask any 60-somethings about it!

HE WHO KNOWS

You could be next! BE PREPARED! Ask better questions! Join the national conversation on Worker’s Comp atrocities, demolition and transformations! SURVIVE!

herd cliff

 

National Association Workers’ Compensation Judiciary ??

 

Who is Sophie Scholl?  YES, ASK SIRI!

The White Rose Society?  YES, ASK SIRI!

Learn something about America, Today!

“Your Radiation This Week”  YES, ASK SIRI!

white roses

We are the media now. Have a nice day.

"YOUR RADIATION THIS WEEK" - YES, ASK SIRI!
“YOUR RADIATION THIS WEEK” – YES, ASK SIRI!

Corruption Task Force and WCAB Audit Units can help? Maybe so!

Dear Stuart, Fred, Tina and Mike:

[Grancell, CNA, Wyndham]

cc:  “Supplemental People”

 

Subject: LINDA AYRES VS. WYNDAHM WORLDWIDE RETURN TO WORK, FEHA INTERACTIVE PROCESS MEDIATION SETTLEMENT ETC Fwd: PD & TTD Benefit Printouts – Linda Ayres
Date: Wed, Sep 2, 2015 10:34 am
Did you see the news of the big Palm Springs DA/FBI Corruption Task Force Fraud bust?  CORRUPTION TASK FORCE RAIDS PALM SPRINGS CITY HALL  The FBI and the District Attorney’s Office are involved in the probe.  It’s apparently still in progress!  Hooray for the agencies!  Finally putting those fraud busting millions to use!  Did you see the powder keg DIR Director Christine Baker lit last week?  Mercy….some question her allegiacies, huh?
GRAVY TRAIN WRECK

 
Summary:
1. MMI and Future Medical Reports & Personal Assistant now; Independent/Assisted Living, Memory Care for future
2. Trial Return to Work since I don’t get to complete Coastline Acquired Brain Injury Program thanks to file churning, refusals to mediate in June/July/August and Court delays and income issues and more]  Nobody has responded to my inquires about if you need any thing else from me.  Tina kept asking for a doctor release. I think you have it…that MMI says this is as good as it gets.  Well, let’s make some lemonaid.  SSA preliminary staff says you don’t need brains to sell timeshare.
3. Mediation or Settlement Offer (your turn, or pass again)
4. Actual vs. Reported TTD and PD benefits (and fines and 25% penalties per incident for failures to pay)
5.. SSA needs accurate benefits report from CNA  Was it $87,422.04, $82,092.04, $49,899.12, $47,252.31, $49,393.52 or some other number?  (see below)
6.. The reimbursement to EDD with the nearly $20K discount for refusing to pay TTD in 2012/2013 does not count as money given to me; apples and oranges; of that..  let’s look together, details below:

To Whom It May Concern: Just so you know, my outrage is not because I have a brain injury, my outrage is because so many people of the WorkCompsters ilk have profitted by FRAUD causing egregious harm to me, other injured workers like me, from doctors, lawyers, judges, politicians and agencies of the US government–by their total disregard for Civil Rights and all things American. The “Naughty & Nice Lists” are being collected by WorkCompCentralProPublica NPR and me and my fellow Injured Workers. Expect Us. Join Us.https://lnkd.in/bMvk4n8 #WATMN

 
$  77,821.38 [total paid by EDD  $49,422 for 2012-2013, and in 2014, 
after reimbursement of $31,400 from CNA, EDD paid IW approximately $21,000  of the $31,654   
(did EDD get $31,400 or $31,654?  who knows? and they still have a $1,500 lien?
with final payment 7/25/14]   CNA reimbursed $31,400 of the 49,422 that EDD paid 2012/2013
(amounts are stated differently by all sources)  Who’s on First? What’s on Second?
 
WC SHELL GAME TIMES HOW MANY INJURED WORKERS

 
You received the MMI medical report from Dr. Hilda Chalgujian last Friday, August 28, 2015 and on Monday, September 1, 2015, you received a further report from Dr. Chalgujian regarding future medical needs.  I have asked Wyndham Worldwide for the dates of the upcoming sales training and to commence the ADA required interactive process to explore trial return to work.  I have also restated my desired accommodations and I have asked if any thing else is required of me.  I have heard nothing.  
 
Because of what appears to be inaccurate reporting by your client to and with EDD and WCAB regarding actual monies paid to me, there is extreme confusion regarding my Social Security Disability Benefits, causing further audits of amounts paid and due.  
 
I did receive yet another print out from CNA (thanks, Fred)  but the numbers are different from other numbers I have received, EDD has received, and apparently those reported to WCAB.  (Copy attached; maybe respective numbers people can take a look and sort it out; the Advocator has not been able to, Matrix was also confused last year and I need to follow up with them since they demanded pay back due to information somebody gave them about income I was allegedly receivig but did not; this current CNA print out supports that.)  (Did anybody ever figure out yet why SSA thinks I’ve been receiving an disability benefits since May 2014?  Much less, they are alleging approximately $4k a month is being received? Yikes!  Gotta find out where that money went don’t we?  I did not come to me!  I have some uncashed checks for evaluations that have not been attended, and those checks will have to be replaced if we ever to Court on seeing an Ear Nose and Throat doctor for my brain injuries!)
 
As another adverse consequence to me, upon the threat by SSA of termination of all income benefits in November, I was unable to continue to complete the Coastline Acquired Brain Injury Program.  I did ask CNA to help with lodging and I would pay (as I have done thoughout) the meals and miles.   I am, as you know, out of pocket more than $43,000 to date because of your client’s patterns of continuous harm and failures to provide either immediate or further discovered necessary medical care.  If you recall, I was not provided transportation to as much as an urgent center, in fact, I worked my full shift and somehow drove 60 miles after work down an icy mountain to see the first doctor, per management instructions, who “would accept workers compensation insurance.”   My confusion and disorientation and inability to speak as I used to be able to got worse.  You know the rest of the story.
As it appears now:  (text from blog: https://askaboutworkerscompgravytrains.com/2015/08/30/3-of-3-workcomp-magic-money-math-or-follow-the-money-on-the-workcomp-gravy-train/)
It is unclear to everybody how Social Security Administration came up with the numbers for their calculations, and what sources were used.  As is apparent here, CNA is all over the place with how much they paid and when.  CNA has not paid any penalties to date for delays in payment, which are apparently substantial consider refusal to pay TTD through most of 2012  (4/16/12 – 2/14/13, with last payment being 5/8/14 in the amount of $1,298.82, issued 5/7/14)
 do it
EDD PRINT OUT SAYS THEY PAID 938 DAYS AND THAT WC PAID 509 DAYS FOR A TOTAL OF 1,447 DAYS FOR A TOTAL OF 127,214.90 FOR A TOTAL BETWEEN EDD AND WC FOR 1013 DAYS.  MAKES SENSE SO FAR?  YEAH, TO ME EITHER.
EDD says here EDD paid 77,821.38
EDD SAYS WC PAID IW 47,252.31
WC SAYS HERE PAID IW 49,393.52
CNA adjuster alleges on 10/19/14 they “paid” 1/9/12-4/15-12 @ 652.15 per week and 2/15/13-5/8/14 @ 649.41 per week and reimbursed EDD for 1/28/12 to 3/4/13 for a total of $31,400.
CNA “Total WC Ind to Date””
C N A “Total WC Ind to Date”
 $  31,400.00  10/19/14 CNA adjuster alleges on 10/19/14 they “paid” 1/9/12-4/15-12 @ 652.15 per week and 2/15/13-5/8/14 @ 649.41 per week and reimbursed EDD for 1/28/12 to 3/4/13 for a total of $31,400.
 $  22,118.00 7/3/2013 Total WC ind to date
 $  42,899.12 2/28/2014 Notice of termination of benefits; last check was 2/12/14, when “Total WC ind to date” was $42,899.12 — approximately 40 weeks
4/21/2014 “Notice of TTD Resume for 2/14/14 – 4/24/14 @ 649.41 ” w/check for $6494  issued 4/18/14 and a check for 4/25/14 – 5/8/14  for $1298.82 on 5/7/14
 $  82,092.04 5/8/2014 C N A issues another ‘notice of payment termination, again alledging “104 weeks of payments  paid 1/9/12 – 5/8/14 @ 652.15/week for a new total of $82,092.04
LAST PAYMENT ISSUED  5/7/14 for $1298.82
11/3/2014 PD Disability status – repeated refusals to provide estimate PD benefits or advances
 $  87,422.04 1/50/15 PD advance on estimated PD to help get TBI treatment, $5,000, subrogated to LTD carrier, new total paid stated as $87,422.04
WOW, REALLY?
So, please sort out what was actually paid to me by CNA, would you pretty please?  Was it $87,422.04, $82,092.04, $49,899.12, $47,252.31, $49,393.52 or some other number?  Please send proof of payments also, as it will be necessary to forward to SSA and WCAB Audit Unit.
 
There are also unpaid late fines and penalties due for failures to pay TTD, and failures to reimburse medical miles dated back to 2012, fully documented on the premature C&R proposed that included payback had I been willing to quit my job, forfeit any future medical, promise not to file for Social Security Benefits and worse. There are also fines and penalties for failures to pay medical expenses.  That is not the spirit of the Workers Compensation laws and the Labor Codes.  Actually, the 2012 attempt to coerce premature settlement once the brain injury was diagnosed and Kim Mall and Daniel Elliott obstructed every effort to get medical care and more complete diagnosis sounds pretty predatory and probably quite illegal.
 
Bottom line, as I told you all, due to the financial terrorism and refusals by CNA to pay TTD benefits, last year I was forced to apply for social services welfare, and the Salvation Army helped me keep my lights on.  I’m not doing that again.
 
This is America, and we have laws.  While I am not an attorney, attempting to represent myself despite my brain injuries due to the Ethics Violations of the prior attorneys that handled my case so poorly, I DO KNOW THE DIFFERENCE BETWEEN RIGHT AND WRONG, LAW AND ORDER

 

OccupyVirtuall! 99%
OccupyVirtuall! 99%
 
So, let me know how we proceed with return to work.  I’m not going back to social services for welfare money because so many people profited by my injuries and now I am no longer a profit center for same.   The District Attorney and FBI Corruption Task Fore has just shut down Palm Springs City Hall, and Wyndham has many properties in the area.  Let’s hope the alleged Wyndham WorkComp collusion/corruption finally makes it to their radar also.
 
 
I will be in Palm Springs and Rancho Mirage  this afternoon, doing some research into Independent and Assisted Living communities, that also have Memory Care services.   As Dr. Chalgujian’s report indicated I could certainly benefit from 8-10 hours of personal assistance, if you could organize that now, it could help me expedite return to work tasks.
 
Many thanks.  Let’s get going, we don’t want this file to churn several more years, or do we?    As mentioned on voice mail to Fred, if you all want to make a settlement offer, I have someone who will review it with me whose opinion I respect.  He doesn’t think you have any interest in settling, nor do I, so let’s get me back work.   We won’t know if I can do it till we try, and I am most willing to try.
 
Thanks a bunch.
 
Sincerely,
LINDA AYRES, IN PRO PER
lindaayres@aol.com
workComplinda@gmail.com
 IMG_0858
—–Original Message—–
From: Linda Ayres <lindaayres@aol.com>Cc: Linda Ayres <reolinda@aol.com>
Sent: Sat, Aug 29, 2015 1:28 pm
Subject: Fw: PD & TTD Benefit Printouts – Linda Ayres


InjuredWorkersUniting;
Silent No More

-----Original Message----- From: "Walker,Mary F." <Mary.Walker@cna.com> Date: Fri, 28 Aug 2015 14:18:47 To: 'lindaayres@aol.com'<lindaayres@aol.com> Cc: Sachs,Fred<Fred.Sachs@CNA.com> Subject: PD & TTD Benefit Printouts - Linda Ayres Forwarding on behalf of your Adjuster - Fred Sachs PP - Permanent Disability benefits paid to date TT - Temporary Disability benefits paid to date “Have a wonderful radioactive weekend and remember to Dodge the Rads, it’s dangerous out there!” – Bob Nichols, VT

WE ARE THE MEDIA NOW (2)