Open Letter to CAAA Members — Why you cause such harm to Injured Workers? You no make enough money?

Years ago I asked an ol’ Sicilian Godfather type character, “Will you tell me, please, what is the secret to making lots of money?”  He said, “I will tell you.  It is very simple.  You find a need, then you fill it.”

What I have discovered about the majority of the members of the California Applicant Attorney’s Association membership is that they are generally burnt out, angry, disgruntled, overworked, screwed out of a decent wage by the chicanery of the Defense firms, and the end result is more casualties in the American Work Force. I’ve talked with plenty of you, from here to Northern California.  Most of you have been polite and cordial, but compassion is a rare quality in your ilk, isn’t it?

lawyers den (2)
https://askaboutworkerscompgravytrains.com/2015/01/01/disappointment-and-frustration-with-the-work-comp-system/
In my case, people say, ‘Oh.  She had 4 attorneys.  She must be hard to work with.’  BLAME THE VICTIM, THAT’S HOW YOU SLEEP AT NIGHT?

Because the majority of CAAA attorneys seem impotent in the Art of Negotiation, and seem to feel condemned to working for what probably figures out to be about $10.00 an hour?   The end result is badly managed work comp cases, workers that don’t get medical care, and as one of the four retained and dismissed in my case advised:

“Most of my clients don’t get medical care, they lose their jobs and their homes; it’s just how it is.”  

That one attempted to coerce me to accept a premature settlement offer for a 1/9/12 brain injury for the ol’ $100,000, less legal fees, in November 2012, without benefit of having seen the specialist doctors recommended repeatedly, and denied not by UR but by the adjuster and the defense counsel.

.

He advised that, “Nobody will believe you have a brain injury. Work comp is a small community….”   I told him I was injured not stupid and that if nobody would believe it  was only because he didn’t do his job and get me to brain injury doctors, as repeatedly recommended by all the evaluating doctors I had been sent to.  How much money did the approximately 40 evaluating doctors plus CorVel & Maximus peeps make off my life so far?  How much do the defense attorneys make by continuously harming me?  And how about those adjusters and their fraud department that backs them up?

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I’ve spent close to $50,000 on medical expenses trying to Survive WorkComp, and to clean up the legal messes CREATED BY YOUR MEMBERS, and have lost professional credentials and earning capacity, and I haven’t worked since 1/9/12.  Just because I can type doesn’t mean my brain injury healed on the rest and wait and wait and wait and wait CNA plan.

Stephen Hawking

If CAAA members learned a bit about negotiations, they might find it reasonable to find alternatives to scavenger, bottom feeder type holds with liens when prior counsel has done nothing but harm the injured worker by doing a poor job, or no job at all.

One  attorney’s I retained, when I advised his office they were being retained because the defense has a nasty pattern and practice of omitting hundreds of pages of medical records with intent (and success) to deny medical care, I was assured I would not be sent to any evaluations until the matter was resolved.  Was that ever a whopper, committed by non-supervised “case manager’ practicing law without a license, another pattern similar to the QME/AME  doctor reports written not by the doctors, but by the non-medical staff.

y u no see lies so obvious lies

Then, in writing, he battered me and accused me of desperately needing mental health care, and arrogantly stated that “There is no conspiracy to omit medical records in your case.”  He sent me to a very dubious AME eval, without medical records, and I am still paying for his incompetence.  By the way, it took nearly 8 hours in Court to get the Judge to order the Defense to send the omitted records to the two involved doctors (of the time) and to request a supplemental report.  Well, she sent them all right, not separately, not identified, but just in a new disorganized box and suggested the doctor find them and see if they made any difference in the conclusions. Then she did it again with the next QME, in December 2013. That’s 2 attorneys and highlights of their arrogance and incompetence.

The first one hardly counts, as it was not an attorney at all, it was a 60 second meet and greet with the attorney, then turned over to the Office Manager, who chanted, “There is no psych component to a WorkComp case” and promptly (next day) had me scheduled with an Orthopedic Surgeon on El Paseo in Palm Desert — FOR A BRAIN INJURY.   I got lost trying to find the front door, and entered through the employee entrance in the back — nobody but me found that odd.    The last one, rather than read the files I sent, and deal with the mess created by #3, merely agreed to yet another Orthopedic evaluation in late 2013.

Primary treating doctor has been an Orthopedic Surgeon (from 2/2013 through 12/2014 — I have had NO PTP since 12/2014—hardly matters, as there has been little-to-no care, just excessive evaluation upon evaluation, in true WorkComp Gravy Train fashion.

That’s 4 attorneys — #1 for 30 days in 2012, #2 for 9 months in 2012, #3 for 90 days in 2013 and #4 for 45 days in 2013/2014.  When I have asked them to release their liens so that I can find an attorney to help me, they just say no.

The office of #3, in an attempt to console me, said, “Oh, it makes no difference to you that he won’t release the lien  You get the same in any event.  It doesn’t matter if you have 1 or 5 or 10 attorneys, they divide up the 15%.”  I said, but you don’t understand, each of the 4 did more harm to me than the other, and I have a brain injury, and I can’t figure this crap out, there’s no integrity, fraud is NOT prosecuted, and the defense just makes stuff up and the WCAB supports it, and I can’t find competent counsel to represent me.

I’ve been told everything from “there’s no money in it” “previous attorneys didn’t do their job”  “the medical records were not properly developed” “there’s too much fraud—it’s over my head” “you’ve already had 1 attorney”  “you’ve already had 2 attorneys”  “you’ve already had 3 attorneys”  “you’ve already have 4 attorneys”  “nobody will be #5”

learning rx   survey 4 2 2015  1031 am

I asked one Judge to authorize me to pay someone hourly to help me. I can’t even find legal aid or a paralegal to help me. It seems that the WorkComp rackets have everything locked down.  There are even federally funded brain injury advocacy groups THAT REFUSE TO HELP AN AMERICAN WITH BRAIN INJURY IF THE INJURY HAPPENED AT WORK!

I have a brain injury plus it’s work comp.  The Information and Assistance office has clearly given me erroneous information SINCE FIRST MEETING IN 2012, and badgered me, abused me, violated ADA and civil rights,  and made it quite whose side she works for.  In Injured Worker circles, the experience of most I & A Officers is the same, so I don’t take it personally.  But, know that when you tell injured workers to see the I & A officer, you’re condemning them to more harm, and your credibility is further reduced.

THE BRAIN INJURY HANDBOOK

WHAT IS A SOLUTION?

I tell you this because it’s identifying a need, that you can fill, and I can only scream about.  Your industry vendors are even afraid to work with/for an Injured Worker, in Pro Per.  Your industry doctors, playing hot shot, even return properly served medical records and threaten to sue an injured worker for daring to properly send such documents. Your vendors make it clear that they only take directions from “the adjuster” or  “The Defense”.

I even asked at WCAB for a list of possible attorneys in 2013.  I found one who answered his own phone.  Trouble is, he no longer works for injured workers.  He works for The Defense.  I got quiet and asked, “Tell me, why did you go to the Dark Side?”” He got quiet and said, “Because that’s where the money is.”

So, for starters, if you are approached by an injured worker with a brain injury, if you know nothing about brain injury, give them immediately a letter of non-engagement, and a referral if you can.

Then, set up some training sessions for your members for negotiations, and start with studies of Psychopaths…ie. DEFENSE AGAINST THE PSYCHOPATH.  It will help your members understand the Defense, and may reveal similar traits that may cause them to just head over to the Dark Side.

Watch it again, and tell your friends and neighbors.  

Defense Against the#Psychopath (Full length) – 
www.youtube.com/watch?v=Gd6P1Ue2aGg  
Defense Against the Psychopath By Stefan Verstappen Defense Against the Psychopath is a documentary Defense Against the Psychopath (Full length)

Then, in each of your offices, set up an InProPer division, or something similar, with a Paralegal component, and an hourly fee, with a provision to take over the case when attorney liens are withdrawn.

DO SOMETHING TO HELP CLEAN UP THE MESS THAT YOUR INCOMPETENT COLLEAGUES CREATE, AND GET THEIR FANGS OUT OF THE LIENS THAT RESULT TO NOTHING FOR ANYBODY.

OH YEAH, OPEN YOUR FANCY CONFERENCES TO INJURED WORKERS, PARTICULARLY YOUR EXHIBIT HALLS.  IF YOU WON’T REPRESENT US, HELP US FIND THE RESOURCES TO REPRESENT OURSELVES.

Do some client follow up…… you may find gross dissatisfaction with your industry by injured workers and doctors.  You can blame injured workers all day long for your own shortcomings, but…in the end, you know the truth.

I will never forget the attorney who called me back around 8 o’clock one evening, screaming and swearing that he was working so late, and when I explained my case, to the best of my abilities, he called me “one of those work comp pariahs” and that he knew the defense counsel.  He assured me that ‘fraud’ was not a possibility; “incompetence, yes, but she is not capable of fraud”…. (That was his opinion; evidence points in the other direction.)

GIVE IT SOME THOUGHT…… IF YOU CAN’T HELP INJURED WORKERS, EITHER FIND SOME WAYS TO HELP THE IN PRO PER POPULATION, OR BE ASSURED, WE WILL DO ALL WE CAN TO GET YOU OUT OF THE EQUATIONS TOTALLY, and FIND WAYS TO HOLD YOU AND YOURS ACCOUNTABLE FOR THE HARM YOU CAUSE TO THE INJURED WORKER POPULATIONS IN CALIFORNIA, AND YOUR COLLEAGUES IN ALL STATES OF THE UNION.

CAN’T WE ALL JUST GET ALONG?

LIONS  SURROUND YOURSELF    find the others

Look for the In Pro Per OBJECTION TO A FRIVOLOUS ORDER TO COMPEL ……COMING UP THIS WEEK….

WorkCompLinda  Twitter

ASK ABOUT WORKERS COMP GRAVY TRAINS   JAN 1 2015
https://askaboutworkerscompgravytrains.com/2015/01/01/disappointment-and-frustration-with-the-work-comp-system/
WE ARE THE    MEDIA NOW

Ask About Surviving WorkersCompensation

Ask About Surviving WorkersCompensation

The above link takes you right to LinkedIn…

THE place to be on Social Media today

  • Linda Ayres
    Linda Ayres Wyndham Worldwide

    Top 25 Workers Comp INDUSTRY blogs? Name your favorites; provide the links; we’re all in this together…..

    If you are an Injured Worker and you are not following all of these blogs, and commenting as you can, you’re not doing enough. Let’s go. Add the names of others you have discovered…. after all,

    WE ARE THE MEDIA NOW….

    LexisNexis Shazaaaaam….. What a list! FOLLOW THESE BLOGS! Comment regularly…and as succinctly as possible….. and share their valuable posts in your own groups here and there…and create more InjuredWorker Advocate and Support and Networking groups, here and there….

    http://www.lexisnexis.com/legalnewsroom/workers-compensation/b/recent-cases-news-trends-developments/archive/2014/12/16/lexisnexis-top-blogs-for-workers-39-compensation-and-workplace-issues-2014-honorees.aspxless

    LexisNexis Top Blogs for Workers’ Compensation and Workplace Issues – 2014 Honorees

    lexisnexis.comThe LexisNexis Legal Newsroom Workers’ Compensation has selected its 2014 honorees for the Top Blogs for Workers’ Compensation and Workplace Issues. Congratulations to all the honorees! As 2014 winds down, the LexisNexis Legal Newsroom Workers’…

  • Linda Ayres
    Linda Ayres Wyndham Worldwide

    Intention? TOP 50 #WorkersComp blogs BY InjuredWorkers, globally….

    ARE YOU AN INJURED WORKER WITH A STORY AND A BLOG? LET’S SEE THOSE LINKS! LET’S START WITH THE USA, CANADA, UK, AND AUSTRALIA…. If we build the list, the blogs will come….Afterall, WE ARE THE MEDIA NOW.

    Most of us are familiar with the #Top 25 Workers Comp Industry blogs…

    It’s time to identify and support the TOP50 WorkersComp blogs by and for Injured Workers, globally.

    Eventually, the two lists may become one.

    #InjuredWorkersUniting #SilentNoMore

    You may have attorneys telling you to Stay Outta Social Media…. Ask yourself who that serves? Hint: FOLLOW THE MONEY TRAIL. In the USA, the First Amendment is Still in Place…. and the only way the atrocities can continue is by keeping their dirty secrets.

    WE ARE THE MEDIA NOW….. Let’s organize a preliminary list by July 4, 2015….. If you have a networking group on LinkedIn, share that. If you have groups in other social media platforms, share that.

    INDUSTRY PEOPLE OF GOODWILL WELCOME; INDUSTRY PSYCHOPATHS WILL NOT BE TOLERATED. In fact, they may be added to the list of misfits for a December expose.

    LINKED IN WYN RANKING  5 10 2015 339 PM

  • Linda Ayres
    Linda Ayres Wyndham Worldwide

    Ask About Surviving Workers Compensation? #InjuredWorkersUniting #SilentNoMore

    Group preliminary description: This group intends to identify the TOP 50 #WorkersComp blogs BY InjuredWorkers, globally. This group intends to identify and support social media efforts to bring light to the darkened places of WorkersCompensation atrocities. This group intends to develop a Speakers Bureau for Injured Workers willing and able to speak to industry groups at the many fancy conferences held around the world.

    WE ARE THE MEDIA NOW
    * EXPECT US BY JUNE * JOIN US

    This group also intends to identify each December, for possible ‘rehabilitation’ and/or investigations and possible indictments– some of the worst of the worst offenders/participants in the WorkComp Gravy Trains, harming injured workers everyone based on a business model of PROFITS BEFORE LIVES.

    Tell your story to your friends and neighbors, create a blog and join the #CommitteesOfBloggers for Positive Change and Restitution efforts for injuries caused by the WorkCompsters.

    WE ARE THE MEDIA NOW. CARRY ON AND ON AND ON.less

  • Linda Ayres
    Linda Ayres Wyndham Worldwide
    WIN WIN

    Ask About Surviving Workers Compensation?

    Group Summary: #InjuredWorkersUniting #SilentNoMore #WorkComp #WOW #ClaimAudits #ADA #RICO #MPN #WC #IA #Insurance #Disability #TTD #PTD #LTD #Blogs #Adjusters #Attorneys #InProPer #Unrepresented #Advocates #Writers #benefits #riskmanagement #GrandWorkCompFraud #ExclusiveRemedy #GrandBargain #claims #WaveMakers

    WE ARE THE MEDIA NOW (2)

Is Wyndham’s Work Comp Program “Untouchable” or Begging for Unionization?

If there are any Union Organizers out there reading this, THE HOSPITALITY INDUSTRY NEEDS YOUR HELP!  START WITH WYNDHAM WORLDWIDE…..  WYNDHAM NEEDS A UNION REAL BAD!!!!

Unionize Wyndham  OCCUPY VIRTUALLY

IF Lucy Occupy and Friends  CAN HELP, PLEASE CONTACT ME DIRECTLY AT LucyOccupy@gmail.com    Maybe the guys at ProPublica can help?  We can ask!  And how about all the injured workers across America …. may can be found at NAIDW, National Association of Injured and Disabled Workers where “No Injured Worker Is Left Behind”…

After all, “WE ARE THE MEDIA NOW”

Is Wyndham the Walmart of timeshare?
Is Wyndham the Walmart of timeshare?

WorkCompsters, by failures to provide medically necessary treatments for years, and by their failures to pay legally required disability benefits during the ‘rest and wait programs’ and other acts of terrorism are apparently have the silent approval of the WorkComp officials and the District Attorneys and Department of Justice appear to be under orders to take no action to protect American Workers from the insurance industry crime syndicates.   What would Jimmy Hoffa do?  What would the International Brotherhood of Teamsters do?  http://teamster.org/about/contact-teamsters

OccupyVirtuall!  99%
OccupyVirtuall! 99%

What would SunTzu do?  What will YOU do?   http://www.wyndhamworldwide.com/contact-us

Radiation effects over time   smiley faces

With all the hoopla about $15.00 an hour jobs to save the working class in America, Corporate America’s Gravy Train rolls along.   What happens to those $15.00 an hour workers if they are injured on the job?  What about the $35K a year employeses?   How about the hot-shot managers making perhaps $70,000?   What about the “top sales people” making in excess of $100,000 easily, doing things like “selling timeshares”?  If injured on the job, who can Injured Workers turn to?

Lucy Occupy and Friends's photo.

Think Locally * Act Globally * Occupy Virtually
‪#‎ShelterInPlace‬ ‪#‎StayOuttaTheStreets‬

Watch it again, and tell your friends and neighbors. Defense Against the ‪#‎Psychopath‬(Full length) –
www.youtube.com/watch?v=Gd6P1Ue2aGg

Defense Against the Psychopath By Stefan Verstappen Defense Against the Psychopath is a documentaryDefense Against the Psychopath (Full length)

Here’s one Injured Worker’s Response to all the praise and hoopla about Wyndham Worldwide’s insurance coverage peeps, and the “PROFITS BEFORE LIVES” strategies, and the callous disregard for life, liberty, law and order!  Hmph.

Michael!  You and Tina and Mary and Scott and Melissa and Franz and Fred and Norin et al never responded to my desperate pleas for help in getting medical since 2012, January 9, 2012… a witnessed slip and fall backwards on ice.   The admin manager and HR told me if I was going to see a doctor, “See any doctor that takes work comp insurance” and I was given an incomplete DWC-1 form…. signed by admin, but had NO INSURANCE CARRIER INFO.  The Urgent Care facility I went to helped me get the approval of my regular health insurance carrier for the urgently needed information, since they are the ones who brought it to my attention that there was ‘no carrier info’ on the form.  They were not a part of what I later learned was an alleged “MPN” list….but after evaluating me, hooray for them, they were added to the list…. I asked for your help in getting my disability benefits so I could keep my utilities on….I asked for your help in getting reimbursements for medical miles and for self-procured care, since the carrier refused for years and years to provide medical care.  

The more I learned about the industry, from the industry, I asked you to conduct a Claim Audit, and to intervene, by any means necessary.   My doctors were threatened to ‘cease and desist’ requesting medical care for me, and the outrageous attempt to settle for $100,000 in November 2012 without benefit of speciality evaluations and care…is heinous and unconscionable, and most likely, criminal.  You and everybody knows about it, and the evidence of the brain injury was documented by Defense on that Crowe Paradis piece….

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Never once have you responded.  Never once has your department contacted to hear my side of the story, and to find out what the hell is going on with the diabolical WorkCompFraud insurance scam Wyndham Worldwide shareholders and workers are harmed by?   I have advised you of the bullying and terrorism of the defense firm, and again, you and yours have done nothing..

Do you honestly believe because three dirty doctor reports were facilitated by legal chicanery of the defense firm, that a traumatic brain injury magically gets cured after 15 months of ‘rest and wait and wait and wait’ without medically necessary treatments or evaluations by experts, and that alleged remission causes a

.

For the record, let’s be clear that the fiduciary responsibilities of Wyndham Worldwide are not fulfilled by the paying of a premium for an insurance policy that is useless at best, fraudulent and corrupt at worst.  Some say there is collusion on the Board of Directors with some of the BIG INSURANCE COMPANIES that could be harming shareholders and injured workers alike.  Let’s hope the Department of Justice will investigate and put that rumor to rest, shall we?

.

If Wyndham Workers are Unionized, at all levels, would I vote for you to represent Injured Workers anywhere?  “Hell No; You gotta be held accountable!”  How many Injured Workers have become permanently disabled and prematurely dead ‘on your watch’?   How many bonuses and others perks did that bring you?  

See more here and there:   Let’s Tweet too: https://twitter.com/@LindaAyres311   LinkedIn?   http://www.linkedin.com/in/lindaayres311

Demolition of Workers' Comp
https://www.propublica.org/article/the-demolition-of-workers-compensation

Below are some “recommendations” for a Wyndham Worldwides ‘risk management’ executive…. from industry professionals, singing high praises.   The name has been changed to “Michael Z”…. just for fun.   Read on, then wonder why there are no comments from Injured Workers, provided with immediate reasonable and necessary medical care by “Michael’s” efforts, with a speedy return to work?

I’ve worked with Michael for several years now and I am extremely impressed by his strong knowledge of the Risk Management Arena as well as his knowledge and understanding of the Timeshare and Hospitality Industry. Michael has done a great job in creating a comprehensive insurance program for all of our associations that is untouchable by any other insurance group worldwide.

 organize do not panic

I worked with Michael over the last four years and his knowledge in insurance and risk management has supported the broader IT function so that there were fewer impactful obstacles in delivering key IT initiatives. This includes supporting new partner contracts, co-piloting key issues with the IS Risk Management team, supporting the purchase decisions for cyber insurance and managing the organization’s own risk management information system requirements. Michael’s leadership, executon and collaboration have all regularly helped to explain the indirect and direct financial impact of potential indemnification and insurance gaps which were key to the leadership decision-making process.

 

I worked with Michael over the last four years and his knowledge in insurance and risk management has supported the broader IT function so that there were fewer impactful obstacles in delivering key IT initiatives. This includes supporting new partner contracts, co-piloting key issues with the IS Risk Management team, supporting the purchase decisions for cyber insurance and managing the organization’s own risk management information system requirements. Michael’s leadership, executon and collaboration have all regularly helped to explain the indirect and direct financial impact of potential indemnification and insurance gaps which were key to the leadership decision-making process

 

Michael is a hands on risk manager who is well connected to the business and closely aligns Risk Management goals and prioirities with the business at Wyndham. Michael is a great partner with his insurance carrier and claims service provider, responsive and focused on doing the right things. Michael has also been very open and eager to network with other risk managers in the industry

wc workers-comp-fraud  if your company lies

 

Michael is a true risk professional. His business acumen is exemplary as he approaches each risk opportunity with an eye towards what is best for his company and his business. He assures that all stakeholders have input before making a decision and rewards his insurance business partners for their innovation and creativity. Michael brings his A game which makes him a true risk leader

 

I have worked with Michael for the past 3 years and he has not only been an amazing support to me and my team but to the Association’s in which I manage. Through his guidance we have successfully reduced risk to our Resort and company, his knowldge in this area was crucial in obtaining the coverage needed to operate responsibly in our Recreation department.

 

Few people have had the opportunity to work with Michael as I did during my time at AIG. As an underwriter, I had the pleasure of working with Michael for four years on one of the Wyndham casualty insurance programs. I was particularly impressed with Michael’s ability to fully understand the risks and exposures he oversees. This certainly helped make the underwriting process both detailed and comprehensive, while managing expectations internally and externally during each renewal process. Michael would be an asset to any team and I hope to work with him again

 

Michael is an excellent Risk Management Professional, much of the success his company enjoys today in relation to risk mitigation and analytical pro-active approach is directly due to Mike’s passion and dedication. Mike leads by example with confidence and humility.

 

I work with Michael frequently regarding risk management and insurance issues and believe Michael is an asset to the company. Michael is very knowledgeable, responsive and helpful. Michael possesses a deep understanding of insurance products and coverage issues, assesses risk and potential liability in a practical and easy to understand manner and offers helpful solutions for mitigating such risks

 

I’ve had the pleasure of working with Michael at Wyndham Worldwide since before he became the risk manager. In that time, I have known him to be conscientious and focused in fulfilling his responsibilities. However, since his promotion to risk manager, he has flourished in the role.

He has developed strong partnerships with the resources he has leveraged to support the Wyndham program goals. He has actively sought out the “best of the best” by region and invited these partners to understand, support and contribute to the Wyndham mission.

He has also assembled an internal team to support the goals of Wyndham. He has created a structure for the risk management department and staffed it with equally dedicated individuals who all clearly understand their purpose and value in the organization.

 WC WorkCompFraud and Money

I have worked with Michael for quite a while now. Since the time I have worked with him, he has successfully moved his program from its prior claims administrator to its present Third Party Administrator. In addition, Wyndham has continued to expand its business which includes aquiring other companies. This requires the integration of the new businesses into his existing program. This has been accomplished in an admirable fashion.

Not many states can boast the complexity, frequency and severity of Workers Compensation like California. I think Michael’s grasp on the California system through its many iterations as well as his knowledge of Workers’ Compensation in other states has truly benefited his employer in his ability to strategize, collaborate and manage the entire program.

Michael’s ability to work with all partners in his program and draw on their skills especially in complex cases is key in management and expeditious claim resolution.

 

Michael’s leadership, experience, and his ability to strategize a plan towards efficient claim closure, motivates those around him to perform at a high level. Over the years, we have worked together on several workers’ compensation and liability claims. During this time, I have been impressed with his insight and approach to claims handling, most notably with his management during the transition of third-party administrators. For many people and employers, the difficulties of switching TPA’s may cause a number of issues with claims handling and the goal of claim resolution. However, with Michael’s guidance and supervision, a potentially difficult transition was seamless and took place without any interruption. Needless to say, Michael has earned the respect of everyone around him, and is well-known as a leader in our profession

 

 

As Director of Risk Management at a major Global company Michael is extremely diligent in what he does. He has a very good background knowledge in Property, Casualty and numerous Financial areas including D & O,
E & O, Cyber and Employment Practice Liability. He also has a great handle on the International Coverages in these areas as he is responsible for the placement of them as well. Michael is well liked and respected amongst his staff as well as his Brokers and Carriers.

 

Michael oversees a very active Department with a large volume of claims. I have found Michael to always be very professional and even handed in his approach to large and complex claims. He is a pleasure to work with

 

I worked with Micheal in the Wyndham Treasury group. During that time, Michael proved to be adept at managing our insurance coverage including optimizing coverage, adding unique coverage parameters and managing cost. Michael is great to work with personally and developed strong and effective relationships with our brokers and insurance carriers. On the risk management side, Michael worked well across the organization to manage areas like workers comp, coordinating internal teams and our 3rd party partners. Overall, I am happy and confident providing a strong recommendation for Michael

 

Michael Z  was a valued member of our Risk Management and EHS team. He worked to understand our operational processes and commensurate risk which positioned him well to provide excellent counsel/risk advice to his key internal clients, and where appropriate the external markets. He played a key partner role to the EHS team, and sat as part of the North American EHS Steering team.
Michael had great aptitude to both see and help shape our strategy and technical competence to help in the effective deployment of policy.
His willingness to learn, professionalism and affable style played significantly in shaping our Risk/EHS process.
Clearly, Michael Z would be a great addition to any Risk Management process

 373904_108997595883860_100003208595731_54447_1057147537_n   organized crime

 

Michael was a valued member of the Accounting and Controls Team at M&M Mars. He reported directly to me working specifically in Risk Management. He worked to understand our operational processes and ascertained potential risk in areas which were directed to him. He also pro-actively searched out areas of risk in the business and worked with those areas to strengthen the controls in an effort to reduce any potential risk. This positioned him well to provide well researched and thorough counsel/risk advice to his key internal clients in Mars.

Michael had the willingness and overall expertise to help develop and grow our risk strategy and the technical ability necessary to help roll-out that strategy.
His willingness to learn, professionalism and personal style made him a very valuable member of our Team.

Michael Z  would be a fantastic addition to any Risk Management
Organization and I would gladly recommend him for any position in this field based on his overall experience, professionalism, attitude and willingness to grow and expand his knowledge. He would be an asset to any Organization

IMG_0165

Remember Remember:

The Pro-Nuker and Workcompster and Timeshare Playbooks appear to have the same business strategies, like sonderkommando of yesteryear:

PROFITS BEFORE LIVES.

Do your own research; draw your own conclusions.

ASK ABOUT “YOUR RADIATION, THIS WEEK”    

http://www.veteranstoday.com/2015/04/24/your-radiation-this-week-4/

ALL NUCLEAR REACTORS LEAK ALL OF THE TIME
See more: http://allreactorsleakallthetime.com/

FUKUSHIMA IS NOT A LEAK!
http://askaboutfukushimanow.com/

ASK ABOUT WORKERS COMP GRAVY TRAINS NOW                                                                                                                                                                                                                                                     https://askaboutworkerscompgravytrains.com/

Lucy Occupy (2)

WE ARE THE MEDIA NOW

INJURED WORKERS DEMAND DOCTORS AND LAWYERS TRIALS?!

Few studies discuss the true causes of the absolute failures of the Grand Bargain, known by  injured workers as the Grand Work Comp Fraud.

image

As evidenced at Doctor’s Trials of Nuremberg, when doctors are criminals, there are grave social problems. When the criminal activities of doctors are supported and protected by criminal lawyers, the problems are compounded for all concerned. 

Work comp insurance systems are a mega billion dollar crime syndicate, fleecing, maiming,  torturing injured workers, causing permanent disabilities and premature deaths for injured workers  and reaping extreme profits for the sonderkommando involved.

No, we don’t need more studies. All involved know the truths of the atrocities. But, if more studies are desired, begin to study how cops and firefighters are tortured and abused by the WorkCompsters when injured on the job.

Think harder and include the plight of injured veterans, being denied medically necessary treatments and “incapcitation pay”  while self righteous  and arrogant psychopaths allege the horror stories are exceptions rather than the rules of the work comp killing games. 

When doctors and lawyers and judges and their ilk breach oaths of office…  take heart in knowing there are others who take their Oath seriously,

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…and will responsibly honor Oath before orders.

Start the 21st Century Doctors and Lawyers Trials in America and Canada and UK.  Hold the multinational crime syndicate’s participants accountable for the extermination practices of Workers Compensation Grand Fraud. . . Prepare the gallows.

“WE ARE THE MEDIA NOW”

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ASK ABOUT WORKERS COMP GRAVY TRAINS NOW.

“Follow the money.  Always follow the money. “

I worked for CNA

Many years ago, I also worked for #CNA. Today, I am an Injured Worker, ‘Protected’ by a CNA Worker’s Compensation policy, since January 9, 2012.  



Perhaps this and other like groups will find value and lessons to be learned in this blog…  https://askaboutworkerscompgravytrains.com/list-of-posts.

This is Brain Injury Awareness month! Think think think.

Thomas Motamed has quite the organization, doesn’t he? Please extend hellos and wishes for a very interesting life to him and his ilk.

Thanks so much.



PS. GotTBI2? #WarOnWorkers got you down? Interrupt the war on workers. WOW! 

Be creative.

If you can’t work, then blog! It doesn’t have to be perfect… We are in the trenches… We’re surrounded by psychopaths… The good news is… We know where they are.



We are the media now… Carry-on.

ASK ABOUT TBI SURVIVORS NOW

https://askabouttbisurvivorsnow.wordpress.com/2014/08/21/introducing-my-new-website-ask-about-tbi-suvivors-now/



  • WE ARE THE MEDIA NOW 

THE GREAT DEBATES ON THE GRAND #WORKCOMP FRAUD

#TBI Survivors remind:  MARCH IS #BRAIN INJURY AWARENESS MONTH; everyday is Brain Injury Awareness Day for a Survivor . . .

Injured workers are a particularly challenged population by the egregious failures of insurance carriers, and refusals of employers to demand that the terms of the work comp policies are honored and delivered. Bad faith and breach of fiduciary responsibility are huge problems in this arena. A host of other work comp vultures add to the losses of injured workers. Give a hoot.

People come from around the world for the #Coastline Acquired Brain Injury Program in Newport Beach, California.

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It is all about “compensatory strategies” for dealing with brain injuries.  I pay for it, in more ways than one. Check it out. Coastline ABI knows the deal on brains!!!

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Tell your friends and neighbors about Coastline ABI PROGRAM. . Tell your doctors and attorneys, too.

Ask about #WorkComp Gravy Trains Now  https://askaboutworkerscompgravytrains.com/

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Update on my Wyndham brain injuries of January 2012?!

Nothing changes when nothing changes.

#CNA refused to provide medically necessary treatments since date of the brain injuries, making any injuries worse ….. #CorVel Corporation seems in collusion with callous failures to provide medically necessary treatments. ….and #WyndhamWorldWide #WORLDMARK continue to fail to intervene in the egregious breaches of fiduciary responsibilities.

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Will more months on the “rest and wait and wait” program,  sprinkled with a few more expensive evaluations with treatment recommendations for the defense to object to seems to be the continued strategies.

TEMP TOTAL DISABILITY payments were NOT made by carrier in 2012-2013 and instead of 104 weeks of TTD followed by State 52 additional weeks (since failures to provide medically necessary treatments did NOT manifest miraculous recovery in the first 3+ years)…actual weeks paid was not close to legal entitlement, hard to calculate as payments were regularly irregular, leaving injured worker nearly destitute. ..were it not for a purchased long term disability policy and early social security.

Last payment from carrier to Injured Worker was approximately May 2014. Next time you read an article suggesting that an injured worker “milks work comp…” Get the facts Jack and Jill! Roughly 80 percent of injured American workers LOSE their jobs, their health, their sanity, their homes, and their lives?! Complaints have been made to the State Controller, as there seems to be plenty of monkey business with taxpayer funds as well crossing state lines.

Ahhhh, the #GrandWorkCompFraud is alive in California and Illinois and New Jersey,  for sure. Does that make it a federal offense?

What a criminal shame. Labor code required insurance company to provide immediate reasonable and necessary medical treatment. They have not, and clearly will not, until perhaps criminal investigations. If only the district attorney would do their job, injured workers, like me, and like you, would not have to endure the torture and terrorism of such organized criminal activities.

Naw, work comp is NOT broken. You know that and so do I. What’s next?

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#WorkComp is everybody’s BUSINESS.
DEMOLISH #WorkComp?  Start the trials and let the juries decide!
What would Sun Tzu do about The #GrandWorkCompFraud?

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WE ARE THE MEDIA NOW. .. See you on LinkedIn, too. TWEET TWEET

#TTFN

A Cynical Look at #WorkComp War?

A cynical look at the #WorkComp War by a Survivor? Close.

It is an attempt to evoke critical thinking about the #GrandWorkCompFraud scam maiming and killing injured workers, which also ravages public and corporate funds in a business model of PROFITS BEFORE LIVES.

It is also an attempt to dispel the Pollyanna-ish dangerous belief that  #WorkComp, a mega billion dollar industry, is simply “broken.”

When the Nazis came for the communists, I remained

 

#WorkComp is everybody’s business.
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It is also an attempt to offer hope to injured workers, and to show by example that learned helplessness is lethal and can be overcome, even when most of America knows about the horrors and atrocities and chooses to look the other way.

See more: Ask about #WorkComp Gravy Trains Now
#InjuredWorkersUniting #SilentNoMore
Afterall. . .

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WE ARE THE MEDIA NOW.

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