Dear Fred, Stewart, Tina, Michael and all: I have just received a copy of the concluding report of treating doctor, Dr. Hilda Chalgujian, PhD, MBA, Licensed Psychologist, Clinical Psychologist, as you both, Stewart Reubens and Fred Sachs, received directly from Dr. Chalgujian. DR HILDA CHALGUJIAN MMI AUG 2015 . Dr. Hilda’s report says I am …