Do you have a blog yet? Are you on LinkedIn yet? How’s that working for you?

My WorkComp Coach

Here is a communication shared with a few injured workers and medical care providers who have been battling the system for years.  It was written so that it could just be given to the attorney, if warranted.  Maybe it will help you also?  
Please let me know if it brings other questions to your mind, and we’ll see about answering them in another blog, in a general way, so others may also be helped.   Or, we can find some experts to address the issues in greater detail.

These are some rough thoughts on how mediation with a structured settlement team and Medicare Set Aside Expert can help move a WorkComp case to Settlement, freeing up an Injured Worker to get medical care. It is really quite simple and effective.

The drawing attached is a “mind-map” created as a draft and talking points for the blog.

mind map structured settlement out


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Poll: Social Media for Injured Workers on Facebook – V1

This poll was shared on Facebook.   What do you think about teaching Injured Workers, represented and unrepresented, how to maximize use of Social Media to ensure “immediate, appropriate and necessary medical care and benefits” in a workplace injury, and documentation of the process, including a pipeline to sound the alarms when actions by professionals, medical/legal/bureacrats seems questionable, at best.


Currently, Injured Workers appear to have no Civil Rights or Human Rights and the industry profiteers have no apparent interest in doing anything that might disrupt the extreme profits of an extremely vile industry.

What say you?  Are you a social media expert willing to volunteers some ‘free training’ and participate in a group in a pro-bono fashion?

Are you an attorney who wrings hands and complains, ‘ain’t it awful’ and if your clients had the media’s attention, could that help you get cases to the MEDIATION TABLE WITH INTENTION TO SETTLE?    DO YOU HAVE A BLOG AND SUPPORT GROUP FOR YOUR CLIENTS?

Are you a defense firm that has incorrigible adjusters and inexperienced attorneys increasing risks for your firm and clients and think that a good social media program on both sides could mitigate file churning and med-legal fraud?

Are you a HR professional who believes you cannot even send a get well card to an injured worker and you are afraid of litigation because of the wrongs you observe?  What if your company has an in-place social media platform, and even a group for your Injured Workers to convene and yes, even compare notes on the various doctors, lawyers and treatments.  Would Corporate Legal encourage #CourageousConversation in a private social media community such as on LinkedIn and Facebook?  DO YOU HAVE A BLOG AND SUPPORT GROUP FOR YOUR INJURED WORKERS?

If you are a District Attorney, Mediator, FBI agent, DOL agent or member of the ICC, do you have suggestions and resources for Injured Workers, around the globe, being tortured, maimed and murdered with little plausible deniability all because they got injured at work?

Are you an Investigative Journalist who must follow orders and have been advised that real stories on #WorkComp are VERBOTEN?

Are you a helpless family member or friend of an Injured Worker wondering what on Earth you can do to intervene?




step out of line
Linda Ayres created a poll on Facebook group:  Occupy WorkComp

Hey. Help me understand so we can help one another move forward? Got a blog? Yeah, I know, it’s hard.

I’m working on blog post about Social Media for Injured Workers (aka Virtual Combat Skills) since the #WorkComp industry seems to be escalating intimidation tactics of Injured Workers who dare to use social media like a MEDIA BLAST AND OR microphone.

Have you noticed?
Facebook has a reputation for being a place for #WorkComp “Victims” stuck in learned helplessness and whining that the #WorkCompsters don’t play nice. :/ 


Please let us know which social media platforms you have, which you need help with? Thanks

“Without a blog, a growing email list, and ,a fierce social media strategy, Injured Workers are unarmed and unprotected in the global war on workers.”#USA #Canada #UK #Australia and Your Country! 

Watch for results in blog: MyWorkC

Continue to #DodgeTheRads #DTR2 – it’s increasingly dangerous out there.

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Linda Ayres
Linda Ayres PS If you have all the above accounts, feel free to share here and others can follow up there…. To keep it easy, use a hashtag with the social media platform name so it can be easily searched. Watch.

 · Reply · 5 mins

Linda Ayres

“Without a blog, a growing email list, and a fierce social media strategy, Injured Workers are unarmed and unprotected in the Global War on Workers.”

ENGAGE IN #CourageousConversations!  #StayOuttaTheStreets  #OccupyVirtually

Continue to #DodgeTheRads – it’s dangerous out there!


Got #Brains or know someone who does? Are you a doctor, lawyer, judge, politician or other professional interacting with TBI survivors?

Source: Got #Brains or know someone who does? Are you a doctor, lawyer, judge, politician or other professional interacting with TBI survivors?


ALSO — Watch this video, and take precautions, personally and for your business practices.   The Rad In America

PS:   “Have a wonderful radioactive weekend and remember to Dodge the Rads, it’s dangerous out there.”

Continue to #DodgeTheRads!  It is increasingly dangerous out there!

Read the entire series about the Radiation in America at tinyurl.com/YRTW-TheSeries

Watch this video, and take precautions, personally and for your business practices.   The Rad In America


U.S. Labor Department: States Are Failing Injured Workers by Michael Grabell ProPublica, SHARE SHARE SHARE

U.S. Labor Department: States Are Failing Injured Workers

by Michael Grabell ProPublica, Oct. 5, 2016, 6:01 a.m.

A U.S. Department of Labor report released today details the bleak fate facing the nation’s injured workers, noting that those hurt on the job are at “great risk of falling into poverty” because state workers’ compensation systems are failing to provide them with adequate benefits.

The report lays the groundwork for renewed federal oversight of state workers’ comp programs, providing a detailed history of the government’s past efforts to step in when states fell short. Sen. Sherrod Brown, D-Ohio, said in a statement Tuesday night that he was drafting legislation “to address many of the troubling findings laid out in this report” and hoped to advance it in the next Congress.

The 43-page report was prompted by a letter last fall from 10 prominent lawmakers, including Brown, urging more action to protect injured workers following a ProPublica and NPR series on workers’ comp. The stories found that since 2003, more than 30 states had changed their laws, causing some workers to lose their homes, or be denied surgeries or prosthetic devices their doctors recommended.

The Labor Department’s conclusions echo ProPublica and NPR’s findings that states have decreased benefits, created hurdles to medical care, raised the burden of proof to qualify for help and shifted costs to public programs, such as Social Security Disability Insurance.

The Occupational Safety and Health Administration, a division of the Labor Department, made similar findings last year. But Wednesday’s report underscores the prominence of the issue, as departmental investigations are typically reserved for White House priorities, such as increasing the minimum wage and guaranteeing paid family leave.

The report provides a roadmap of potential actions, but stops short of new policy recommendations in what appears to be a tacit nod to the fact that President Obama’s term is waning and substantial changes must wait for another administration. Labor Secretary Thomas Perez, who was shortlisted as a potential vice presidential candidate, is expected to hold a top job if Hillary Clinton wins the election next month.

“With this report, we’re sounding an alarm bell,” Perez said in an interview Tuesday. “A critical part of the safety net is being both attacked and eroded in no small measure because there are no federal minimum standards for workers’ compensation.”

“I hope that Congress will step up,” he added. “We have to fix this system.”

Workers’ comp dates back more than century, with each state having its own system of benefits, insurance rules and courts. Typically, when a worker is injured, employers pay their medical bills, a portion of their lost wages and compensation for any permanent disabilities. In exchange for prompt and certain benefits, workers are barred from suing their employers.

But as ProPublica and NPR found, the benefits can vary drastically, with compensation for an amputated arm ranging from $45,000 to $740,000, even in neighboring states.

The Labor Department report details how states have changed their laws largely in an effort to reduce business costs as they compete for new corporate headquarters, factories and warehouses 2014 a trend the report calls a “race to the bottom.”

It calls for policymakers to explore how to prevent the costs of workplace injuries and illnesses from being transferred to public programs, how to increase the sharing of injury data between insurers and public health researchers, and how to develop programs that help disabled workers return to the job.

Most significantly, it floats the idea of increasing federal oversight of state workers’ comp programs, which could include the appointment of a national commission, federal tracking of state laws and the establishment of minimum standards and penalties if states fail to meet them.

A presidential commission in 1972 came up with 19 guidelines for states to improve their workers’ comp systems and recommended that Congress mandate them if states didn’t act. Many states did, but as political winds shifted in the early 1980s, the threat of federal intervention passed.

The suggestion of increased federal involvement has set off alarm bells in the insurance and employer communities.

“Federal requirements imposed on a national basis would be inconsistent with the state workers’ compensation system, which has been in place for more than 100 years without federal oversight,” wrote Douglas Holmes in a recent blog post. Holmes is president of UWC, a business lobby group focused on unemployment and workers’ comp.

But in its report, the Labor Department notes that as far back as 1939, the agency considered setting guiding principles for workers’ comp as part of its mission. President Harry Truman spoke of promoting standards for state programs while President Dwight D. Eisenhower’s labor secretary sponsored the drafting of model workers’ comp laws.

Such involvement continued through the Ford and Carter administrations but was curtailed during the Reagan era. The Labor Department continued to track states’ compliance with the 1972 commission guidelines until 2004, when budget cuts ended the program.

Courts and lawmakers in several states have moved to restore workers’ comp protections since the ProPublica and NPR series published in 2015. Top courts in Florida and Oklahoma have overturned a number of business-friendly reforms highlighted in the series, including a two-year cap on wage benefits and a provision that allowed Oklahoma businesses to opt out of workers’ comp and write their own plans to care for injured employees. This summer, New Mexico’s Supreme Court granted farmworkers the right to workers’ comp for the first time in 100 years.

In California, the governor last week signed a bill that will reduce the roadblocks for workers to get medical care. And the state’s workers’ comp bureau is in the final stages of writing a new regulation that would allow more severely injured workers to qualify for home health care.

Last year, ProPublica profiled workers who had their home health aides taken away after a new law allowed insurance companies to reevaluate cases based on a more restrictive regulation.

ProPublica is a Pulitzer Prize-winning investigative newsroom. Sign up for their newsletter.



REBLOG IT!   Remember remember:  “Without a blog and a growing database, Injured Workers are Unarmed and Unprotect in the War On Workers.”  Tell your friends and neighbors; Congress already knows!

Read the October 20, 2015 letter from federal lawmakers to dol here.

Eagle feathers and Psychopaths.jpg

WE ARE THE MEDIA NOW   #DodgeTheRads – Be ITK about Your Radiation This Week





Are these the words of a “vociferous militant” or simply the words of an esteemed spokesman for all stakeholders in the Workers’ Compensation field?

Thank you, David DePaolo, for all you have done on behalf of America’s Injured Worker population. RIP. https://www.workcompcentral.com//columns/print/id/i321y06u1156781ij21g0v

See even more on LinkedIn: https://www.linkedin.com/pulse/what-workers-compensation-industry-blogs-who-saying-linda-ayres

Be sure to take the self-guided virtual fb tour of Injured Worker Ghettos, Groups and Kamps, and be sure to sign up for the blogs of all the ‘Industry Top Bloggers’ – you’ll find the links herein.

The 99% care! See more at LucyOccupy.com and share with your smart friends.

#DodgeTheRads and Remember Remember…

Ask About Workers Comp Gravy Trains

  • Remember Remember the Words of David DePaolo, RIP:
  • The brokerage community has been successful for many years in steering the fraud debate towards the most minuscule part of fraud: injured workers; a segment of the fraud population that is so small that insurance companies comically seek big attention for thwarting a criminal act that typically does not amount to more than $10,000 in damage.

  • Where is the outcry, however, when brokers suck $4 billion out of a system on clever reinsurance chicanery (see our various stories and articles on Unicover) so they can make a half-billion dollars in fees? Why isn’t the Employer’s Fraud Task Force and other self-appointed…

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A Swath of Injured Workers on Facebook Are Seeking Help — Peeps on LinkedIn were asked: CAN YOU HELP?

More Talking Points for a GLOBAL SUMMIT on WorkComp Resolutions! WHAT ELSE?

Source: A Swath of Injured Workers on Facebook Are Seeking Help — Peeps on LinkedIn were asked: CAN YOU HELP?


About that Facebook Virtual Tour of the Injured Worker Kamps? Remember this blog from February? Yeah, right.

Here, the promised fb Virtual Tour… Check out and join some of the groups….lend a hand. #DodgeTheRads

Virtual FAST Tour of the Facebook Injured Worker Ghettos, Kamps, Pages, Groups and Events – OccupyVirtually – Dodge The Rads


#DodgeTheRads #OccupyVirtually #StayOuttaTheStreets

Something is terribly wrong with workers’ compensation, isn’t it?