I would like to update this since not all are on Facebook. Today I accepted a full time position at my PRN hospital job. I am very happy. The best part of it : I will be able to add us all on my insurance in 90 days. I also will be able to go back to my part time job on my days off. This means a lot to us. Everyone needs insurance especially with two teens.
Randy still has not heard anything from the lawsuit against Workers Comp. I guess that could be a good thing. Hopefully in the next 2 months. The struggle here is real but all we can do is hope and pray. I told Randy that my wish has come true. Now it’s his turn. Please continue to pray because I know it helps!!! PERSONALLY!!! Thank you all!
Congratulations! That sounds like a big blessing! Thank you for sharing your good news!
Continue to expect and rely upon all good things coming. Help Randy set up a blog.
A social media strategy is imperative in surviving workcomp. The recent ProPublica and NPR investigative reports, about the state of Workers’ Compensation in America, and the Secretary of Labor quotes seem to have the WC industry in another tizzy.
Don’t delete any of it…. until you have a signed and Court approved fair and reasonable settlement. Start a blog.
Do a google search, “What’s YOUR Work Comp Story” … you’ll see you are truly not alone…. and it is just one fight…. FOR HUMAN RIGHTS AND CIVIL RIGHTS.
Just today an industry expert wrote this to me….. read it carefully…. it will help you and yours understand exactly what you and all American Workers are up against…. .
“Linda while you are obviously well intentioned, your perspective is distorted. The vast majority of workers comp patients are treated fairly and well. A few are not. Your efforts and PP’s denigrate and insult the hard work and diligence of many very good people in the workers comp industry.”
The interview question human resources managers and others hate most:
“Who are the Company’s WorkComp and Long Term Disability Carriers and what is the RTW success of your Safety Program?”
Subject: BLOG IDEA: “Tips on Your Workers’ Compensation Claim” – NATIONAL DISCUSSION MATTERS
Anybody hurt on the job or in the industry knows that a Work Place Injury can be career altering or career and life destroying.
Some questions to ask about WorkComp Safety Programs and Workers Compensation Insurance coverage and practices can be reviewed below.
Is being informed about the details of workers compensation and long term disability insurance coverage really any different than knowing about the medical, dental, vision, vacation or 401(k) ‘benefits’?
IF EMPLOYEES AND PROSPECTIVE EMPLOYEES DO THEIR DUE DILIGENCE BEFORE ANY INJURY, AND KNOW THE WORKPLACE PROCEDURES TO FOLLOW IN THE UNFORESEEN EVENT OF A WORKPLACE INJURY, MINOR OR CATASTROPHIC, BETTER OUTCOMES FOR ALL CONCERNED MAY TAKE PLACE.
How many Human Resources professionals are totally out of touch with the WorkComp processes and do nothing but hinder efforts for an injured worker to get medical care and benefits. How few even send a get well card or say, “Feel Better. We hope you’re back to work soon.” HOW FEW?
How many tell an injured worker, “Sorry, the legal department says we cannot talk to you or help you in any way.” HOW MANY?
DID THAT MAKE IT THE MAINSTREAM ‘NATIONAL DISCUSSION ON WORKERS COMPENSATION’ AGENDA yet?
LET’S TALK ABOUT IT HERE! THE WORK-COMP-BOYZ ARE READING THIS BLOG… even if they have nothing nice to say about it, and they have been for years. ASSUME RESPONSIBILITY!?!! Till you do, we join in the call to #BoycottCompLaude.
Oct 2, 2014 – Some contact me because of this blog, seeking answers, help and remedies. I have met some – like Linda Ayers. I won’t get into Linda’s case …
“….More often than not, of course, the injured worker gets taken care of. Yes, there are way too many cases that are wrongfully denied, where treatment is inexcusably delayed, where benefits should be provided but aren’t – but most of the time, likely far more than 80% of the time, a claim moves relatively smoothly through the process.” DePaolo 10/2014
FACT CHECK PROVES FALSE, BIASED AND MISLEADING, wouldn’t you agree?
Thanks Friend….. Noted and will be incorporated. Best, L
My suggestions: From Day 1 – (If I had it to do all over again)
1. Buy a file cabinet (or empty one) for work comp, you’re going to need it.
2. Always ask for and receive copies of all Dr visit reports, and file every report. If they aren’t accurate – Demand they change them, or send a letter to correct the record and insist it be attached to the file.
3. File and save Every communication you receive from the insurance company.
4. Keep track of all mileage and medical expenses and submit for re-imbursement on the form provided at insurance company website. If items are not re-imbursed within 45 days, re-submit until they are.
5. Do not allow Drs to delay requesting needed MRI’s / CT scans / xrays – They don’t request so they can continue to charge insurance & medicate patient, only. (If Dr will not request / demand needed testing – FIRE them and find another who will)
6. Do Not fall for the attorney lie….”You just concentrate on getting well and I will handle everything else.” Be active in your case, if your lawyer will not (within reason) communicate / update you – Get rid of him/her. They are doing you more harm than good.
7. Fight for the treatment you need, before it’s too late to correctly fix the problems from your workplace injury.
8. Call, visit, email, your political representatives and make (public) NOISE when they ignore your requests for assistance. If they are not helping you, they are NOT representing you. (That is what they are being paid to do.)
I could probably write a book on this subject but these are my starter points.
You Go Girl!
PS…I would NOT recommend asking prospective employer about their work comp practices, as it may appear a person is looking for a place to commit workplace injury fraud, which puts the injured worker at risk of attack from day one of injury. (Every lawyer should know that.)
Brilliantly written, Friend! Thank you! I think we are starting a movement!!!!! See you soon!!!!
An attorney did also respond [SEE ABOVE] and said asking about a prospective employer’s safety program would be more desirable than asking about their work comp and Long term disability insurance carriers. I extended thanks and said it was duly noted and would be incorporated.
While I understand and respect your opinion and the attorney’s on that issue…I think getting the facts before they are needed is key to breaking the strangle hold of the intimidation and secrecy that perpetuates WorkComp fraud and abuses and hyper corruption.
[Tips to Injured Workers on how to select an attorney, consequences of poor initial selection, and how to dismiss and replace an attorney will be explored in coming issues. Join the discussions! Create your own!]
In fact, I think the question begs to be asked and can be included as simply as inquiring about heath, dental and vision insurance and 401(k) contributions, particularly in light of the ongoing National Discussions on Worker’s Compensation.
Currently employed people can dig deeper in their own firms! We will provide some simple FAQs to ask!!
There is a human resources writer, Liz Ryan, who contributes regularly to Forbes magazine. She is maxed out at 30,000 LinkedIn connections, but follow her anyway.
“The Interview Question Human Resources Managers Hate Most ” to explore issues of Workplace safety and surviving workcomp?
Liz, can you jump in to the national discussion on workers compensation and tell your Forbes readers? Check with Michael Grabell of ProPublica and Howard Berkes of NPR and their teams.. They did the 2015 series: INSULT TO INJURY – including The Demolition of Workers Compensation.
Let’s get this national #workcomp discussion rolling!
We’ll make this a blog….rendered anonymous… And yes, I think you could write a brilliant e-book on these matters!!! If/ when you decide to break anonymity… Full credits will be provided and/or a forward to your eBook!!! BLOG BLOG BLOG!! ANONYMOUS PRECEDES UNANIMOUS!