3 OF 3 WORKCOMP MAGIC MONEY MATH OR FOLLOW THE MONEY ON THE WORKCOMP GRAVY TRAIN

The point is that any injured worker must keep copies of all events related to their case, including medical records, daily journal, neat copies of receipts for all income and expenses and requests for reimbursements etc.  I quite frankly think it’s monstrous that so many people, as Chris Asvar, Esq.  opined, ‘obviously didn’t do their job’ when he declined to help me in late 2012, and when I asked again in 2013 and 2014…. and that theme continues.

GRAVY TRAIN WRECK

My file of attorney notes and ‘letters of non-engagement’ are pitiful and could be subject to a whole e-book on ATTORNEY JOKES in the World of WorkComp.   This injured worker has spent more than $43,000 on medical miles and medically necessary treatments, unreimbursed.  Also, not uncommon in Workers Comp “Grand Bargain.” That industry “cost and risk shifts by any and every means necessary” is a well tuned machine.

ALL CAPS

OMG, the lawyer crowds are funny peeps… I remember one returned my call about 8 pm one night, clearly in an ‘altered state’ and ranted about how people like me were ‘pariahs’ in the system, and he was swearing up a storm about how he had no life, chad ase load of more than 400, and if he did take my case, that phone call would be the longest conversation we ever had.  Turns out he knows the former defense attorney. I mentioned my allegations of fraud with intent to deny medical care; he went ballistic again and said, ‘She’s not capable of fraud.  Incompetence yes, fraud, no.’

lisa and bart the whole damn system is wrong

Alrighty.  I suggested, “Well, since you know the defense, why don’t you make contact with her and then decide if we will consider going forward.  Another attorney reviewed files and said, “I’m sorry, this is over my head.  There’s too much fraud.”  I cried and said, “What am I supposed to do?  I have a f—-king brain injury, I can’t keep fighting fraud alone.”  He suggested Gloria Allred. Couldn’t get past her gate keepers.

.

Nobody likes WorkComp…. with good cause.  Another attorney told me it didn’t matter if I have video records of ‘them’ committing fraud’… it would never stick.  Another said that Romano Trust vs. Sedgwick gives the green light to the industry to maim and kill injured workers without consequences.  Bummer.

Is that on National Cathedral on purpose?
Is that on National Cathedral on purpose?

That attorney said something about look at how various insurance companies are gobbling up the smaller ones after that case was ‘settled’ with a $100k price on an injured workers head; cheaper than medical care, huh?

IMG_0503

How about the attorney who said, “Nobody will believe YOU have a brain injury.  WorkComp is a very small community, everybody knows everybody.”  I said, “Well, the only reason they wouldn’t believe it is because someone failed at getting the recommended evaluations and medical care from experts.  Intermittent chiropractic is hardly legitimate medical care for a well diagnosed brain injury.”

BRAIN INJURY ADVOCACY GROUP

How about when I appeared for a deposition, which was aborted and they attempted to coerce me to accept a $100,000 settlement, less attorney fees, in November 2012, without benefit of proper evaluations or care.  I told that attorney, “I’M INJURED, NOT STUPID.  I NEED TO KNOW WHAT’S WRONG WITH MY BRAIN, AND WHAT IT WILL TAKE TO GET IT BACK”

APPARENTLY, I DON’T GET IT BACK.   MAY YOU ALL HAVE VERY INTERESTING LIVES, AND REAP 100 FOLD OF WHAT YOU HAVE SOWN.

planting seeds of truth in fertile minds

If you are a numbers Geek, maybe these numbers make sense to you.  They make no sense to me, or to the experts trying to sort out the current shell game. It’s embarrassing to share such a sloppy excel spread sheet…. I used to a database wizard and excel queen.   Anyway, the numbers are from CNA and EDD print outs…. and they don’t match up.

3 OF 3 DISABILITY BENEFITS PER EDD AND WC DAYS ISSUES DATES AMOUNTS TOTALS

3 of 3 workcomp gravy train wreck20150830_20301707_0321 (1)

The WC Offset and Social Security Retroactive Pay back to date of injury, 1/9/12, less 6 month waiting period, seem to rely on accurate numbers in order to calculate:

  1.  (ACE)  Average Current Earnings
  2. (8% of something)
  3. (DIB) Disability insurance benefits
  4. WC (something about wash out agreements over life time)
  5. (3 + 4)  (combined WC and DIB; if 5 is less than 3, no offset)
  6. (5-2) offset
  7. (2-6) reduction in DIB

It is unclear to everybody how Social Security Administration came up with the numbers for their calculations, and what sources were used.  As is apparent here, CNA is all over the place with how much they paid and when.  CNA has not paid any penalties to date for delays in payment, which are apparently substantial consider refusal to pay TTD through most of 2012  (4/16/12 – 2/14/13, with last payment being 5/8/14 in the amount of $1,298.82, issued 5/7/14)

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It appears that the moneys EDD advanced because of the CNA refusal to pay TTD (with it’s refusal to provide medically necessary treatments repeatedly requested and denied in 2012 by non-medial professionals, and in 2013 forward, CorVel corporations continued the deceptions with intent to deny medical care.

SKILL SET AREA APRIL 2015.More than 40 doctors were seen for evaluations and the medical care provided is addressed in other blogs, out of compliance with ACOEM, MTUS and common sense, having caused permanent and irreparable life time incapacitating damage.  (Thanks Wyndham et al)

How many days/weeks TTD did CNA actually pay?  The numbers are all over the place, depending on what page is being reviewed.

 

SOCIAL SECURITY PAID

On May 15, 2015 — A fully favorable decision made by the Social Security Administration, with a deposit made to a closed bank account (not to the existing account for retirement benefits) in the amount of $25,591.  A kind agent of the Treasury Department resolved that issues to everyone’s satisfaction. (Thank you!)

“ACE” is stated as $3,700/month, and the source of the information is quite unclear.  The income numbers stated by SSA match nothing.

SSA also states ‘Your Workers Compensation payment of $4,177.30 — because you receive this payment’ – HUH?  LAST WORKERS’ COMP PAYMENT WAS FOR 1,298.82 ISSUED ON 5/7/2014.

Then SSA sent a letter stating “we paid you $31,654 for February 2013-July 14″ opining an overpayment of $27,078.00  (remember, they only sent $25,591, now they want back $27,078, the only money received since 5/7/14 was the June commencement of basic early retirement money in the amount of $1334, and periodically LTD payments, unless they were being subrogated or offset for some reason or another.

On 8/12/15, credited $1,500 to the ‘overpayment” and now demands $25,578, ‘or else’.   This credit was since the SSA Court generously gave the law firm an additional $1,500, the law firm returned it to SSA, as the agreement was for $4,500, not $6,000.

delusional and unicorns

EDD PRINT OUT SAYS THEY PAID 938 DAYS AND THAT WC PAID 509 DAYS FOR A TOTAL OF 1,447 DAYS FOR A TOTAL OF 127,214.90 FOR A TOTAL BETWEEN EDD AND WC FOR 1013 DAYS.  MAKES SENSE SO FAR?  YEAH, TO ME EITHER.

CNA adjuster alleges on 10/19/14 they “paid” 1/9/12-4/15-12 @ 652.15 per week and 2/15/13-5/8/14 @ 649.41 per week and reimbursed EDD for 1/28/12 to 3/4/13 for a total of $31,400.

WCGT SHELL GAME

CNA “Total WC Ind to Date””

C N A “Total WC Ind to Date”
 $  31,400.00  10/19/14 CNA adjuster alleges on 10/19/14 they “paid” 1/9/12-4/15-12 @ 652.15 per week and 2/15/13-5/8/14 @ 649.41 per week and reimbursed EDD for 1/28/12 to 3/4/13 for a total of $31,400.
 $  22,118.00 7/3/2013 Total WC ind to date
 $  42,899.12 2/28/2014 Notice of termination of benefits; last check was 2/12/14, when “Total WC ind to date” was $42,899.12 — approximately 40 weeks
4/21/2014 “Notice of TTD Resume for 2/14/14 – 4/24/14 @ 649.41 ” w/check for $6494  issued 4/18/14 and a check for 4/25/14 – 5/8/14  for $1298.82 on 5/7/14
 $  82,092.04 5/8/2014 C N A issues another ‘notice of payment termination, again alledging “104 weeks of payments  paid 1/9/12 – 5/8/14 @ 652.15/week for a new total of $82,092.04
LAST PAYMENT ISSUED  5/7/14 for $1298.82
11/3/2014 PD Disability status – repeated refusals to provide estimate PD benefits or advances
 $  87,422.04 1/50/15 PD advance on estimated PD to help get TBI treatment, $5,000, subrogated to LTD carrier, new total paid stated as $87,422.04
WOW, REALLY?

 

EDD says here EDD paid 77,821.38
EDD SAYS WC PAID IW 47,252.31
WC SAYS HERE PAID IW 49,393.52

EDD PRINT OUT SHOWS:

  • EDD PAID IW
BGN DT END DT NUM DYS REASON  AMT ISS DT souce
1/28/2012 2/14/2012 18  $                             801.90 2/15/2012 EDD INFO
2/15/2012 2/28/2012 14  $                             623.70 2/29/2012 EDD INFO
2/29/2012 3/13/2012 14  $                             623.70 3/14/2012 EDD INFO
3/14/2012 3/27/2012 14  $                             623.70 3/28/2012 EDD INFO
3/28/2012 3/31/2012 4  $                             178.20 4/2/2012 EDD INFO
4/1/2012 4/16/2012 16  $                             712.80 4/17/2012 EDD INFO
4/16/2012 5/14/2012 29  $                         2,701.76 5/16/2012 EDD INFO
4/17/2012 4/30/2012 14  $                             623.70 5/1/2012 EDD INFO
5/1/2012 5/14/2012 14  $                             623.70 5/15/2012 EDD INFO
5/15/2012 5/28/2012 14  $                         1,928.00 5/29/2012 EDD INFO
5/29/2012 6/11/2012 14  $                         1,928.00 6/12/2012 EDD INFO
6/12/2012 6/25/2012 14  $                         1,928.00 6/26/2012 EDD INFO
6/26/2012 7/17/2012 22  $                         3,029.71 7/18/2012 EDD INFO
7/18/2012 7/31/2012 14  $                         1,928.00 8/1/2012 EDD INFO
8/1/2012 8/14/2012 14  $                         1,928.00 8/15/2012 EDD INFO
8/15/2012 8/28/2012 14  $                         1,928.00 8/29/2012 EDD INFO
8/29/2012 9/11/2012 14  $                         1,928.00 9/12/2012 EDD INFO
9/12/2012 9/25/2012 14  $                         1,928.00 9/26/2012 EDD INFO
9/26/2012 10/12/2012 17  $                         2,341.14 10/15/2012 EDD INFO
10/13/2012 11/5/2012 24  $                         3,305.15 11/9/2012 EDD INFO
11/6/2012 11/8/2012 3  $                             413.14 11/9/2012 EDD INFO
11/9/2012 11/22/2012 14  $                         1,928.00 11/26/2012 EDD INFO
11/23/2012 12/6/2012 14  $                         1,928.00 12/7/2012 EDD INFO
12/7/2012 12/20/2012 14  $                         1,928.00 12/21/2012 EDD INFO
12/21/2012 1/3/2013 14  $                         1,928.00 1/4/2013 EDD INFO
1/4/2013 1/17/2013 14  $                         1,928.00 1/18/2013 EDD INFO
1/18/2013 1/31/2013 14  $                         1,928.00 2/4/2013 EDD INFO
2/1/2013 2/21/2013 22  $                         3,029.71 2/25/2013 EDD INFO
2/23/2013 3/4/2013 10  $                         1,297.99 3/11/2013 EDD INFO
3/5/2013 5/17/2013 74  $                         3,325.67 5/28/2014 EDD INFO
5/18/2013 7/30/2013 74  $                         3,325.67 5/28/2014 EDD INFO
7/31/2013 10/12/2013 74  $                         3,325.67 5/28/2014 EDD INFO
10/13/2013 12/25/2013 74  $                         3,325.67 5/28/2014 EDD INFO
12/26/2013 3/4/2014 69  $                         3,100.94 5/18/2014 EDD INFO
3/5/2014 5/11/2014 68  $                         3,334.34 5/28/2014 EDD INFO
5/12/2014 5/27/2014 16  $                         2,203.42 5/28/2014 EDD INFO
5/28/2014 6/10/2014 14  $                         1,928.00 6/11/2014 EDD INFO
6/11/2014 6/24/2014 14  $                         1,928.00 6/25/2014 EDD INFO
6/25/2014 7/8/2014 14  $                         1,928.00 7/9/2014 EDD INFO
7/9/2014 7/22/2014 14  $                         1,928.00 7/23/2014 EDD INFO
7/23/2014 7/24/2014 2  $                             246.00 7/25/2014  $                    77,821.38 EDD INFO
  • WC PAID IW PER EDD
BGN DT END DT NUM DYS REASON  AMT ISS DT
1/28/2012 2/14/2012 18 WC  $                         1,676.96
2/15/2012 2/28/2012 14 WC  $                         1,304.30
2/29/2012 3/13/2012 14 WC  $                         1,304.30
3/14/2012 3/27/2012 14 WC  $                         1,304.30
3/28/2012 3/31/2012 4 WC  $                             372.66
4/1/2012 4/15/2012 15 WC  $                         1,397.47
3/5/2013 5/17/2013 74 WC  $                         6,865.19
5/18/2013 6/19/2013 33 WC  $                         3,061.50
6/2/2013 7/10/2013 41 WC  $                         3,803.68
7/31/2013 10/4/2013 66 WC  $                         6,123.01
10/5/2013 10/12/2013 8 WC  $                             742.18
10/13/2013 12/25/2013 74 WC  $                         6,865.19
12/26/2013 1/19/2014 25 WC  $                         2,319.32
1/20/2014 3/4/2014 44 WC  $                         4,082.01
3/5/2014 5/8/2014 65 WC  $                         6,030.24  $                    47,252.31

we the people dec

CNA RECENT PRINT OUT SHOWS:

c n a  Amout Period Issue Date
1/9/2012 1/21/2012      1,304.30 2 1/20/2012
1/23/2012 2/5/2012      1,304.30 2 2/3/2012
2/6/2012 2/19/2012      1,304.30 2 2/16/2012
2/20/2012 3/4/2012      1,304.30 2 3/2/2012
3/5/2012 3/18/2012      1,304.30 2 3/15/2012
3/19/2012 4/1/2012      1,304.30 2 3/29/2012
4/2/2012 4/15/2012      1,304.30 2 4/12/2012
!!!!!!!!!! !!!!!!!!  !!!!!!!!!! !!!!!! ____ Weeks Late; 25% penalties +++
2/15/2013 2/28/2013      1,298.82 2 2/27/2013
3/1/2013 3/14/2013      1,298.82 2 3/13/2013
3/15/2013 3/28/2013      1,298.82 2 3/27/2013
3/29/2013 4/11/2013      1,298.82 2 4/10/2013
4/12/2013 4/23/2013      1,298.82 2 4/24/2013
4/26/2013 5/9/2013      1,298.82 2 5/8/2013
5/1/2013 5/23/2013      1,298.82 2 5/22/2013
5/24/2013 6/6/2013      1,298.82 2 6/5/2013
6/7/2013 6/20/2013      1,298.82 2 6/19/2013
6/21/2013 7/4/2013      1,298.82 2 7/3/2013
7/5/2013 7/18/2013      1,298.82 2 7/17/2013
7/19/2013 8/1/2013      1,298.82 2 7/31/2013
8/2/2013 8/15/2013      1,298.82 2 8/14/2013
8/16/2013 8/29/2013      1,298.82 2 8/28/2013
8/30/2013 9/12/2013      1,298.82 2 9/11/2013
9/13/2013 9/26/2013      1,298.82 2 9/25/2013
9/27/2013 10/10/2013      1,298.82 2 10/9/2013
10/11/2013 10/24/2013      1,298.82 2 10/23/2013
10/25/2013 11/7/2013      1,298.82 2 11/6/2013
11/8/2013 11/21/2013      1,298.82 2 11/12/2013
11/22/2013 12/5/2013      1,298.82 2 12/4/2013
12/6/2013 12/19/2013      1,298.82 2 12/18/2013
12/20/2013 1/2/2014      1,298.82 2 12/30/2013
1/17/2014 1/30/2014      1,298.82 2 1/29/2014
1/31/2014 2/13/2014      1,298.82 2 2/12/2014
!!!!!!!! !!!!!!!  !!!!!! !!!!!!! ___ Weeks late; 25% penalties +++
2/14/2014 4/24/2014      6,494.10 9 4/18/2014
4/25/2014 5/8/2014      1,298.82 2 5/7/2014
   49,393.52 75
 C NA PAID TO IW WEEKS PAID
104 weeks per Labor Code, weekly rate questioned, but at $1,298.82 x 52 checks = $67,538.64
C N A  Reimbursed $31,400 to EDD on 4/29/14  for paying IW $49,49,422 from 2012-2013 because C N A refused to despite Court demand:
 $       31,400.00 = 24.17579 weeks 99/weeks  effective payment?
Lump Sum Permanent Disability Advance
$5,000 1/30/2015 (subrogated by private LTD carrier?!!)

 

WC SHELL GAME TIMES HOW MANY INJURED WORKERS

REMEMBER REMEMBER……WE ARE THE MEDIA NOW…..

AUGUST 31, 2015 IS THE LAST DAY TO NOMINATE FOR

THE WORKCOMP CENTRAL COMP LAUDE AWARDS.

GALA

DID YOU GET YOUR NOMINATIONS IN YET?  MAYBE WE CAN ASK DAVID DEPAOLO TO PRETTY PLEASE EXTEND THE DATE BY TWO MORE WEEKS…..

WATCH FOR MY LIST OF NOMINATIONS, AND THE DNN-LIST…DO NOT NOMINATE/NEEDS IMPROVEMENTS

oh shit button

Have a wonderful radioactive weekend and remember to Dodge the Rads, it’s dangerous out there!”

WE ARE THE MEDIA NOW THANK YOU

2 of 3 WorkComp MAGIC Money Math or FOLLOW THE MONEY on the WorkComp Gravy Train

xmas naughty or nice

WorkCompCentral 4th Annual CompLaude Awards Gala is coming up…. Mark your calendar for Saturday, December 5, 2015.

BTW, August 31, 2015 is the deadline for submissions of YOUR nominees for the WorkCompCentraCompLaude Awards. After the recent news about Director Christine Baker, it seems that the need for your to dig deeply into your database to find good people doing good stuff in America’s work comp system has never been greater.  Here’s the link again.

On the who’s been naughty and who’s been nice, WorkCompCentral has the ‘nice” list being covered, and looks like ProPublica and #InjuredWorkersUniting will simply have to continue cover the ‘naughty’ lists and enlist support, #TEO!

CompLaude 2015 Nominees

For Injured Workers, the need has never been greater for us to tell our stories. We need a #CommitteeOfBloggers.  Tell your story to the good peeps at ProPublica…..they may not be able to get the whole truth out there, but they’re doing a damn good job creating some cognitive dissonance.   Look ’em up under The Demolition of Workers Compensation and find the link to SHARE YOUR STORY aobut “What Happens When Americans are Hurt on the Job? Help ProPublica Investigate” because, afterall, WE ARE THE MEDIA NOW.   #InjuredWorkersUniting  #SilentNoMore.

xmas naughty or nice

HAVE YOU BEEN ALSO BEEN CHEATED OUT OF DISABILITY BENEFITS AS WELL AS DENIED MEDICAL CARE FOR YEARS, CAUSING PERMANENT DISABILITIES TO YOU, TOO?   WE’RE NOT ALONE.

NAIDW 54 million plus

BUT WAIT! THERE’S MORE!   AM I MISSING SOME CALCULATIONS HERE??!!!  NOBODY AT EDD/SSA/CNA/MATRIX/ADVOCATOR/WYNDHAM SEEMS TO BE ABLE TO HELP OUT EITHER.  IT’S IN THE ‘TOO HARD’ PILE EVERYWHERE….

The skewed and repeatedly mis-stated numbers have Social Security Administration in a super quandry over retroactive Social Security Disability benefits.  First, they sent $_____________ to a dead bank account, and the Treasury Department kindly intervened.  Then they sent a letter saying, whoooops, miscalculated, send us back $______ (more than the original amount) within 30 days, or else we’ll terminate all your benefits, but you can appeal it.

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Then it was discovered they generously overpaid the law firm by $1,500 which was reimbursed immediately in June back to SSA, but SSA had apparently just processed that repayment, so they sent a follow up letter acknowledging the reimbursement and reduction in the demand for funds from Injured Worker by same amount.

.

Weeks have passed and SSA has been unable to return calls to the Advocator handling the case.  The time to appeal is fast approaching, hence, this outreach via the internet.  ARE THERE ANY FORENSIC ACCOUNTANTS OUT THERE?  OR CAN THE STATE CONTROLLER’S OFFICE HELP?    (3 OF 3 WILL FILL IN THE BLANKS ON AMOUNTS FOR SSA/EDD/CNA FIASCO…IT’S A TOUGH SHELL GAME TO FIGURE OUT—–> PARTICULARLY WITH A BRAIN INJURY.

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I JUST KNOW IT AIN’T RIGHT….  and it’s in the “too hard” pile on too many desks, another example of ‘obfuscation of facts’ with intent to deny benefits and further harm injured worker?  Sure looks like it, huh?  Not even experts can sort it out.

SOCIAL SECURITY FOLLOW THE MONEY TRAIL

CNA aka American Casualty refused to pay TTD from 4/15/12 – 2/14/13 — and there are extenuating circumstances involving not only WCAB Courts, but Information and Assistance Officers and EDD parties.  Adult Protective Services, State Senator and Assemblyman’s office helped to break the stranglehold that resulted in Injured Worker having to apply for Social Welfare, Public and Private Assistance, including help from the Salvation Army for utilities in early 2014 because of this practice which is apparently “done all the time” according to CNA Adjuster, Daniel Elliott.

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Reimbursement discount was ‘negotiated’ by defense firm with EDD, apparently without any State oversight, and a Judge on appeal said it was ok.  Apparently, some Judges think it’s ok for the State to give away taxpayer dollars to big insurance companies.

[Yikes, CNA has racked up some penalties, haven’t they?  Is there anybody enforcing these rules?]

 Amout Period Issue Date
1/9/2012 1/21/2012      1,304.30 2 1/20/2012
1/23/2012 2/5/2012      1,304.30 2 2/3/2012
2/6/2012 2/19/2012      1,304.30 2 2/16/2012
2/20/2012 3/4/2012      1,304.30 2 3/2/2012
3/5/2012 3/18/2012      1,304.30 2 3/15/2012
3/19/2012 4/1/2012      1,304.30 2 3/29/2012
4/2/2012 4/15/2012      1,304.30 2 4/12/2012
!!!!!!!!!! !!!!!!!!  !!!!!!!!!! !!!!!! ____ Weeks Late; 25% penalties +++
2/15/2013 2/28/2013      1,298.82 2 2/27/2013
3/1/2013 3/14/2013      1,298.82 2 3/13/2013
3/15/2013 3/28/2013      1,298.82 2 3/27/2013
3/29/2013 4/11/2013      1,298.82 2 4/10/2013
4/12/2013 4/23/2013      1,298.82 2 4/24/2013
4/26/2013 5/9/2013      1,298.82 2 5/8/2013
5/1/2013 5/23/2013      1,298.82 2 5/22/2013
5/24/2013 6/6/2013      1,298.82 2 6/5/2013
6/7/2013 6/20/2013      1,298.82 2 6/19/2013
6/21/2013 7/4/2013      1,298.82 2 7/3/2013
7/5/2013 7/18/2013      1,298.82 2 7/17/2013
7/19/2013 8/1/2013      1,298.82 2 7/31/2013
8/2/2013 8/15/2013      1,298.82 2 8/14/2013
8/16/2013 8/29/2013      1,298.82 2 8/28/2013
8/30/2013 9/12/2013      1,298.82 2 9/11/2013
9/13/2013 9/26/2013      1,298.82 2 9/25/2013
9/27/2013 10/10/2013      1,298.82 2 10/9/2013
10/11/2013 10/24/2013      1,298.82 2 10/23/2013
10/25/2013 11/7/2013      1,298.82 2 11/6/2013
11/8/2013 11/21/2013      1,298.82 2 11/12/2013
11/22/2013 12/5/2013      1,298.82 2 12/4/2013
12/6/2013 12/19/2013      1,298.82 2 12/18/2013
12/20/2013 1/2/2014      1,298.82 2 12/30/2013
1/17/2014 1/30/2014      1,298.82 2 1/29/2014
1/31/2014 2/13/2014      1,298.82 2 2/12/2014
!!!!!!!! !!!!!!!  !!!!!! !!!!!!! ___ Weeks late; 25% penalties +++
2/14/2014 4/24/2014      6,494.10 9 4/18/2014
4/25/2014 5/8/2014      1,298.82 2 5/7/2014
   49,393.52 75
 C NA PAID TO IW WEEKS PAID
104 weeks per Labor Code, weekly rate questioned, but at $1,298.82 x 52 checks = $67,538.64
C N A  Reimbursed $31,400 to EDD on 4/29/14  for paying IW $49,49,422 from 2012-2013 because C N A refused to despite Court demand:
 $       31,400.00 = 24.17579 weeks 99/weeks  effective payment?
Lump Sum Permanent Disability Advance
$5,000 1/30/2015 (subrogated by private LTD carrier?!!)

52 additional weeks of disability benefits to have been provided by the State, when the WorkComp system fails after the first 104 weeks, would have meant an additional benefit of 52 weeks x $961/week or $49,972.

So, if CNA had paid 104 weeks at  $649.41 (eow check $1298.82) that would have been:  $67,538.64

And if EDD has paid 52 weeks at $961/week that would have been:   $49,972

Not counting the extreme hardships caused by months of non-payments by anybody, the total TTD benefits that were due between 1/9/12 and 1/9/15 seem to be around about $117,510.64    Injured Worker was actually paid 49,393.52 from CNA and $49,422, for a total of $98,815.52 for the 3 years (approximately $33K, that came in sporadic payments, causing extreme stress and hardship).  

.

This appears to be a shortage of $18,695.12 (yikes, how close is that to the reward CNA received from EDD for refusing to pay TTD and for refusing to provide medical care?  Is that a mere coincidence?   These numbers alll jumble all over my brain.   Social Security Disability was awarded in May 2015, with retroactive pay back to date of injury, 1/9/12, with the 6 month waiting period to 7/2012.  

.

This is where it gets real real fuzzy…. that will be documented, with PDFs of all of ths in 3 of 3 – WorkComp MAGIC Money Math…  

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This seems to happen all the time, to many injured workers…..nobody seems to know how the sad tales end.  

.

You’ll know how this one ends, count on it!  Maybe you will even read about it in a ProPublica Report!  ;D

Back pay caper of May 2014 RE WC from SSA print out
2/14/2012 $1,676.96
2/28/2012 $1,304.30
3/13/2012 $1,304.30
3/27/2012 $1,304.30
3/31/2012 $372.66
4/15/2012 $1,397.47
4/16/2012 $712.80
5/17/2013 $6,865.19
7/30/2013 $3,803.68
10/12/2013 $742.18
10/4/2013 $6,123.01
12/25/2013 $6,865.19
3/4/2014 $4,082.01
1/19/2014 $2,319.32
5/8/2014 $6,030.24
C N A paid me $44,903.61
EDD paid approximately $47,922.00 difference EDD gave to C N A, not IW
EDD discounted back to C N A, collecting: $31,654.00 $16,268.00
  of the $31,654 EDD sent me approximately ($21,000.00)
C N A  5/8/2014 Notice states they paid a total of $82,092.04 – they did not.  See above and figure in discounted payback to EDD
See also 9/23/14 statement from C N A Weeks * $
1-9-2012 to 4-15-2012 TTD at $652.15 per week 13 weeks 8477.95
2-5-13 to 5-8-14 TTD at $649.41 per week 38 weeks 24677.58
Reimbursed EDD for period of 1/28/2012 – 3/4/2013 for a total of $31,400. 48 weeks 31171.68
Fred Sachs, C N A 64327.21
99 weeks
C N A alleged total paid $82,092.04 for 1/9/12 – 5/8/14 $82,092.04
C NA  alleges “We have paid the 104 weeks of benefits”
(law says 104 weeks + additional 52 by EDD afterwards as required)
THE MATH DOESN’T ADD UP

The question arises, how many unclean hands did that “negotiated discount” pass through before making it’s way back to EDD?  If this is done all the time, how many times must that discounted $18,000 be multiplied to determine how much money leaves the State in favor of Insurance Profits??

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If every State provides such “negotiated discounts” (aka “kickbacks”??!!)…. how much money is lost by such cost shifting by the State?

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Further cost shifting involves shifting to Social Security Administration, also implicated in this convoluted mess, and they are spending weeks and weeks and weeks of labor hours trying to sort out the calculations.  See below for more on that.  Treasury Department has even had to become involved in May, and will likely need to jump in again before all is said and done?

WC SHELL GAME TIMES HOW MANY INJURED WORKERS

According to the State of California Department of Industrial Relations, here’s the ideal regarding Temporary Disability benefits:

http://www.dir.ca.gov/dwc/TemporaryDisability.htm

But wait!  Is CNA aka American Casualty, THE ONLY INSURANCE CARRIER WITH SPECIAL PRIVILEGES AND DISCOUNTS afforded by DIR no matter what harm is caused to California Injured Workers?  Have any politicians approved these little … what do we call it…. incentives???

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Here’s what they say about attorneys:  http://www.dir.ca.gov/InjuredWorkerGuidebook/FAQsAttorney.pdf   (The warnings are quite inadequate–InjuredWorkers will create some new information for those new to the system. If you make a mistake retaining an attorney who freely violated the ABA Code of Ethics, you’re in for an awful ordeal, and they hang on like leaches to a file, preventing legitimate/competent attorneys from taking over their messes.

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The In-Pro-Per community is a market overlooked by most WorkCompsters…. #InjuredWorkersUniting — perhaps with teams of Paralegals, the WarOnWorkers can be won, SunTzu style, with a Rag-Tag Army of Injured and Disabled Patriots and Others.  Just sayin…THINK OUTSIDE OF THE WORKCOMP GHETTOS.

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See the gaps in which CNA failed to pay a Wyndham Worldwide Injured Worker? Does that mean 25% of each late payment, up to $10,000 is now due and payable, with sanctions?  Who absorbs that extra cost?

.

That looks like 45 weeks and 4 days?  So would that would be 25% of…. ($1298.82 divided by…. times 45… no, times 22.5 which equals $29,200) so 25% of $29,200, or $7,300.  Is that correct?  So, if you multiply a practice of cheating injured workers like that times how many million injured workers are there, the plot thickens, huh?

.

There’s a rule about penalties for failures to reimburse medical miles which CNA also scoffs at.  Complaints have been filed repeatedly with the Audit Unit; hopeful that Wyndham/CNA’s turn is coming up soon on auditors.   Out of pocket medical expenses for this injured worker have exceeded $43,000.  It seems to be a standard that injured workers who are able to, will often spend more than $50,000 in personal funds to survive the WorkComp system.  Some grand bargain, huh?  Wish for WorkComp only on your most despised enemies, huh?

.

“TD payments begin when your doctor says you can’t do your usual work for more than three days or you get hospitalized overnight. Payments must be made every two weeks. Generally, TD stops when you return to work, or when the doctor releases you for work, or says your injury has improved as much as it’s going to.”

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APPARENTLY NOT IN CALIFORNIA!  Does the State Controller know how EDD assumes risks for insurance companies then deeply discounts payback, which also deprives Injured Worker of the additional 52 weeks of State Disability, assuming that the first 104 weeks without medical care failed to result in employee death?

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If you were receiving temporary disability (TD) benefits, the first PD payment is due within 14 days after the final TD payment”   Ooooops, last TD payment was when?  Shown as 5/8/14?   Does that mean that some sort of estimated PD vs. receiving nothing for months and months and months was due?  

.

Is the claims administrator required to pay a penalty for delays in PD payments? Yes. If the claims administrator sends a payment late, he or she must pay you an additional 10 percent of the payment.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Here’s the revised Chapter 5, How it Works     TEMPORARY DISABILITY BENEFITS

What happens if I don’t get my payments on time?

Is the claims administrator required to pay a penalty for delays in TD payments?

“Is the claims administrator required to pay a penalty for delays in TD payments? It depends. The claims administrator must pay you an additional 10 percent of the payment, if: • The claims administrator sends a payment late; and • You filed a claim form for your injury more than 14 days before the payment was due. This is true even if there was a reasonable excuse for the delay. However, there’s no penalty if the claims administrator can’t determine, in the first 14 days after your employer learned about your injury, whether TD benefits must be paid and sends you a delay letter as explained above. You could be awarded a total of 25 percent of each late payment, up to $10,000, if there was no reasonable excuse for the delay…”

When do TD payments end? TD payments end when:

• Your treating doctor says you can return to your usual job (whether or not you actually return to work); or

• You return to your usual job or to modified or alternate work at your regular wages (or at wages associated with a maximum limit on TTD payments); or • You have reached a point where your condition is not improving and not getting worse. (When this happens, your condition is called “permanent and stationary.”); or

.

• You were injured on or after January 1, 2008, and received up to 104 weeks of TD benefits within five years from the date of injury, or you were injured sometime on or after April 19, 2004, through December 31, 2007, and received up to 104 weeks of TD benefits within two years from the start of payments. (Workers whose injuries involve acute and chronic hepatitis B, acute and chronic hepatitis C, amputations, severe burns, human immunodeficiency virus, high-velocity eye injuries, chemical burns to the eyes, pulmonary fibrosis, or chronic lung disease may receive up to 240 weeks of TD benefits within five years from the date of injury.)

.

When TD payments end, the claims administrator must send you a letter explaining why the payments are ending. The letter must list all TD payments sent to you. This letter must be sent within 14 days after your final TD payment. If your treating doctor says that you will never recover completely, you may be eligible to receive permanent disability benefits or a supplemental job displacement benefit. See Chapter 7. Permanent Disability Benefits, and Chapter 8. Supplemental Job Displacement Benefit  [Ooooops, CNA didn’t do that either…. ]

.

[Yikes, CNA has racked up some penalties, haven’t they?  Is there anybody enforcing these rules?]

.

http://www.dir.ca.gov/InjuredWorkerGuidebook/Chapter7.pdf

.

“What are permanent disability benefits?”

“Most workers recover from their job injuries. But some continue to have problems. If your treating doctor says you will never recover completely or will always be limited in the work you can do, you may have a permanent disability. This means that you may be eligible for permanent disability (PD) benefits. You don’t have to lose your job to be eligible for PD benefits. On the other hand, if you lose income because of a permanent disability, PD benefits may not cover all the income lost.”

.

“Other Benefits Besides PD If you have a permanent disability, you may also be eligible to receive: • Medical care for your injury, described later in this chapter. • A supplemental job displacement benefit. To learn about this benefit, see Chapter 8. • Other financial help, such as Social Security disability benefits and benefits offered by some employers and unions. To find out about these benefits, use the resources in Chapter 9”

.

When do I receive PD payments? If you have a permanent partial disability, you are eligible to receive the total amount of your PD benefits spread over a fixed number of weeks. If you have a permanent total disability, you are eligible to receive PD payments for the rest of your life. PD payments are due as listed below, except as follows: If your employer offers you work that pays at least 85 percent of the wages and benefits that you were paid at the time of injury or you are working in a job that pays at least 100 percent of the wages and benefits that you were paid at the time of injury, you will not receive PD payments until after a workers’ compensation judge approves a settlement of your case or decides on the PD benefits you will receive. If neither of the above is true:

If you were receiving temporary disability (TD) benefits, the first PD payment is due within 14 days after the final TD payment.

• If you weren’t receiving TD benefits, you should receive the first PD payment within 14 days after the claims administrator learns that you have a permanent disability caused by your injury. After the first payment, PD benefits must be paid every 14 days. PD payments end when you reach the maximum amount allowed by law or when you settle your case and receive a lump sum. Note: This lump sum is reduced by the PD benefits that you already received, including any lump sum advances.

Is the claims administrator required to pay a penalty for delays in PD payments? Yes. If the claims administrator sends a payment late, he or she must pay you an additional 10 percent of the payment. This is true even if there was a reasonable excuse for the delay and even if the claims administrator sends a letter explaining the delay. (Note, however, that this penalty is not required if you did not file a claim form for your injury.) You could be awarded a total of 25 percent of each late payment, up to $10,000, if there was no reasonable excuse for the delay.

#################################

GRAVY TRAIN WRECK

EDD PICKED UP THE COSTS FOR TEMPORARY DISABILITY BENEFITS FOR THIS INJURE WORKER BECAUSE CNA REFUSED TO PAY TTD, ALTHOUGH AGREED UPON IN A COURT HEARING.  THE ADJUSTER INDICATED THAT THEY DO IT ALL THE TIME.  REALLLY??  THE INFORMATION AND ASSISTANCE OFFICER COULD ONLY SAY, ‘Look, the order says they would resume paying “if necessary” so apparently your Dr. Ponton didn’t think it was necessary.”  Really, he continued to call me temporarily totally disabled in every reported, omitted and not, to the Carrier and to WCAB and to EDD, so what part of that could be misunderstood as being “not necessary”????!!!

.

For the records, EDD paid over an intermittent period, ending in mid 2014 for final reconciliation, after numerous appeals, a total of approximately $49,400 ….negotiated a discount of Injured Workers Benefits or Your Tax Dollars, providing the WorkComp carrier what appears to be an award for approximately $18,000 for REFUSING TO PAY TEMPORARY TOTAL DISABILITY PAYMENTS IN ACCORDANCE WITH LABOR CODE, AND FOR CAUSING PERMANENT TOTAL DISABILITIES BY FAILING TO PROVIDE MEDICALLY NECESSARY TREATMENTS WHILE RACKING UP WHAT APPEARS TO BE A DRAMATIC MONEY LAUNDERING EFFORT WITH MORE THAN APPROXIMATELY 40 FACE TO FACE MEDICAL EVALUATIONS.

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NUMEROUS CorVel medical evaluations with supportive chicanery continuing the pattern of egregious harm with callous disregard for life and  WITH TOTAL DISREGARD FOR RECOMMENDATIONS FOR TREATMENT.

 

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psychopath advisory
DEFENSE AGAINST THE PSYCHOPATH – STUDY AND SHARE – https://www.youtube.com/watch?v=Gd6P1Ue2aGg

This is the American Workers Compensation System?  Everybody knows.  What’s wrong you people putting up with these most vile practices that are mere profiteering by the maiming and experiments and exterminations of your fellow Americans? Is it really worth your soul to sell out humanity?

 

psychopaths in power know  do you

Well, we know that psychopaths have no remorse, compassion or soul—-is that what we have here, WorkComp is operated by a SWATH OF PSYCHOPATHS?   SOS, MY FELLOW AMERICANS!  SOS!

.

“If not you, then who? If not now, then when?”  YOU COULD BE NEXT!

#InjuredWorkersUniting  #SilentNoMore

flag distress signal

WE ARE THE MEDIA NOW –> BE GEEKY!

to be continued

1 of 3 WorkComp MAGIC Money Math or FOLLOW THE MONEY on the WorkComp Gravy Train

Date of Injury:  1/9/2012  — Brain Injury Survivor still on the rest and wait and wait and wait for benefits and medical care program.  WorkComp Carrier has successfully shifted risks and burdens to the State and SSA,  IS THERE A FORENSIC ACCOUNTANT READING THIS? OR DO YOU KNOW ONE TO SEND IT TO?

GRAVY TRAIN FAT CATS

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‘C N A  Reimbursed $31,400 to EDD on 4/29/14  for paying IW $49,422 from 2012-2013 because C N A refused to despite Court demands and Injured Worker Objections”  

WC WorkCompFraud and Money

” Not counting the extreme hardships caused by months of non-payments by anybody, the total TTD benefits that were due between 1/9/12 and 1/9/15 seem to be around about $117,510.64    Injured Worker was actually paid 49,393.52 from CNA and $49,422, for a total of $98,815.52 for the 3 years (approximately $33K, that came in sporadic payments, causing extreme stress and hardship).  

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This appears to be a shortage of $18,695.12 (yikes, how close is that to the reward CNA received from EDD for refusing to pay TTD and for refusing to provide medical care?  Is that a mere coincidence?   These numbers alll jumble all over my brain.  

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Social Security Disability was awarded in May 2015, with retroactive pay back to date of injury, 1/9/12, with the 6 month waiting period to 7/2012.  This is where it gets real real fuzzy…. that will be documented, with PDFs of all of this in 3 of 3 – WorkComp MAGIC Money Math…  This seems to happen all the time…..nobody seems to know how the sad tales end.  

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You’ll know how this one ends, count on it!  Maybe you will even read about it in a ProPublica Report!  ;D “

questions and answers complicated and simple

How many unclean hands do how many such ‘negotiated discounts’ pass through for the ultimate profit and bottom line of insurance carriers across America doing nothing but maiming and permanently disabling injured workers, cheating remaining legitimate WorkComp providers out of their fees, while supporting operations of sonderkommando type doctors willing to write fraudulent reports on behalf of their benefactors?

BRAIN INJURY ADVOCACY GROUP

There is no mechanism in America’s workers comp system for Injured Workers to report Doctor, Attorney, Provider and Employer Fraud.  DA only goes after groups like “Hell’s Angels” …..for what, cutting into the WorkCompster Drug Trafficking?

FUKITOL

D’oh!  At least the HAs are honest about their motives and practices of PROFITS BEFORE LIVES.   Very few peeps in WorkComp can claim such honesty.

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Why would a doctor prescribe a stomach drug for a brain injury survivor and why would a doctor prescribe an expensive creme for brain injury survivor, or why would a doctor prescribe (and mail without knowledge) a hand held ultra-sound device, without instructions for which brain lobe to use it on?  That’s WorkersCompensation.

My Fellow Americans.  Boomers!  Heads up!  The younger people do not have a chance in hell to survive American’s WorkComp rackets!   Mamas!  Don’t let your babies be doctors and lawyers and thugs!  #SOS!  #CommitteesOfBloggers needed ASAP!  #WATMN

wc doc can you see the problem

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Why would a doctor prescribe an ‘epilepsy medication with mood elevators as a precaution for a few years’ for a slip and fall head injury, after a 5 minute meet and greet?

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The more conservative, well-paid industry leased/owned WorkCompsters will prescribe ‘over the counter analgesics’ for brain injury, and some that, in the 60’s would have been categorized as “MCPs,” shrug and indicate that a woman over the age of 35 is not entitled to medical care for a brain injury, particularly after medical has been denied by the carrier for more than 2 years.

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WHAT A #GrandBargain WorkComp is, huh?

go save yourself from the zombies

WE ARE THE MEDIA NOW —> BE GEEKY!

WHITE ROSES AND LINKED IN 5 16 2015

to be continued

Brain Injury Report: MMI – Neuropsychologist Final Report / WHAT’S NEXT WYNDHAM WORLDWIDE?

Dear Fred, Stewart, Tina, Michael and all:
I have just received a copy of the concluding report of treating doctor,  Dr. Hilda Chalgujian, PhD, MBA, Licensed Psychologist, Clinical Psychologist, as you both, Stewart Reubens and Fred Sachs, received directly from Dr. Chalgujian.   DR HILDA CHALGUJIAN MMI AUG 2015
.
Dr. Hilda’s report says I am “MMI”  Maximum Medically Improved.    Email from Fred Sachs this morning confirmed CNA will continue to do nothing to help me.  OK.  Onward.   Trial return to work.   Let’s get moving.

Fred and Tina, Please let me know what’s next.  Is there a sales training class coming up?  
 
I am ready for a trial return to work. Now.  Accommodations I request are minimal, an ergonomical chair with lumbar support, placement at the Palm Springs, California resort after the Sales Training 2-4 week course, and a “go-to manager” for accommodations assistance, feedback and assistance in re-socialization involved in return to work, with minimal interaction with current Human Resources Personnel, Insurance Carrier and Defense team.  I am available to start a trial return to work tomorrow.  If an FEHA regulated interactive process meeting will be conducted to work out the details, please advise time and place, preferably Palm Springs, which is closest to my home. Please advise.
 .
It wasn’t easy, but as you know, I lost my Hawaii Real Estate Sales license forever, but I did reinstate my Calfornia Real Estate Broker’s license and my California Notary Commission.     I am still waiting for a corrected statement of benefits from CNA; just this morning I was advised they have inaccurately reported to various agencies that they paid $1,298.82 from January through April 2012, then resumed in “January 2013 TO PRESENT” the same amount.  Well, we’ll see what the corrected information Fred has promised says, if it ever arrives.  For the records, THAT IS TOTALLY UNTRUE.
 .
Does this mean I can return to work or at least commence the FEHA required interactive process that has been repeatedly denied since the first doctor attempted to help me get back to work, Dr. Marcel Ponton, in his final October 2012 report?  His recommendations for treatment were also ignored, and there are some gross mis-statements of facts surrounding his period of being PTP in that first critical year post-injury.  His reports talked about ‘continuation of authorized treatments’ which sounds nice, but the requested treatments were not authorized.  His reports were repeatedly omitted by the Defense to subsequent evaluting doctors, and it took a Court Hearing to get Ms. Mall to include the reports, along with hundreds of pages of other medical evidence conveniently omitted with intent to deny medical.  The same “Defense Strategy” was repeatedly used by Ms. Mall in a pattern of continuous harm, evidence in false report by QME/AME doctors O’Brien, Zardouz and Kent.
 .
Consequently, it took more than 2.5 years, until Dr. Hilda Chalgujian, a nationally renown brain injury expert, was found and was able to organize some medical treatment… she and the SCRIPPS neurologist recommended substantially more time at the SCRIPPS BRAIN INJURY REHABILITATION CENTER (both doctors were agreeable to SCRIPPS or any similar interdisciplinary treatment program).  24 days were authorized by CNA, reluctantly, with fights, denials and appeals.
 .
A complete copy of the report is attached for the reference of those parties interested in helping to save the lives of InjuredWorkers in America, and for those interested in more of the details of Ayres vs. Wyndham, date of injury 1/9/12.  I dare to share the entire report because my HIPPA rights have been violated repeatedly — by my own retained and dismissed attorneys, by Grancell, by CorVel and others.  What difference does it make now?
 .
The Functional Disabilities listed below are very disheartening.   At SCRIPPS, and at Coastline, I learned that often, people with the most devasting cognitive impairments are those most eager to return to work, and in the deepest denials of their abilities to do so.  I can type.  If I don’t move from the desk in my WorkComp War Room, and I can certainly give the appearance of being rather functional.  I have been housebound because of the EPIC FAIL of the Wyndham Worldwide Worker’s compensation insurance providers, and lack of policies, procedures and any good faith or will to good.
 .
For those Wyndham Recruiters and other executives, ponder for a moment on the listed “Functional Disabilities” and  ask yourself, ARE THESE THE QUALIFICATIONS OF A SUCCESSFUL WYNDHAM WORLDWIDE VACATION OWNERSHIP SALES PERSON, “Salesperson of the Month” more than once, in numerous locations.  ARE THESE THE PERSONALITY TRAITS, SKILLS AND ABILITIES OF SOMEONE YOU WANT ON YOUR TEAM, someone you can feel confident will take your team into bonus, month after month?   ARE THESE THE TRAITS THAT YOU SEEK IN A WYNDHAM COLLEAGUE?
 .
WELL, THESE DO NOT DESCRIBE MY PRE-WYNDHAM-WORLDWIDE-ACQUIRED BRAIN INJURY OF 1/9/12.   WHAT HAS HAPPENED TO ME, COULD HAPPEN TO ANY ONE OF YOU.   IF YOU DO NOT SPEAK UP NOW, AND DEMAND TERMINATION OF CNA’S CONTRACTS AND PROBATION OR TERMINATION FOR THE WYNDHAM STAFF INVOLVED IN THIS PATTERN OF CONTINUOUS HARM TO ME, well, so be it.  The Laws of Karma override the laws of fascists, every time.
 .
So, ANOTHER INJURED WYNDHAM WORKER KICKED TO THE CURB, WITHOUT BENEFITS, WITHOUT MEDICAL CARE, AND WITHOUT HOPE.
 .
MAY EACH OF YOU HAVE VERY VERY INTERESTING LIVES—-    You may discover something of value to your apparent callous disregard for human life in the words of Monica Lewinsky: “The Price of Shame” — in our Culture of Humiliation.  To see the part you play, those of you wearing your Brown Shirts, you might grasp the brief video, WHY AMERICA IS NOT THE GREATEST COUNTRY IN THE WORLD.   You are part of it’s destruction.  Shame on all of you.  May you reap what you have sown, one hundred fold. 
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For InjuredWorkers in America, we will continue to warn the others, and study DEFENSE AGAINST THE PSYCHOPATH (Full length).  Key characteristics … 1. Lack of Empathy…

IMPAIRMENTS.JPG

Did you ever read this blog?

HOW TO REPAIR A WORKCOMP DAMAGED RESUME, CAREER, BRAIN AND LIFE? ASK LIZ?

See more here, too, so we have no more surprises:
ASK ABOUT WORKERS COMP GRAVY TRAINS NOW
Capture WYN COUNT ON ME PROGRAM.JPG
Sincerely,
LINDA AYRES, IN PRO PER
 .
Web version follows, because, after all, WE ARE THE MEDIA NOW —  Thanks for everything to date.  More to come.
_______________________________________________________________________
PROOF OF SERVICE
 
RE: LINDA AYRES VS. WYNDHAM WORLDWIDE ET AL
WCAB CASE NO ADJ8181903  CNA E3269102we  WWID 415287
STATE OF CALIFORNIA, COUNTY OF SAN BERNARDINO
 
MMI REPORT OF DR. HILDA CHALGUJIAN – AUGUST 27, 2015 (3 PAGES) WITH COVER TRANSMISSION EMAIL
I am a resident in the aforesaid county, State of California, I am over the age of 18.  My residence address is:  PO BOX 835  YUCCA VALLEY CA 92286
On August 28, 2015, I served the aforementioned correspondence by fax and mail to:
Stewart Reubens, Law Offices of Grancell, Stander, Reubens, Thomas and Kinsey, 7250 Redwood Boulevard, Suite 370, Novato CA 94945  Fax: 415 892 7436
Fred Sachs, CNA Insurance – fax 714 256 7630
Kimberly Mall, Law Offices of Grancell, Standers, Reubens, Thomas and Kinsey – fax 951 7789233
and I also served a complete electronically to:
electronically to:
• MBX – WVO LEAVE SUPPORT CENTER WVOLeaveSupportCenter@wyn.com
• Tina Jordan – Regional HR Manager – Wyndham tina-iordan@wyn.com
• Jerrell Stark, Regional Recruiting Manager-WVO, SoCal jerrell.stark@wyn.com
• Michael Dougherty – Wyndham Risk Management michael.dougherty@wyn.com
• Mary Falvey – Wyndham EVP – Human Resources mary.falvey@wyn.com
• Fred Sachs, Adjuster – CNA Claims Plus Fred.Sachs@cna.com
• Shane Riedman, Head of Fraud Prevention, CNA shane.riedman@cna.com
• Stewart Reubens – Grancell Stander et a! SReubens@grancell-law.com
Scott.mixon@wyn.com, Megan.Gormley@wyn.com, Carol.Bullock@wyn.com, doug.parks@wyn.com, amy.labroo@wyn.com, PATRICIA.LEE@WYNDHAMWORLDWIDE.COM, Sara.Salvatore@wyn.com, Amanda.Settee@cna.com,Jonathan.Isernhagen@wyn.com,  christopher.petrosini@wyn.com, michael.dougherty@wyn.com, mary.falvey@wyn.com, kmall@grancell-law.com, Steven.Anderson@cna.com, Brent.Wisniewski@cna.com, Bill.Boyd@cna.com,Shauna.Chiappella@cna.com, marybeth.stolworthy@wyn.com, tara.chmiel@wyn.com, michael.grabell@propublica.org, daniel.elliott@cna.com, Blair.Shropshire@cna.com, Roy.Alexander@cna.com, Ryan.Carbah@cna.com,Alissa.Mitchell@cna.com, Amy.Dreibelbis@cna.com, Julie.Western@cna.com, Robert.Strozak@cna.com, Jonathan.Hueschen@cna.com, Samir.Arora@wyn.com, Josh.Lesnick@wyn.com, Walter.Yosafat@wyn.com,Nelson.Leiser@WYN.COM, mike.reilly@wyn.com, sara.rojas@wyn.com, Christopher.Lucas@cna.com, Joshua.Ramos@cna.com, bbarkley@grancell-law.com, kroberts@grancell-law.com, Favio.Corral@cna.com,Demetria.Winkler@cna.com, trichards@grancell-law.com, jstander@grancell-law.com, jthomas@grancell-law.com, dchun@grancell-law.com, Eden.Mauro@cna.com, Kirtan.Dave@cna.com, info@naidw.org,Faith.Taylor@WYN.COM, Reese.Walker@cna.com, James.Graves@cna.com, ngrancell@grancell-law.com, cna_help@cna.com, marybeth.stolworthy@wyn.com, tara.chmiel@wyn.com, christopher.petrosini@wyn.com,    wynlinda@gmail.com, lindaayres@aol.com,  wvoleavesupportcenter@wyn.com, shane.riedman@cna.com, workcomplinda@gmail.com, , mary.falvey@wyn.com, tina.jordan@wyn.com,  michael.grabell@propublica.org, ,
I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct, and that this
declaration was executed August 28, 2015 at Yucca Valley, CA.
Signature.JPG

 

#OccupyVirtually! MicCheck! Who Owns Director Christine Baker? Who else is leased/owned up there?

MicCheck! Who Owns Director Christine Baker?

Linda Ayres

Wyndham Worldwide – Disabled by WorkComp EPIC FAIL

MicCheck! Who Owns Director Christine Baker?

California!  Here, read it yourself and draw your own conclusions.  If it’s not one thing, it’s another with that crowd, isn’t it?  “PROFITS BEFORE LIVES”

 

“Teach your children well, Workers Comp is truly hell!”

 

IS MANDATORY MALPRACTICE ORDERED TO BEGIN ON TUESDAY, 1 SEPTEMBER 2015?

the weinmann report – politicsofhealthcare.com

Then we’ll need to know whence the misguided direction arose that convinced Director Christine Baker to file a letter in support of eliminating neurospyche as a specialty and to combine it with the more general classification of psychology absent recognition of specialized TBI education and training. One will also need to ask if there is a need for re-education and restructuring within DWC. “

The Weinmann Report – politicsofhealthcare.com …

9 hours ago – Workers Compensation has ordered that as of 1 September 2015 “clinical neuropsychology will no longer be a recognized medical specialty.

According to workcompcentral’s newsletter, 2015-08-27, California’s Division of Workers Compensation has ordered that as of 1 September 2015 “clinical neuropsychology will no longer be a recognized medical specialty.” This decision by DWC was approved by the Office of Administrative Law on 8/12/15. The ruling means that “the elimination of the specialty designation for clinical neuropsychology” goes into effect on September 1st.” 

MORE LEGISLATED FRAUD WITH INTENT TO MAIM AND KILL INJURED WORKERS FOR THE PROFIT OF THE INSURANCE INDUSTRIES? I can tell your that I have seen a couple of WorkComp Neurologists while being denied medically necessary treatment for TBI for over 3 years, 7 months, and those “doctors” don’t have a clue about brain injury, and are a threat to injured workers in this State.  Problems the same elsewhere. PROFITS BEFORE LIVES; PERJURY AND FRAUD UNPROSECUTED, AND GENERAL BAD ACTORS.  ENT Next?

Nope, good for nothing WorkCompsters, leased/owned by the insurance industries.   One WorkComp neurologist said that “women over the age of 35 are not entitled to medical care for a brain injury” (and he teaches peeps how to be a neurologist at UCLA).  Another suggested over the counter analgesics.  One suggested 3 or 4 years of epilepsy medication, as a precaution, with mood elevators.

These “neurologists” don’t even know as much as a 7th grade kid about things like that vision processing and auditory processing are via the brain.  They think (and report!) that if vision can be corrected and Injured Workers can hear, and can talk, regardless of how dysfluently, if they can stand without falling over, there are no vestibular issues; there are no issues other than a properly prepared and submitted invoice for payment of thousands of dollars for a report guaranteed to deny medical care, ‘by any means necessary.”  (Meets the DIR definition of fraud, but there is no prosecution mechanism? DOI and DOJ and DOD probably need to intervene and put California WorkComp in some sort of receivership program and clean house; top down.)  (See Fraud Warnings getting watered down by DIR as time goes by: 2014 2013  2012 2011

A self-procured legitimate neurologist who “does not take workers compensation insurance” did a real evaluation with legitimate recommendations in 2014.  (Workers comp could not help for the first 2.5 years and still can’t!) This good doctor is nationally renown at SCRIPPS BRAIN INJURY REHABILITATION CENTER, DR. MICHAEL LOBATZ.  Helping people brain injury is his passion.  He does an annual conference on brain injury — with and for international doctors, scientists and the military, along with other care providers.  Perhaps someone should obtain his opinion on this new “administrative legislation” while someone else from some fancy law firm might want to contact the Department of Justice or the National Guard to Protect California Injured and Disabled Workers?

Let’s not get started on the irresponsibility of WorkComp “Forensic Psychiatrists” who perjury and fabricate and generally make stuff up, and when called out on it, WCAB apparently has some sort of “secret records” process where dirty reports can continue to be circulated, despite objections,  and “considered” and subsequent evaluating doctors are asked to refrain from “summarizing” and therefore are being invited to participate in felony fraud. (Violation of… Article 14 of the California Constitution, and the 14th amendment of the Constitution of the United States of America.)

Well, it is certainly worth some of that DA fraud investigation millions of dollars to look into my case, and cases like mine, wouldn’t you agree?

I have seen a YouTube investigative report on ‘sponsored holiday parties’ Ms. Baker throws, and I heard her speak last year at the WorkCompCentral CompLaude Gala.  I tweeted through the entire talk, shaking my head, trying not to swear at all the…. truth stretching.  So far, my experience of anything since 1/9/12 WorkComp related to Sacramento seems quite…unAmerican.

Read this again, The Demolition of Workers Compensation – ProPublica

In my case, current year file churning by defense is all about a Petition for Order to Compel an ENT evaluations for a TBI, along with ADA accommodation denials, refusal to allow due process to injured worker, Court decisions favoring defense, bla bla bla.   Doesn’t get much more stupid than that, does it?

WorkComp Orthopedic surgeons I have been sent to for brain injuries have been mostly clueless about brains, and one sent a very expensive ‘home ultra sound’ machine without any instructions… I never did figure out which brain lobe he expected that to be used on.  The smarter Orthopedic Surgeons deferred to specialists in brain injuries, shot down by the defense, upheld by the Courts in an obfuscated contorted way.

Here, if you’re in the industry, and even if you’re not, you might read this book:BRAIN INJURY ADVOCATES.  Learn something.

Most CAAA attorneys seems to think a brain injury is like a broken finger. Defense attorneys dispute the location of the body part called the “head.”

If you dig a little into the ABA Code of Ethics, you’ll see some major breaches resulting in egregious harm to injured workers by the lawyer crowds, at all levels.  Mr. Holder is in the news again, too?  You saw the CNN recent report on disability fraud going all the way to Pennsylvania Avenue and Presidential appointees?  One of the WorkComp groups is getting ready for their annual conference at the lovely St. Regis Resort in Dana Point…..  Follow the Money, Always Follow The Money.

Here, read what Amy Zellmer, contributor to The Huffington Post, writes about Traumatic Brain Injury.  Most Brain Injury Survivors know much more about TBI than most any WorkComp doctor.  You should see what the CorVel and Maximus reports are like?  Mercy, do a google search on their backgrounds, YELP will have you laughing hysterically and the credentials of some of them.

What else?  Well, read my blog and the journey through surviving Workers Compensation with a brain injury— and then you may also wonder about Ms. Baker and the California Work Comp Commissions and that whole crowd.  Wait till I post some of their responses to me over the years.

You may stand there with jaw dropped, muttering, “SMFH” ….

ASK ABOUT WORKERS COMP CORRUPTION AND GRAVY TRAINS NOW  

 

BRAIN INJURY ADVOCACY GROUP

Have a wonderful radioactive weekend and remember to Dodge the Rads, it’s dangerous out there!” – Bob Nichols, VT

 

 

ASK ABOUT WORKERS COMP CORRUPTION AND GRAVY TRAINS

ASK AND TELL – SUBMIT A COMPLAINT TO THE DEPARTMENT OF JUSTICE TODAY

WE ARE THE MEDIA NOW.  BE GEEKY.

Is Christine Baker “Just Following Orders” and if so…WHY? THIS IS AMERICA, LADY!

“IS MANDATORY MALPRACTICE ORDERED TO BEGIN ON TUESDAY, 1 SEPTEMBER 2015?”

#MicCheck! Who Owns Director Christine Baker? Final Straws at CA #WorkComp

“Teach your children well, Workers Comp is truly hell!”

https://www.linkedin.com/pulse/miccheck-who-owns-director-christine-baker-linda-ayres

THINK locally ACT globally #OccupyVirtually – you know why! We are the Media Now, for what it’s worth.

WHITE ROSES AND LINKED IN 5 16 2015

.

Well, the Robert Weinmann, M.D. report caught my attention a bit ago, and as I read, I became even more horrified for Workers in California – injured and able bodied. Here, do your own research; draw your own conclusions. Keep it simple. FOLLOW THE MONEY! Read on: https://lnkd.in/bJQAXkk

  • Linda Ayres
  • Robert Weinmann, M.D.…wondering if you, Dr. Weinmann, would be willing to reach out to Attorney Chris Asvar for an opinion to include your blog? Chris is probably the most knowledgeable California attorney regarding brain injury, Worker’s Compensation, and the criminal corruption involved in harming injured workers that is par for the course in California, and across the nation. I stayed up last night well past my bedtime sharing your blog across social media. Now is the time for all people of goodwill to come to the aid of broken humanity. The people of America must realize that everything Hitler did was “legal” –until Nürnberg. It is time for trials again, this time, to include all complicit parties. If not now, then when? Worker’s Compensation is a mega billion-dollar industry. It is not broken. Ms. Baker may simply be just following orders. David DePaolo, Michael Grabell, Howard Berkes and others willl surely shine more light on this devastating and move taking place now. I will also blog and post further, but the industry likes to discount and minimize truths told by victims/survivors of work comp atrocities.I also commented on a post by Jerry Brown about @JeanFuller, so they know about this now too.THANK YOU!!!!!!🌸

     .

  • Ask about Worker’s Compensation corruption and gravy trains now

    https://askaboutworkerscompgravytrains.com/list-of-posts/

    Because WE ARE THE MEDIA NOW 🌸

    BRAIN INJURY ADVOCACY GROUP

WATMN – VOICE MAIL ABOUT LINDA AYRES VS. WORKCOMPSTERS

Do you ever wonder…What do the Treasury Department Peeps think about WorkCompsters?
WHITE ROSES AND LINKED IN 5 16 2015

WE ARE THE MEDIA NOW – BE GEEKY!

—–Original Message—–
From: lindaayres <lindaayres@aol.com>
To: fred.sachs <fred.sachs@cna.com>; michael.dougherty <michael.dougherty@wyn.com>; tina.jordan <tina.jordan@wyn.com>; SReubens <SReubens@grancell-law.com>; shane.riedman <shane.riedman@cna.com>
Cc: Brent.Wisniewski <Brent.Wisniewski@cna.com>; Steven.Anderson <Steven.Anderson@cna.com>; Shauna.Chiappella <Shauna.Chiappella@cna.com>; Bill.Boyd <Bill.Boyd@cna.com>; jthomas <jthomas@grancell-law.com>; dchun <dchun@grancell-law.com>; trichards <trichards@grancell-law.com>; jstander <jstander@grancell-law.com>; Favio.Corral <Favio.Corral@cna.com>; Demetria.Winkler <Demetria.Winkler@cna.com>; bbarkley <bbarkley@grancell-law.com>; kmall <kmall@grancell-law.com>; sreubens <sreubens@grancell-law.com>; kroberts <kroberts@grancell-law.com>; ngrancell <ngrancell@grancell-law.com>; cna_help <cna_help@cna.com>; Reese.Walker <Reese.Walker@cna.com>; James.Graves <James.Graves@cna.com>; info <info@naidw.org>; Faith.Taylor <Faith.Taylor@WYN.COM>; Eden.Mauro <Eden.Mauro@cna.com>; Kirtan.Dave <Kirtan.Dave@cna.com>; Jonathan.Hueschen <Jonathan.Hueschen@cna.com>; Robert.Strozak <Robert.Strozak@cna.com>; Julie.Western <Julie.Western@cna.com>; Amy.Dreibelbis <Amy.Dreibelbis@cna.com>; Alissa.Mitchell <Alissa.Mitchell@cna.com>; Ryan.Carbah <Ryan.Carbah@cna.com>; Roy.Alexander <Roy.Alexander@cna.com>; Blair.Shropshire <Blair.Shropshire@cna.com>; Joshua.Ramos <Joshua.Ramos@cna.com>; Christopher.Lucas <Christopher.Lucas@cna.com>; sara.rojas <sara.rojas@wyn.com>; mike.reilly <mike.reilly@wyn.com>; Nelson.Leiser <Nelson.Leiser@WYN.COM>; Walter.Yosafat <Walter.Yosafat@wyn.com>; Josh.Lesnick <Josh.Lesnick@wyn.com>; Samir.Arora <Samir.Arora@wyn.com>; Carol.Bullock <Carol.Bullock@wyn.com>; Megan.Gormley <Megan.Gormley@wyn.com>; amy.labroo <amy.labroo@wyn.com>; doug.parks <doug.parks@wyn.com>; Sara.Salvatore <Sara.Salvatore@wyn.com>; PATRICIA.LEE <PATRICIA.LEE@WYNDHAMWORLDWIDE.COM>; Jonathan.Isernhagen <Jonathan.Isernhagen@wyn.com>; Amanda.Settee <Amanda.Settee@cna.com>; Scott.mixon <Scott.mixon@wyn.com>; wvoleavesupportcenter <wvoleavesupportcenter@wyn.com>; michael.grabell <michael.grabell@propublica.org>; mary.falvey <mary.falvey@wyn.com>; patricia.lee <patricia.lee@wyndhamworldwide.com>; Barry.Goldstein <Barry.Goldstein@WYN.COM>; Kitty.Pang <Kitty.Pang@wyn.com>; reolinda <reolinda@aol.com>; WorkCompLInda <WorkCompLInda@gmail.com>; caaa <caaa@caaa.org>; Daniel.Tregoning <Daniel.Tregoning@cna.com>; Denise.Norman <Denise.Norman@WYN.COM>; Faye.Tylee <Faye.Tylee@wyn.com>; scott.mixon <scott.mixon@wyn.com>; PKlimenko <PKlimenko@grancell-law.com>; Scott.mixon <Scott.mixon@wyn.com>; Megan.Gormley <Megan.Gormley@wyn.com>; Carol.Bullock <Carol.Bullock@wyn.com>; doug.parks <doug.parks@wyn.com>; amy.labroo <amy.labroo@wyn.com>; PATRICIA.LEE <PATRICIA.LEE@WYNDHAMWORLDWIDE.COM>; Sara.Salvatore <Sara.Salvatore@wyn.com>; Amanda.Settee <Amanda.Settee@cna.com>; Jonathan.Isernhagen <Jonathan.Isernhagen@wyn.com>; sreubens <sreubens@grancell-law.com>; tina.jordan <tina.jordan@wyn.com>; christopher.petrosini <christopher.petrosini@wyn.com>; michael.dougherty <michael.dougherty@wyn.com>; fred.sachs <fred.sachs@cna.com>; mary.falvey <mary.falvey@wyn.com>; kmall <kmall@grancell-law.com>; Steven.Anderson <Steven.Anderson@cna.com>; Brent.Wisniewski <Brent.Wisniewski@cna.com>; Bill.Boyd <Bill.Boyd@cna.com>; Shauna.Chiappella <Shauna.Chiappella@cna.com>; marybeth.stolworthy <marybeth.stolworthy@wyn.com>; tara.chmiel <tara.chmiel@wyn.com>; michael.grabell <michael.grabell@propublica.org>; daniel.elliott <daniel.elliott@cna.com>; Blair.Shropshire <Blair.Shropshire@cna.com>; Roy.Alexander <Roy.Alexander@cna.com>; Ryan.Carbah <Ryan.Carbah@cna.com>; Alissa.Mitchell <Alissa.Mitchell@cna.com>; Amy.Dreibelbis <Amy.Dreibelbis@cna.com>; Julie.Western <Julie.Western@cna.com>; Robert.Strozak <Robert.Strozak@cna.com>; Jonathan.Hueschen <Jonathan.Hueschen@cna.com>; Samir.Arora <Samir.Arora@wyn.com>; Josh.Lesnick <Josh.Lesnick@wyn.com>; Walter.Yosafat <Walter.Yosafat@wyn.com>; Nelson.Leiser <Nelson.Leiser@WYN.COM>; mike.reilly <mike.reilly@wyn.com>; sara.rojas <sara.rojas@wyn.com>; Christopher.Lucas <Christopher.Lucas@cna.com>; Joshua.Ramos <Joshua.Ramos@cna.com>; bbarkley <bbarkley@grancell-law.com>; kroberts <kroberts@grancell-law.com>; Favio.Corral <Favio.Corral@cna.com>; Demetria.Winkler <Demetria.Winkler@cna.com>; trichards <trichards@grancell-law.com>; jstander <jstander@grancell-law.com>; jthomas <jthomas@grancell-law.com>; dchun <dchun@grancell-law.com>; Eden.Mauro <Eden.Mauro@cna.com>; Kirtan.Dave <Kirtan.Dave@cna.com>; info <info@naidw.org>; Faith.Taylor <Faith.Taylor@WYN.COM>; Reese.Walker <Reese.Walker@cna.com>; James.Graves <James.Graves@cna.com>; ngrancell <ngrancell@grancell-law.com>; cna_help <cna_help@cna.com>; marybeth.stolworthy <marybeth.stolworthy@wyn.com>; tara.chmiel <tara.chmiel@wyn.com>; christopher.petrosini <christopher.petrosini@wyn.com>; michael.dougherty <michael.dougherty@wyn.com>; reolinda <reolinda@aol.com>; wynlinda <wynlinda@gmail.com>; lindaayres <lindaayres@aol.com>; patricia.lee <patricia.lee@wyndhamvacation.com>;  wvoleavesupportcenter <wvoleavesupportcenter@wyn.com>; workcomplinda <workcomplinda@gmail.com>
Sent: Thu, Aug 27, 2015 6:43 am
Subject: VOICE MAIL RE: LINDA AYRES VS. WYNDHAM WORLDWIDE CNA 33269102WE – COASTLINE LODGING, SSA RECORD OF PAYMENTS, MEDIATION  (Fred Sachs voice mail)
TBI END THE SILENCE
Hi Fred, Stewart, Tina and Michael and Shane:
.
People keep telling me not to take these atrocities personally, that CNA is doing this to all injured workers.  They say the law allows it.  I don’t think so.  Fraud is a felony, that means it’s against the law.

Anyhow, attached is a voice mail message with Fred Sachs.

IF you guys can organize comp rooms at the Ramada Inn-Newport Beach on Superior Avenue, starting next week, I still have a chance to resume Coastline Acquired Brain Injury Program.  Without such help, I cannot return.   I’m not asking for an advance on anything because the $5,000 you provided in January to pay for lodging,  Matrix called it “income” and says it gets ‘subrogated’ and I am paying that back to them.  I tried to explain that it for treatment, so in essence, you gave Matrix $5k, not me, I was apparently just the intermediary.   I hope that doesn’t make me complicit in some sort of insurance con-job. Yikes. So, Tina Jordan or Michael Doughtery may be able to provide lodging so I can return to Coastine and you can figure out how to pay.

.
Without Coastline, I would have to say you have succeeded in fully destroying my life.  I know you don’t care, Shane Reideman made that very clear last fall when he called and asked me, “Tell me, Linda, when ARE you going to die?”
.
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So, are we going to mediate with Judge Siemers?  I understand he is the only Judge who can deal with a case of this complexity?
.
If I’m not going back to Coastline, we can mediate with Judge Simers any time.  Looks like I have the rest of my shortened life span to fool with Workers Compensation, and perhaps make a difference to my fellow Americans.  If not, I die trying, huh? (Shane, happy now?)
.
I told the intermediary that I don’t fly,[radiation levels way too high, if you read the news] but I could drive to SFO (would need a rental car, per diem, and lodging) but that would be my compromise, or perhaps the Judge come to Los Angeles.  His CV is outstanding.  I might be able to trust him.
.
I need the CNA list of what has been paid to me.  I’m almost out of time to appeal their demand for a return of more money than even they gave me.  They have edited their calculations a few times. Le’s find out where that allegedly monthly payment of approximately $4,000 since May 2014 has been diverted to? (Shane, is that the type of fraud your department handles??)  Would you believe they even sent the initial retro-pay to a dead back account, even though my SSA retirement money had been coming to a different account for over a year?  The Treasury agent found that of extreme interest.
.
OK, let me know where we are.
.
Have a great day, and “Dodge those Rads – It’s Dangerous Out There!”
Sincerely,
LINDA AYRES, IN PRO PER
WWID 415287
go save yourself from the zombies .

ps… So, if the below is true, then there is some validity to the CNA rest and rest and rest and rest and wait and wait and wait approach to ‘treating’ a traumatic brain injury for more than 3 years 7 months, huh?  No wonder I wake up ready to take on the world for the first hour or two of the day.!  Thanks guys and gals!

.
C’mon, I want out of WorkComp, I want the 15% legal fees to be donated to Coastline Acquired Brain Injury Foundation, and I want a reasonable settlement to enable me to forget I ever crossed paths with any of you  Oh, yes, I want some sort of restitution program by Wyndham/CNA/Grancell to ensure they never have the opportunity to harm another injured worker like this again.   Maybe I can be on the Board of Directors of such an organization.
.
Stewart, can you have someone look into setting something like that up?  Thanks.  No rush, looks like we’re going no where toward settlement, so there’s time…. since no treatment cut my life span by more than the 8 initials years estimated by the Brain Injury Association of America, looks like we have maybe another 10 or 15 to use the media to make a difference in America?  We’ll, let’s try.  COUNT ON ME to do my part!
.
Have a great day, Everybody.  I have no place to be…oh ohhhhhhhhhh…. the piano tuner is coming today.  I read that playing the piano is supposed to help with brain recovery so as Stewart and Fred know, I bought a piano last year, or maybe 2013, I don’t remember.  I didn’t realize, at the time, I had to learn to play it for it to be effective.  A local piano teacher had me is some very simple VERY SIMPLE VERY SMALL CHILDREN’S BOOK.  She was kind, but aghast at my cognitive impairments.  Most of the kids she teaches start with two very simple books.  We had to break it down to just one book for me.  I guess if I don’t really get to return to Coastline, piano lessons are back on the agenda.
.
Fred, wanna pay for them?  There’s also a company called LearningRx…  There’s help out there for people with brain injuries, I just don’t know how Thomas Motamed can run an organization with people in the dark ages about something as simple as NEURO-SCIENCE.  He takes in $10.7 million plus a year for harming people like me? Yecccch.   At least at Grancell, peeps get “Bagel Fridays” and at Wyndham, well, if you’re on the A-list, you get credit-worthy tours.  It all comes out in the wash, doesn’t it.
.
Ooooops, that was not intended to refer to ‘money laundering’ that seems to be a part of the workcomp biz models!  People tell me to refrain from slinging around words like felony fraud, RICO, corruption….   I don’t swear half as much as I used to…swearing is another consequence of brain injuries.  Shane, remember how I ended our Fall 2014 conversation, when you asked, “Tell me, Linda, when ARE you going to die?”  Yeah, that F**k YOU! was a knee jerk reaction due to TBI.
Brain Sleep and Rewiring.png

PS  Remember Remember…..

WE ARE THE MEDIA NOW (2)



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